Property Type: Detached HouseOwnership: FreeholdNEW LISTING

454 CABOT Trail

Waterloo, BC N2K4C8

$994,900

6 bed4.5 bath4 parking3,374 sqft
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Open House

Sunday, September 20

2:00 PM4:00 PM

Property Details

Property & Lot

Sub-type
House
Style
Other
Stories
2
Frontage
47 feet

R

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$7,146

Interior

Basement
Finished, Full
Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Appliances
Washer, Refrigerator, Water softener, Dishwasher, Dryer, Microwave, Hood Fan, Garage door opener

Exterior & Lot

Exterior features
Aluminum siding, Brick Veneer
Lot features
Conservation/green belt

Building

Foundation
Poured Concrete
Water source
Municipal water
Sewer
Municipal sewage system
Utilities
Natural Gas
Security
Smoke Detectors

Parking

Total spaces
4 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Utility roomBasement6'4'' x 11'4''
Recreation roomBasement24'4'' x 14'3''
Cold roomBasement7'4'' x 12'7''
BedroomBasement10'4'' x 12'9''
BedroomBasement10'4'' x 12'9''
3pc BathroomBasement
BedroomSecond level11'4'' x 10'6''
BedroomSecond level10'2'' x 14'8''
BedroomSecond level12'8'' x 12'1''
Primary BedroomSecond level18'11'' x 20'4''
4pc BathroomSecond level
4pc BathroomSecond level
Living roomMain level19'5'' x 14'4''
Laundry roomMain level
KitchenMain level17'5'' x 12'1''
Dining roomMain level15'5'' x 10'7''
2pc BathroomMain level

Listing Information

MLS®
40862710
Listed
September 14, 2026
Time on market
On the market for 1 day
Data last synced
September 15, 2026

Listing provided by: Royal LePage Wolle Realty · Data source: CREA DDF.

Description

Discover an exceptional single-family residence at 454 CABOT TRAIL, a traditional architectural statement in great condition that offers an expansive 6 bedrooms and 4 bathrooms across two stories. The heart of this home is its kitchen, designed for both culinary artistry and social gatherings. It features sleek stainless steel appliances, elegant stone counters, and a central island that seamlessly connects to the living room in an open-plan layout. A built-in microwave and a custom range hood complement a high-end refrigerator, completing this sophisticated space. Adjoining this, the living room offers a comforting ambiance, centered around a welcoming fireplace. Retreat to a private sanctuary where a spacious bathroom offers a jetted bathtub and a walk-in shower, heated floors, for ultimate relaxation. Beyond the interior, a private yard invites outdoor living with a fire pit and dedicated outdoor living space, perfect for entertaining or quiet enjoyment. Practicality is further enhanced by a dedicated laundry room, a built-in garage with space for two vehicles, and both a patio and a porch for enjoying the surroundings. This property offers an extraordinary lifestyle opportunity, inviting you to experience its refined comfort and thoughtful design firsthand. (id:63159)

Values & Trends

This listing

$295/sqft

Building average

No other active listings in this building

118 - Colonial Acres/East Bridge average

$435/sqft

19 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kitchener-Waterloo

Cloudy

16°C

Cloudy

Humidity 80%

Wind SE 13 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

24°

Thursday night

11°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 7.5% ($74,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$795,920.00
Periodic payment — Principal & Interest (monthly)$5,135.01
Additional monthly expenses (strata, tax, utilities, etc.)$764.50
Total monthly cost$5,899.51
Interest paid over 5-yr term$228,112.96
Balance at end of term$715,932.61

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$74,490
Stress test qualifying rate8.09%
Payment you must qualify for$7,077.63

Cash Needed at Closing

Minimum down payment$74,490
Estimated BC PTT$17,898
Legal / closing costs (typical estimate)$1,500
Total cash needed$93,888

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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