Property Type: Detached HouseOwnership: Freehold

1782 Nicola Avenue

Merritt, BC V1K1B8

$400,000

3 bed1 bath1,331 sqftBuilt 1921
Get Directions

Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.15 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,741

Interior

Heating
Forced air, See remarks
Fireplace
None
Flooring
Mixed Flooring

Exterior & Lot

Exterior features
Stucco
View
Mountain view

Building

Roof
Asphalt shingle, Unknown

Parking

Features
Additional Parking

Room Dimensions

RoomLevelDimensions
DenMain level8'2'' x 7'5''
BedroomSecond level14'7'' x 10'5''
BedroomSecond level19'0'' x 9'1''
Primary BedroomMain level11'6'' x 11'7''
FoyerMain level7'3'' x 5'6''
Laundry roomMain level7'3'' x 9'7''
4pc BathroomMain level
Living roomMain level21'11'' x 10'6''
KitchenMain level11'4'' x 17'6''

Listing Information

MLS®
10379322
Listed
March 13, 2026
Time on market
On the market for 171 days
Data last synced
August 28, 2026

Listing provided by: REMAX Legacy · Data source: CREA DDF.

Description

Welcome to this very nice and cute 3-bedroom plus den/nook home offering comfort, character, and functionality perfect for first-time buyers, small families, or those looking to downsize. Step inside to find a thoughtful layout featuring the main bedroom on the main floor, along with a full bathroom and separate laundry room for added convenience. Two additional bedrooms are located upstairs, offering privacy and flexibility for guests or kids. The cozy den/nook creates the perfect spot for reading, studying, or working from home. Outside, enjoy your peaceful backyard with a partially covered porch and newer deck ideal for BBQs, lounging, or entertaining family and friends. The yard also offers plenty of space for gardening. A bonus is the detached shop, ready for your tools, hobby projects, and everything in between. There is a separate storage shed which adds extra space for outdoor equipment and seasonal gear. Located close to downtown, you’ll love the convenience of nearby shops, restaurants, and amenities. All measurements are approximate, verify if deemed important. (id:63159)

Values & Trends

This listing

$301/sqft

Building average

No other active listings in this building

Merritt average

$360/sqft

91 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 59%

Wind NE 5 km/h

Tonight

Tuesday

25°

Tuesday night

12°

Wednesday

21°

Wednesday night

Thursday

16°

Source: Environment and Climate Change Canada.

Population

7,051

(2021 Census)

-1.2% since 2016

Density: 270.8/km²

Dwellings: 3,149

Median household income: $70,000

After-tax: $64,000

Immigrant population: 9.6%

Top countries of origin (% of total population)

  • India2.3% · 160
  • United States of America1% · 70
  • United Kingdom0.9% · 65
  • Philippines0.8% · 55
  • Korea, South0.5% · 35
  • Italy0.4% · 25
  • Netherlands0.4% · 25
  • South Africa, Republic of0.3% · 20

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

41

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Merritt SecondaryElementary480 m
Merritt Central ElementaryElementary675 m
Kengard Alternate SchoolSecondary1.1 km
Collettville ElementaryElementary1.3 km
Merritt Bench ElementaryElementary1.6 km
Diamond Vale ElementaryElementary1.7 km
Nicola Canford ElementaryElementary2.2 km
Lower Nicola Band School(Independent)Elementary5.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Mughai Gardens · 2350 Voght Street527 m
  • Canada Cafe · 2055 Quilchena Avenue539 m
  • Superior Pizza · 2052 Quilchena Avenue541 m
  • Grand Pub & Grill Ltd · 2099 Garcia Street586 m
  • Mongos Mongolian Grill · 103-2102 Nicola Avenue614 m

Cafes (3)

  • Kekuli Cafe Indigenous Cuisine · 2051 Voght Street421 m
  • Coldwater Cafe · 1901 Voght Street454 m
  • Valley Graze Box · 2114 Nicola Avenue634 m

Parks (5+)

  • Fairley Park · 1788 Quilchena Avenue221 m
  • Spirit Square · 2026-2058 Granite Avenue475 m
  • Baillie House479 m
  • Voght Park · 1500 Canford Avenue560 m
  • Lions Memorial Park · 2408 Voght Street584 m

Shopping (2)

  • FIELDS Merritt · 2058 Quilchena Avenue560 m
  • Railyard Mall · 1700 Garcia Street799 m

Gyms (3)

  • Planet Fitness333 m
  • Beyond Fitness Ladies · 2076B Granite Avenue568 m
  • Akasa Yoga Studio · 101-2102 Nicola Avenue614 m

Pharmacies (2)

  • Black's Pharmacy · 2037 Quilchena Avenue516 m
  • Pharmasave · 1800 Garcia Street683 m

Banks & ATMs (3)

  • Interior Savings Credit Union · 1959 Voght Street431 m
  • CIBC · 2002 Quilchena Avenue493 m
  • RBC Royal Bank · 2090 Quilchena Avenue613 m

Nearby places data: © OpenStreetMap contributors.

School district: Nicola-Similkameen (SD58)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($20,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$320,000.00
Periodic payment — Principal & Interest (monthly)$2,064.53
Additional monthly expenses (strata, tax, utilities, etc.)$295.42
Total monthly cost$2,359.95
Interest paid over 5-yr term$91,712.92
Balance at end of term$287,841.03

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$20,000
Stress test qualifying rate8.09%
Payment you must qualify for$2,922.07

Cash Needed at Closing

Minimum down payment$20,000
Estimated BC PTT$6,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$27,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information