Property Type: Detached HouseOwnership: Freehold

641 Stirling Ave

Nanaimo, BC V9R4C8

$674,900

4 bed2 bath2,100 sqft
Get Directions

Property Details

Property & Lot

Sub-type
House
Lot size
4,051 square feet
Zoning
Residential

RS-1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,111

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
Yes (1)

Exterior & Lot

View
Mountain view

Parking

Features
Carport

Room Dimensions

RoomLevelDimensions
BathroomMain level4-Piece
OtherLower level
Primary BedroomMain level
Living roomLower level
Living roomMain level
Laundry roomLower level
KitchenLower level
KitchenMain level
BedroomLower level
BedroomLower level
BedroomMain level
BathroomLower level4-Piece

Listing Information

MLS®
1046671
Listed
August 12, 2026
Time on market
On the market for 19 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Harbour Realty Ltd. · Data source: CREA DDF.

Description

Easy to show, large and very cozy level home that comes with income earning two bedroom unauthorized suite. Two full baths. Very bright home with updated large PVC windows. Very clean home. Roof shingles recently done. Two bedrooms up & two down in the suite. Large sunny deck out back with south and westerly exposure for max sunlight. Enter your double carport from laneway. Yard is bit informal but has nice fruit trees, grapes and two hazelnut trees. View of Mount Benson is spectacular. You won't be disappointed. (id:63159)

Values & Trends

This listing

$321/sqft

Building average

No other active listings in this building

South Nanaimo average

$440/sqft

46 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Partly Cloudy

15°C

Partly Cloudy

Humidity 85%

Wind N 2 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

99,863

(2021 Census)

+10.3% since 2016

Density: 1,104.1/km²

Dwellings: 45,138

Median household income: $75,500

After-tax: $68,500

Immigrant population: 16.1%

Top countries of origin (% of total population)

  • United Kingdom3.5% · 3,495
  • China1.3% · 1,285
  • United States of America1.2% · 1,155
  • India1.1% · 1,075
  • Philippines1% · 1,040
  • Germany0.6% · 635
  • Korea, South0.5% · 470
  • Viet Nam0.5% · 455

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

44

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Georgia Avenue ElementaryElementary438 m
John Barsby SecondarySecondary643 m
Learning AlternativesSecondary643 m
Bayview ElementaryElementary660 m
Park Avenue ElementaryElementary1.1 km
Nanaimo District SecondarySecondary1.4 km
Secondaire de NanaimoSecondary1.4 km
Fairview ElementaryElementary1.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Burger Factory Nanaimo · 601 Bruce Avenue315 m
  • Baby Salsa460 m
  • Ai Sushi go465 m
  • Rhythm Chinese Restaurant486 m
  • Mandarin House677 m

Cafes (2)

  • Tim Hortons358 m
  • Starbucks · 540 Fifth Street431 m

Grocery (2)

  • Buy Low Foods491 m
  • Truong Thanh Specialty Asian Grocery680 m

Parks (5+)

  • Robins Park315 m
  • Cat Stream Watercourse Park402 m
  • Rosamond Park · 1 Rosamond Street511 m
  • Railway/Connaught Park520 m
  • Chase River Watercourse Park · 739 Howard Avenue635 m

Shopping (2)

  • Unnamed · 510 Fifth Street443 m
  • University Village · 530 Fifth Street499 m

Pharmacies (1)

  • Shoppers Drug Mart433 m

Nearby places data: © OpenStreetMap contributors.

School district: Nanaimo-Ladysmith (SD68)

Mortgage & Ownership Cost Calculator

Minimum required: 6.3% ($42,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$539,920.00
Periodic payment — Principal & Interest (monthly)$3,483.38
Additional monthly expenses (strata, tax, utilities, etc.)$447.58
Total monthly cost$3,930.96
Interest paid over 5-yr term$154,742.62
Balance at end of term$485,659.79

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$42,490
Stress test qualifying rate8.09%
Payment you must qualify for$4,863.01

Cash Needed at Closing

Minimum down payment$42,490
Estimated BC PTT$11,498
Legal / closing costs (typical estimate)$1,500
Total cash needed$55,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information