Property Type: Detached HouseOwnership: Freehold

13487 Middle Bench Road

Lake Country, BC V4V2B4

$1,499,000

3 bed3.5 bath1 parking2,553 sqftBuilt 1972
Get Directions

Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
3.55 acres
Frontage
190 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,257.16

Interior

Basement
Full
Heating
See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (2)
Fireplace type
Gas, Unknown

Exterior & Lot

Exterior features
Stucco, Other
View
Lake view, Mountain view
Pool
Inground pool

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
1 — covered indicated
Features
Attached Garage, Other, Additional Parking

Room Dimensions

RoomLevelDimensions
OtherSecond level24'5'' x 14'9''
Recreation roomSecond level14'1'' x 21'2''
Laundry roomSecond level8'10'' x 24'0''
3pc BathroomSecond level7'4'' x 7'4''
BedroomSecond level12'9'' x 11'1''
BedroomSecond level12'2'' x 14'7''
2pc BathroomMain level8'0'' x 5'4''
OtherMain level9'1'' x 6'2''
5pc Ensuite bathMain level11'5'' x 9'2''
Primary BedroomMain level14'0'' x 16'10''
Dining roomMain level24'5'' x 13'1''
KitchenMain level8'11'' x 23'8''
Living roomMain level16'11'' x 24'4''

Listing Information

MLS®
10396676
Listed
August 6, 2026
Time on market
On the market for 25 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Kelowna · Data source: CREA DDF.

Description

Mature trees, orchard views, and no through traffic define this 3.55-acre property on a quiet Lake Country road, bordered by neighbouring orchards. The fully renovated 2,500+ sq ft home offers an open floor plan with quartz countertops, on demand hot water, central vacuum, and an attached garage. The rear deck steps down to a large patio wrapping the fiberglass pool ( no liner to ever replace) with an automatic cover. The pool and patio area is the perfect setup for summer entertaining, plus established garden areas perfect for gardening or growing your own vegetables! Equestrian-ready with two fenced paddocks, each with its own tack shed and/or lean-to, plus plenty of room to expand. The main property is mostly level, with an easy drive into the residence and a 24' x 48' carport/storage outbuilding — ample space for the RV, trailer, and toys, with room left over for a workshop. The back of the property is fully fenced with automatic gate access. The views from the upper portion of the property give panoramic views of both Wood and Kalamalka Lake! A perfect location for another entertaining area. Quiet without being remote: beach recreation just down the road, and all your shopping needs only five minutes away. Rare to find this much usable acreage, this level of finish, and this much privacy in a single property. (id:63159)

Values & Trends

This listing

$587/sqft

Building average

No other active listings in this building

Lake Country East / Oyama average

$904/sqft

42 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kelowna

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

15,817

(2021 Census)

+22.4% since 2016

Density: 129.5/km²

Dwellings: 6,852

Median household income: $98,000

After-tax: $87,000

Immigrant population: 11.7%

Top countries of origin (% of total population)

  • United Kingdom2.7% · 425
  • Germany1.3% · 200
  • United States of America1% · 160
  • India0.8% · 120
  • South Africa, Republic of0.3% · 55
  • Philippines0.3% · 55
  • Netherlands0.3% · 50
  • Russian Federation0.2% · 35

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Oyama Traditional SchoolElementary3.4 km
Davidson Road ElementaryElementary5.3 km
Peter Greer ElementaryElementary5.4 km
George Elliot SecondarySecondary5.7 km
HS Grenda Middle SchoolMiddle5.9 km
Ellison ElementaryElementary15.6 km
Aberdeen Hall Preparatory School(Independent)K-1216.1 km
North Glenmore ElementaryElementary17.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 8.3% ($124,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,199,200.00
Periodic payment — Principal & Interest (monthly)$7,736.83
Additional monthly expenses (strata, tax, utilities, etc.)$649.43
Total monthly cost$8,386.26
Interest paid over 5-yr term$343,694.17
Balance at end of term$1,078,684.28

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$124,900
Stress test qualifying rate8.09%
Payment you must qualify for$10,566.35

Cash Needed at Closing

Minimum down payment$124,900
Estimated BC PTT$27,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$154,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information