Property Type: Detached HouseOwnership: Freehold

1540 Canford Avenue

Merritt, BC V1K1B8

$430,000

2 bed2 bath1,508 sqftBuilt 1988
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.13 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,862.4

Interior

Heating
Forced air, See remarks
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Mixed Flooring

Exterior & Lot

Exterior features
Vinyl siding

Building

Roof
Asphalt shingle, Unknown

Parking

Features
Covered

Room Dimensions

RoomLevelDimensions
3pc BathroomMain level
OtherMain level8'1'' x 8'2''
3pc Ensuite bathMain level
Primary BedroomMain level11'5'' x 14'8''
BedroomMain level11'6'' x 20'4''
FoyerMain level13'2'' x 7'0''
Living roomMain level14'6'' x 21'9''
KitchenMain level13'11'' x 14'7''
FoyerMain level8'2'' x 10'5''

Listing Information

MLS®
10395718
Listed
July 24, 2026
Time on market
On the market for 39 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Merritt R.E. Serv · Data source: CREA DDF.

Description

Welcome to this bright and inviting south-facing rancher, ideally situated by a park in a quiet, established neighborhood. Lovingly built and cared for by the same family since new, this well-maintained home offers a wonderful opportunity for its next owners. Offering 1,508 sq. ft. of one-level living, the home features 2 spacious bedrooms and 2 bathrooms. The open-concept kitchen, dining, and living areas are filled with natural light thanks to an abundance of large windows, creating a warm and welcoming atmosphere throughout. A unique bonus is the enclosed hot tub room, which could easily be restored for relaxation or transformed into a bright home office, den, hobby room, or additional flex space to suit your lifestyle. The home also includes a 455 sq. ft. partial unfinished basement, providing cool, dry, and easily accessible storage space. Outside, you'll find a fully fenced backyard, covered parking with convenient alley access, and a mature apple tree that adds charm to the property. Whether you're a first-time buyer, downsizing, or looking for a solid investment, this home offers exceptional value in an affordable price range. Major updates include a high-efficiency furnace and hot water tank (2021), while the roof is approximately 12 years old, providing peace of mind for years to come. Well cared for, full of potential, and ready for its next family, this is a rare opportunity you won't want to miss. Call the listing agent to book a showing. (id:63159)

Values & Trends

This listing

$285/sqft

Building average

No other active listings in this building

Merritt average

$360/sqft

91 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

12°C

Humidity 76%

Wind NE 6 km/h

Tonight

Tuesday

25°

Tuesday night

12°

Wednesday

21°

Wednesday night

Thursday

16°

Source: Environment and Climate Change Canada.

Population

7,051

(2021 Census)

-1.2% since 2016

Density: 270.8/km²

Dwellings: 3,149

Median household income: $70,000

After-tax: $64,000

Immigrant population: 9.6%

Top countries of origin (% of total population)

  • India2.3% · 160
  • United States of America1% · 70
  • United Kingdom0.9% · 65
  • Philippines0.8% · 55
  • Korea, South0.5% · 35
  • Italy0.4% · 25
  • Netherlands0.4% · 25
  • South Africa, Republic of0.3% · 20

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

33

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Merritt SecondaryElementary360 m
Merritt Central ElementaryElementary663 m
Collettville ElementaryElementary842 m
Kengard Alternate SchoolSecondary1.5 km
Diamond Vale ElementaryElementary1.9 km
Merritt Bench ElementaryElementary2.0 km
Nicola Canford ElementaryElementary2.3 km
Lower Nicola Band School(Independent)Elementary5.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (2)

  • Superior Pizza · 2052 Quilchena Avenue760 m
  • Canada Cafe · 2055 Quilchena Avenue784 m

Cafes (2)

  • Coldwater Cafe · 1901 Voght Street695 m
  • Kekuli Cafe Indigenous Cuisine · 2051 Voght Street746 m

Parks (4)

  • Voght Park · 1500 Canford Avenue155 m
  • Fairley Park · 1788 Quilchena Avenue310 m
  • Centennial Park · 1350 Government Avenue397 m
  • Spirit Square · 2026-2058 Granite Avenue753 m

Shopping (1)

  • FIELDS Merritt · 2058 Quilchena Avenue780 m

Gyms (1)

  • Planet Fitness566 m

Pharmacies (1)

  • Black's Pharmacy · 2037 Quilchena Avenue764 m

Banks & ATMs (2)

  • Interior Savings Credit Union · 1959 Voght Street700 m
  • CIBC · 2002 Quilchena Avenue714 m

Nearby places data: © OpenStreetMap contributors.

School district: Nicola-Similkameen (SD58)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($21,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$344,000.00
Periodic payment — Principal & Interest (monthly)$2,219.37
Additional monthly expenses (strata, tax, utilities, etc.)$396.87
Total monthly cost$2,616.24
Interest paid over 5-yr term$98,591.39
Balance at end of term$309,429.11

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$21,500
Stress test qualifying rate8.09%
Payment you must qualify for$3,141.22

Cash Needed at Closing

Minimum down payment$21,500
Estimated BC PTT$6,600
Legal / closing costs (typical estimate)$1,500
Total cash needed$29,600

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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