Property Type: Detached HouseOwnership: Freehold

14924 Middle Bench Road

Lake Country, BC V4V2C4

$1,699,000

3 bed2 bath2,620 sqftBuilt 1971
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Property Details

Property & Lot

Sub-type
House
Stories
2.5
Lot size
2.63 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$1,523

Interior

Heating
Stove, Electric, See remarks, Wood
Fireplace
Yes (2)
Fireplace type
Free Standing Metal

Exterior & Lot

View
Mountain view

Building

Roof
Asphalt shingle, Unknown

Room Dimensions

RoomLevelDimensions
BedroomBasement12'2'' x 10'7''
Family roomBasement22'4'' x 13'8''
LoftSecond level20'8'' x 13'11''
Mud roomMain level13'0'' x 8'8''
Primary BedroomMain level12'0'' x 17'0''
Laundry roomMain level6'9'' x 5'9''
DenMain level13'1'' x 11'11''
4pc BathroomMain level7'3'' x 7'5''
BedroomMain level12'6'' x 11'5''
3pc Ensuite bathMain level4'11'' x 8'0''
KitchenMain level10'10'' x 21'2''
Dining roomMain level6'2'' x 9'7''
Living roomMain level13'2'' x 21'9''

Listing Information

MLS®
10394243
Listed
July 22, 2026
Time on market
On the market for 40 days
Data last synced
August 28, 2026

Listing provided by: Sotheby's International Realty Canada · Data source: CREA DDF.

Description

Set on 2.63 acres of fully usable ALR land along Middle Bench Road in Oyama, this rare Lake Country offering sits above Wood Lake and showcases some of the region’s most stunning lake views. The home is a spacious rancher with basement, offering 3 bedrooms, 2 bathrooms, and a loft. Wood floors and cedar panelling add warmth, electric heat, a natural gas fireplace, and a wood stove provide cozy winter options. Tucked among mature trees, the setting feels truly private, without sacrificing convenience. Outside, the property is as productive as it is beautiful. An established irrigated peach orchard, table grapes, a large greenhouse, and a wooden gazebo overlooking the lake create a setting that is part working farm, part private retreat. Several outbuildings support farming, storage, or hobby use, and ample RV parking adds further flexibility. Currently operating as part of Lake Country's Farm Gate Program, the land carries serious agritourism potential. Whether you envision continuing with tree fruit production, establishing a cut flower garden, or developing your own estate winery, the ALR designation and existing infrastructure make next steps straightforward. For those drawn to something a little more storied, the grounds once hosted intimate backyard concerts, with guests gathered in the orchard overlooking the lake on warm summer evenings. That spirit of gathering, of place, and of the Okanagan at its most generous is woven into the land itself. Minutes to Kalamalka and Wood Lake and the Kettle Valley Rail Trail, recreation is always within reach. Private, productive, and unforgettable. Opportunities like this don't come twice. (id:63159)

Values & Trends

This listing

$648/sqft

Building average

No other active listings in this building

Lake Country East / Oyama average

$903/sqft

42 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kelowna

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

15,817

(2021 Census)

+22.4% since 2016

Density: 129.5/km²

Dwellings: 6,852

Median household income: $98,000

After-tax: $87,000

Immigrant population: 11.7%

Top countries of origin (% of total population)

  • United Kingdom2.7% · 425
  • Germany1.3% · 200
  • United States of America1% · 160
  • India0.8% · 120
  • South Africa, Republic of0.3% · 55
  • Philippines0.3% · 55
  • Netherlands0.3% · 50
  • Russian Federation0.2% · 35

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Oyama Traditional SchoolElementary1.1 km
Davidson Road ElementaryElementary7.2 km
Peter Greer ElementaryElementary7.7 km
George Elliot SecondarySecondary8.0 km
HS Grenda Middle SchoolMiddle8.2 km
Okanagan Landing ElementaryElementary15.5 km
Kidston ElementaryElementary15.7 km
Kalamalka SecondaryElementary16.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($339,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,359,200.00
Periodic payment — Principal & Interest (monthly)$8,769.10
Additional monthly expenses (strata, tax, utilities, etc.)$257.92
Total monthly cost$9,027.01
Interest paid over 5-yr term$389,550.63
Balance at end of term$1,222,604.80

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$339,800
Stress test qualifying rate8.09%
Payment you must qualify for$10,451.77

Cash Needed at Closing

Minimum down payment$339,800
Estimated BC PTT$31,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$373,280

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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