Property Type: Detached HouseOwnership: Freehold

1489 Mt. Douglas Cross Rd

Saanich, BC V8X3H6

$1,699,900

5 bed4 bath4 parking3,216 sqftBuilt 2003
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Property Details

Property & Lot

Sub-type
House
Lot size
8,821 square feet
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Strata / maintenance fee
$0/mo
Annual property tax
$9,007.78

Interior

Heating
Heat Pump, Baseboard heaters, Electric, Natural gas
Cooling / A/C
Air Conditioned
Fireplace
Yes (1)

Parking

Total spaces
4

Room Dimensions

RoomLevelDimensions
PatioLower level11' x 13'
Laundry roomLower level6' x 7'
Living roomAdditional Accommodation11' x 16'
KitchenLower level10' x 11'
BedroomAdditional Accommodation10' x 13'
BathroomAdditional Accommodation5' x 7'
PatioLower level13' x 13'
BathroomLower level2-Piece
Recreation roomLower level17' x 23'
BathroomMain level6' x 10'
BedroomMain level12' x 10'
BedroomMain level12' x 10'
BedroomMain level11' x 11'
EnsuiteMain level8' x 12'
Primary BedroomMain level13' x 15'
Family roomMain level15' x 16'
KitchenMain level12' x 18'
Dining roomMain level12' x 12'
Living roomMain level14' x 16'
EntranceLower level11' x 12'

Listing Information

MLS®
1046440
Listed
August 10, 2026
Time on market
On the market for 21 days
Data last synced
August 28, 2026

Listing provided by: Macdonald Realty Victoria · Data source: CREA DDF.

Description

Don't let the address fool you! Located on a quiet laneway in the heart of Mt Doug, this spacious 3200+ sq ft home was built by award winning Terry Johal Developments and offers one of the most desirable floorplans you'll find on the market. The primary residence is bright and spacious and features a versatile, family orientated layout featuring a Kitchen w/eat-in Island for 6, adjacent family room, separate living/dining room space and 4 bedrooms on the main floor - a rare find. Lower level offers a large Rec room with bar area and a 2pc bathroom, and an accessible, ground level 1 bedroom - perfect for multi-generational living or a great revenue helper. Multiple decks & patio's, an oversized 2 car garage w/EV charging, brand new roof (soon to be installed), NEW Heat Pump and a fantastic yard for the kids and pets to roam freely. This rural yet convenient location is truly unbeatable - close to parks, trails, golf, beaches and shopping. (id:63159)

Values & Trends

This listing

$529/sqft

Building average

No other active listings in this building

Mt Doug average

$626/sqft

3 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Victoria (University of)

12°C

Humidity 89%

Wind NNW calm km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

117,735

(2021 Census)

+3.1% since 2016

Density: 1,136.5/km²

Dwellings: 50,064

Median household income: $93,000

After-tax: $83,000

Immigrant population: 22.5%

Top countries of origin (% of total population)

  • China3.5% · 4,110
  • United Kingdom3.2% · 3,760
  • India2.3% · 2,650
  • Philippines1.7% · 1,995
  • United States of America1.4% · 1,655
  • Germany0.6% · 730
  • Hong Kong0.6% · 720
  • Viet Nam0.5% · 540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Braefoot ElementaryElementary802 m
Lambrick Park SecondarySecondary1.2 km
Gordon Head Middle SchoolElementary1.3 km
Cedar Hill MiddleElementary1.4 km
St. Margaret's(Independent)K-121.4 km
Reynolds SecondaryElementary1.4 km
Lake Hill ElementaryElementary1.5 km
ArtsCalibre Academy(Independent)Elementary/Middle1.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (5+)

  • Unnamed49 m
  • Unnamed537 m
  • Brodick Park539 m
  • Bow Park622 m
  • Feltham Park643 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($339,980) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,359,920.00
Periodic payment — Principal & Interest (monthly)$8,773.74
Additional monthly expenses (strata, tax, utilities, etc.)$911.65
Total monthly cost$9,685.39
Interest paid over 5-yr term$389,756.98
Balance at end of term$1,223,252.44

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$339,980
Stress test qualifying rate8.09%
Payment you must qualify for$10,457.31

Cash Needed at Closing

Minimum down payment$339,980
Estimated BC PTT$31,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$373,478

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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