Property Type: Detached HouseOwnership: Freehold

149 WOOLWICH Street

Waterloo, BC N2K1S5

$1,299,900

5 bed5.5 bath7 parking3,642 sqft
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Property Details

Property & Lot

Sub-type
House
Style
Bungalow
Stories
2
Frontage
59 feet

A

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$14,056

Interior

Basement
Unfinished, Partial
Heating
Forced air, In Floor Heating, Electric, Natural gas
Cooling / A/C
Central air conditioning
Fireplace
Yes (2)
Fireplace type
Wood, Other - See remarks, Other - See remarks
Appliances
Washer, Refrigerator, Water softener, Gas stove(s), Dishwasher, Dryer, Hood Fan

Exterior & Lot

Exterior features
Stucco
Lot features
Paved driveway, Sump Pump, Automatic Garage Door Opener

Building

Water source
Municipal water
Sewer
Municipal sewage system

Parking

Total spaces
7 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
LoftSecond level18'6'' x 15'3''
Utility roomMain level6'6'' x 5'3''
Primary BedroomMain level22'3'' x 13'3''
Living roomMain level14'2'' x 17'5''
KitchenMain level19'3'' x 21'10''
FoyerMain level8'6'' x 6'3''
Family roomMain level12'2'' x 17'5''
Dining roomMain level16'7'' x 17'0''
DenMain level21'7'' x 16'10''
BedroomMain level10'7'' x 14'9''
BedroomMain level23'6'' x 18'1''
BedroomMain level13'10'' x 19'1''
BedroomMain level14'5'' x 17'2''
4pc Ensuite bathMain level
3pc Ensuite bathMain level
3pc Ensuite bathMain level
3pc BathroomMain level
2pc BathroomMain level

Listing Information

MLS®
40858748
Listed
August 31, 2026
Time on market
On the market for 14 days
Data last synced
September 15, 2026

Listing provided by: RE/MAX TWIN CITY REALTY INC. · Data source: CREA DDF.

Description

A MASTERPIECE WITH TWO SEPARATE DRIVEWAYS! Welcome to 149 Woolwich Street, an extraordinary 3,600+ sq. ft. bungaloft with a modern and contemporary interior. Extensively renovated and expanded in 2017, this remarkable 5-bedroom, 4.5-bath residence is set on an impressive 241' x 50' fully fenced lot framed by mature trees, offering exceptional privacy and presence. Inside, soaring 10' ceilings, abundant natural light and multi-zone in-floor heating create an atmosphere of understated luxury. All 5 bedrooms are conveniently located on the main level, each with ensuite access. The dramatic foyer sets the tone with a striking floating staircase, glass railings and living wall, leading to an airy loft with panoramic views—ideal as an executive office, lounge or additional living space. Designed for sophisticated entertaining, the open-concept kitchen showcases granite countertops and stainless steel appliances. A separate family room offers an intimate place to unwind, while the adjoining laundry provides direct access to a private side terrace with natural gas BBQ hookup. The primary suite is a serene retreat featuring a wood-burning stove, custom built-in closets, walkout to the rear deck and a spa-inspired 4-piece ensuite with dual sinks and an oversized glass shower. Outdoors, the secluded backyard is an entertainer’s escape with mature trees, an expansive deck and pergola. A drive-through single garage, two separate driveways and space for an additional garage on the right side of the home complete this exceptional property. Bold architecture, impressive scale and refined indoor-outdoor living make 149 Woolwich Street a truly rare Waterloo residence. A rare Waterloo offering that must be experienced in person. (id:63159)

Values & Trends

This listing

$357/sqft

Building average

No other active listings in this building

120 - Lexington/Lincoln Village average

$430/sqft

22 active listing(s)

Parking: 7 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Cambridge

Mostly Cloudy

21°C

Mostly Cloudy

Humidity 54%

Wind S 26 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

24°

Thursday night

11°

Source: Environment and Climate Change Canada.

Population

126,356

(2021 Census)

+15.5% since 2016

Density: 1,656.3/km²

Dwellings: 54,453

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 8.1% ($104,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,039,920.00
Periodic payment — Principal & Interest (monthly)$6,709.21
Additional monthly expenses (strata, tax, utilities, etc.)$1,353.33
Total monthly cost$8,062.54
Interest paid over 5-yr term$298,044.06
Balance at end of term$935,411.40

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$104,990
Stress test qualifying rate8.09%
Payment you must qualify for$9,188.44

Cash Needed at Closing

Minimum down payment$104,990
Estimated BC PTT$23,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$130,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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