Property Type: Detached HouseOwnership: Freehold

1851 NICOLA Avenue

Merritt, BC V1K1B8

$349,000

3 bed1 bath1,474 sqftBuilt 1930
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.14 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,853.46

Interior

Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
None
Flooring
Mixed Flooring

Exterior & Lot

Exterior features
Vinyl siding
View
Mountain view

Building

Roof
Asphalt shingle, Unknown

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Recreation roomBasement13'11'' x 20'
Laundry roomBasement14' x 6'8''
Dining roomMain level9'7'' x 10'6''
Primary BedroomMain level13'1'' x 15'7''
BedroomMain level10'5'' x 14'3''
BedroomMain level8'4'' x 12'10''
Living roomMain level13'1'' x 17'6''
KitchenMain level9'1'' x 8'4''
4pc BathroomMain level

Listing Information

MLS®
10377910
Listed
March 3, 2026
Time on market
On the market for 181 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Assurance Realty Ltd. · Data source: CREA DDF.

Description

Charming, updated and budget-friendly home with views! Welcome to this inviting 3 bedroom home offering incredible value and beautiful views from your cozy back deck. Conveniently located close to shopping and everyday amenities, this property combines comfort, updated and affordability. Inside, you'll find numerous upgrades, including a modernized kitchen with newer appliances and updated flooring throughout, creating a fresh and move-in ready feel. Step outside to a spacious, fully fenced backyard featuring lush green grass - perfect for kids, pets and outdoor entertaining. Don't miss this fantastic opportunity to own an affordable home packed with value and charm! Call Listing Agent for your private viewing. 24 hours notice please. (id:63159)

Values & Trends

This listing

$237/sqft

Building average

No other active listings in this building

Merritt average

$361/sqft

91 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 59%

Wind NE 5 km/h

Tonight

Tuesday

25°

Tuesday night

12°

Wednesday

21°

Wednesday night

Thursday

16°

Source: Environment and Climate Change Canada.

Population

7,051

(2021 Census)

-1.2% since 2016

Density: 270.8/km²

Dwellings: 3,149

Median household income: $70,000

After-tax: $64,000

Immigrant population: 9.6%

Top countries of origin (% of total population)

  • India2.3% · 160
  • United States of America1% · 70
  • United Kingdom0.9% · 65
  • Philippines0.8% · 55
  • Korea, South0.5% · 35
  • Italy0.4% · 25
  • Netherlands0.4% · 25
  • South Africa, Republic of0.3% · 20

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

63

8/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Merritt SecondaryElementary395 m
Merritt Central ElementaryElementary523 m
Kengard Alternate SchoolSecondary980 m
Collettville ElementaryElementary1.3 km
Diamond Vale ElementaryElementary1.5 km
Merritt Bench ElementaryElementary1.6 km
Nicola Canford ElementaryElementary2.0 km
Lower Nicola Band School(Independent)Elementary6.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Superior Pizza · 2052 Quilchena Avenue362 m
  • Canada Cafe · 2055 Quilchena Avenue363 m
  • Grand Pub & Grill Ltd · 2099 Garcia Street433 m
  • Mughai Gardens · 2350 Voght Street451 m
  • Mongos Mongolian Grill · 103-2102 Nicola Avenue458 m

Cafes (3)

  • Kekuli Cafe Indigenous Cuisine · 2051 Voght Street267 m
  • Coldwater Cafe · 1901 Voght Street275 m
  • Valley Graze Box · 2114 Nicola Avenue476 m

Grocery (1)

  • Save-On-Foods627 m

Parks (5+)

  • Fairley Park · 1788 Quilchena Avenue188 m
  • Spirit Square · 2026-2058 Granite Avenue304 m
  • Baillie House373 m
  • N’kwala Park · 2050 Merritt Avenue546 m
  • Lions Memorial Park · 2408 Voght Street550 m

Shopping (2)

  • FIELDS Merritt · 2058 Quilchena Avenue381 m
  • Railyard Mall · 1700 Garcia Street620 m

Gyms (3)

  • Planet Fitness154 m
  • Beyond Fitness Ladies · 2076B Granite Avenue398 m
  • Akasa Yoga Studio · 101-2102 Nicola Avenue461 m

Pharmacies (2)

  • Black's Pharmacy · 2037 Quilchena Avenue339 m
  • Pharmasave · 1800 Garcia Street504 m

Banks & ATMs (3)

  • Interior Savings Credit Union · 1959 Voght Street256 m
  • CIBC · 2002 Quilchena Avenue313 m
  • RBC Royal Bank · 2090 Quilchena Avenue435 m

Nearby places data: © OpenStreetMap contributors.

School district: Nicola-Similkameen (SD58)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($17,450) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$279,200.00
Periodic payment — Principal & Interest (monthly)$1,801.30
Additional monthly expenses (strata, tax, utilities, etc.)$311.79
Total monthly cost$2,113.09
Interest paid over 5-yr term$80,019.52
Balance at end of term$251,141.30

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$17,450
Stress test qualifying rate8.09%
Payment you must qualify for$2,549.50

Cash Needed at Closing

Minimum down payment$17,450
Estimated BC PTT$4,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$23,930

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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