Property Type: Detached HouseOwnership: Freehold

1520 3B Highway

Fruitvale, BC V0G1L1

$479,900

5 bed2 bath2,695 sqftBuilt 1984
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.95 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,251

Interior

Basement
Cellar
Heating
Baseboard heaters, See remarks
Cooling / A/C
Wall unit
Fireplace
Yes (2)
Fireplace type
Wood, Gas, Conventional, Unknown

Exterior & Lot

Exterior features
Stucco
Pool
Pool, Above ground pool

Building

Roof
Asphalt shingle, Unknown

Parking

Features
Carport

Room Dimensions

RoomLevelDimensions
Full bathroomLower level4'' x 7'11''
BedroomLower level11'2'' x 13'11''
BedroomLower level10'2'' x 14'
Living roomLower level24'3'' x 12'7''
StorageLower level8'6'' x 14'3''
Recreation roomLower level10'8'' x 18'8''
Full bathroomMain level4'11'' x 11'3''
Primary BedroomMain level11'7'' x 11'4''
BedroomMain level10'10'' x 7'11''
BedroomMain level8'9'' x 9'10''
Living roomMain level13'3'' x 19'
Dining roomMain level11'3'' x 8'3''
KitchenMain level10'10'' x 11'2''
FoyerMain level2'9'' x 13'8''

Listing Information

MLS®
10394022
Listed
July 11, 2026
Time on market
On the market for 52 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Kootenay Homes (2018) Ltd · Data source: CREA DDF.

Description

This property offers space in the home and in the backyard. Set on 1 fully fenced acre, this 5 bedroom, 2 bathroom home has room for the whole family inside and out. The beautifully updated kitchen is a true showstopper, complemented by new appliances installed just 6 months ago. Inside, you’ll also find two spacious living areas and main floor laundry. There are multiple heat sources including a gas fireplace, baseboard heat, and a WETT-certified wood-burning stove that adds warmth and character. The home is serviced by 200 amp panel, an electric hot water tank (2016), and a septic system installed around (2016/2017) and pumped in 2023. The backyard is set up for fun and flexibility with a pool installed in 2023, irrigation, a basketball court, a large 30x9 covered deck, and back property access. The attached 11x15 carport could be closed in as a garage. Bonus, there is a large 24x55 cellar/crawl space for even more storage! From summer days by the pool to evenings around the fire, this is a property designed to be enjoyed year-round. (id:63159)

Values & Trends

This listing

$178/sqft

Building average

No other active listings in this building

Village of Fruitvale average

$232/sqft

13 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Trail

18°C

Humidity 50%

Wind NNW 2 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Population

1,958

(2021 Census)

+2% since 2016

Density: 725.2/km²

Dwellings: 881

Median household income: $83,000

After-tax: $73,500

Immigrant population: 7.1%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 45
  • Germany0.8% · 15
  • Mexico0.5% · 10
  • United States of America0.5% · 10
  • Italy0.5% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Fruitvale ElementaryElementary1.7 km
Glenmerry ElementaryElementary7.4 km
Kootenay Columbia SecondarySecondary9.7 km
J Lloyd Crowe SecondaryElementary10.1 km
St Michael's Elementary(Independent)Elementary10.3 km
James L Webster ElementaryElementary13.4 km
des Sept-sommetsElementary/Middle17.3 km
Rossland Summit SchoolElementary/Middle17.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay-Columbia (SD20)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($23,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$383,920.00
Periodic payment — Principal & Interest (monthly)$2,476.92
Additional monthly expenses (strata, tax, utilities, etc.)$489.25
Total monthly cost$2,966.17
Interest paid over 5-yr term$110,032.58
Balance at end of term$345,337.28

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$23,995
Stress test qualifying rate8.09%
Payment you must qualify for$3,505.75

Cash Needed at Closing

Minimum down payment$23,995
Estimated BC PTT$7,598
Legal / closing costs (typical estimate)$1,500
Total cash needed$33,093

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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