Property Type: Detached HouseOwnership: Freehold

909 7TH Street

Montrose, BC V0G1P0

$548,500

5 bed3.5 bath4 parking2,612 sqftBuilt 1980
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.16 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,674.24

Interior

Basement
Full
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (2)
Fireplace type
Wood, Conventional
Flooring
Laminate, Linoleum

Exterior & Lot

Exterior features
Wood

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
4 — uncovered indicated
Features
Additional Parking

Room Dimensions

RoomLevelDimensions
FoyerMain level6'9'' x 6'9''
BedroomLower level9'1'' x 12'2''
BedroomLower level9'2'' x 13'3''
OfficeLower level12'11'' x 12'9''
Laundry roomLower level11'3'' x 12'10''
Recreation roomLower level17'1'' x 24'6''
2pc Ensuite bathMain level
3pc BathroomLower level
4pc BathroomLower level
BedroomMain level11'8'' x 11'10''
BedroomMain level11'7'' x 12'7''
Primary BedroomMain level11'3'' x 12'11''
KitchenMain level12'7'' x 16'11''
Dining roomMain level9'6'' x 12'10''
Living roomMain level14'4'' x 18'3''

Listing Information

MLS®
10387602
Listed
May 15, 2026
Time on market
On the market for 108 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX All Pro Realty · Data source: CREA DDF.

Description

Welcome to the perfect family home offering space, comfort, and functionality in a fantastic location. This spacious 5-bedroom, 2-bathroom home features a bright and inviting layout with a large kitchen offering plenty of counter space, ideal for everyday living and entertaining. The oversized living room and dining area provide ample room for gatherings, with direct access to the large deck where you can enjoy outdoor living and relaxation. The main floor offers three bedrooms, including a generous primary bedroom complete with its own ensuite, along with another full bathroom for added convenience. Downstairs, you’ll find even more living space with a huge rec room, two additional bedrooms, another full bathroom, and a versatile flex area perfect for a home office, gym, or extra storage. Outside, the private yard and storage shed add to the appeal, while the fantastic parking options make this home even more practical for families with multiple vehicles, RVs, or recreational toys. With plenty of space inside and out, this move-in ready property is an excellent opportunity for growing families looking to settle in desirable Montrose. (id:63159)

Values & Trends

This listing

$210/sqft

Building average

No other active listings in this building

Village of Montrose average

$316/sqft

6 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Trail

17°C

Humidity 55%

Wind WNW 2 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Population

1,013

(2021 Census)

+1.7% since 2016

Density: 693.8/km²

Dwellings: 435

Median household income: $94,000

After-tax: $79,500

Immigrant population: 6.9%

Top countries of origin (% of total population)

  • United Kingdom2.5% · 25

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Fruitvale ElementaryElementary4.6 km
Glenmerry ElementaryElementary5.8 km
Kootenay Columbia SecondarySecondary8.0 km
J Lloyd Crowe SecondaryElementary8.5 km
St Michael's Elementary(Independent)Elementary8.6 km
James L Webster ElementaryElementary11.5 km
des Sept-sommetsElementary/Middle15.2 km
Rossland Summit SchoolElementary/Middle15.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay-Columbia (SD20)

Mortgage & Ownership Cost Calculator

Minimum required: 5.4% ($29,850) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$438,800.00
Periodic payment — Principal & Interest (monthly)$2,830.99
Additional monthly expenses (strata, tax, utilities, etc.)$437.19
Total monthly cost$3,268.18
Interest paid over 5-yr term$125,761.34
Balance at end of term$394,702.02

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$29,850
Stress test qualifying rate8.09%
Payment you must qualify for$3,988.24

Cash Needed at Closing

Minimum down payment$29,850
Estimated BC PTT$8,970
Legal / closing costs (typical estimate)$1,500
Total cash needed$40,320

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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