Property Type: Detached HouseOwnership: Freehold

275 10th Avenue

Montrose, BC V0G1P0

$498,700

4 bed2.5 bath1 parking2,496 sqftBuilt 1974
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Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
0.12 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,163.24

Interior

Basement
Full
Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
None
Flooring
Tile, Carpeted, Mixed Flooring

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
1 — covered indicated
Features
Attached Garage, Additional Parking

Room Dimensions

RoomLevelDimensions
Recreation roomBasement14'11'' x 26'3''
Hobby roomBasement10'5'' x 14'
Laundry roomBasement7'10'' x 11'2''
Dining roomMain level10' x 11'4''
Partial bathroomMain level
Living roomMain level15'8'' x 18'5''
KitchenMain level8'9'' x 20'
Full bathroomSecond level
BedroomSecond level9'5'' x 9'5''
BedroomSecond level10'10'' x 12'9''
BedroomSecond level11'0'' x 13'8''
Primary BedroomSecond level12'10'' x 13'7''

Listing Information

MLS®
10389597
Listed
June 1, 2026
Time on market
On the market for 91 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Kootenay Homes (2018) Ltd · Data source: CREA DDF.

Description

Here's your opportunity to own a large family home in the desirable community of Montrose for less than $500,000! Priced $54,000 below assessed value, this 2,500 sq ft home offers plenty of room for the whole family. The main floor features a spacious living room, perfect for family movie nights, a convenient powder room, an eat-in kitchen with tons of cupboard space, AND a separate dining room for hosting family and friends. Upstairs, you'll find four large bedrooms, a recently renovated full bathroom with a shower/soaker tub, and nine(!) closets spread throughout the level, so you'll never run out of space for yourselves or your belongings. The finished basement offers a huge rec room, a large laundry and hobby room, and even MORE storage. Head outside through the walk-up basement and you'll find a flat, fully fenced yard with room for the kids to play and a raised-bed garden to grow your green thumb. The covered deck overlooking the yard is the perfect spot to grill up dinner or play cards on warm summer evenings. Lovingly maintained by the same family for 26 years, this home has been updated with a new roof, newer hot water tank, furnace and AC, as well as 200-amp electrical service. There's nothing left to do but move in and enjoy! (id:63159)

Values & Trends

This listing

$200/sqft

Building average

No other active listings in this building

Village of Montrose average

$318/sqft

6 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Trail

17°C

Humidity 55%

Wind WNW 2 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Population

1,013

(2021 Census)

+1.7% since 2016

Density: 693.8/km²

Dwellings: 435

Median household income: $94,000

After-tax: $79,500

Immigrant population: 6.9%

Top countries of origin (% of total population)

  • United Kingdom2.5% · 25

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Glenmerry ElementaryElementary5.3 km
Fruitvale ElementaryElementary5.7 km
Kootenay Columbia SecondarySecondary7.4 km
J Lloyd Crowe SecondaryElementary8.0 km
St Michael's Elementary(Independent)Elementary8.1 km
James L Webster ElementaryElementary10.8 km
des Sept-sommetsElementary/Middle14.4 km
Rossland Summit SchoolElementary/Middle14.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay-Columbia (SD20)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($24,935) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$398,960.00
Periodic payment — Principal & Interest (monthly)$2,573.95
Additional monthly expenses (strata, tax, utilities, etc.)$471.94
Total monthly cost$3,045.89
Interest paid over 5-yr term$114,343.08
Balance at end of term$358,865.81

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$24,935
Stress test qualifying rate8.09%
Payment you must qualify for$3,643.09

Cash Needed at Closing

Minimum down payment$24,935
Estimated BC PTT$7,974
Legal / closing costs (typical estimate)$1,500
Total cash needed$34,409

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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