Property Type: Detached HouseOwnership: Freehold

1576 HOLDEN Road

Penticton, BC V2A8M9

$1,149,888

4 bed3 bath5 parking3,278 sqftBuilt 2005
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.25 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,496.88

Interior

Basement
Full
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (2)
Fireplace type
Gas, Unknown
Flooring
Tile, Hardwood, Carpeted

Exterior & Lot

Exterior features
Stucco
View
City view, Lake view, Mountain view, Valley view, View of water, View (panoramic)

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
5 — covered indicated
Features
Attached Garage, See Remarks, Additional Parking

Room Dimensions

RoomLevelDimensions
Laundry roomBasement14'1'' x 6'6''
Utility roomBasement11'3'' x 4'10''
OfficeBasement18'9'' x 13'11''
Full bathroomBasement
BedroomBasement16'7'' x 10'6''
BedroomBasement13'9'' x 12'
Recreation roomBasement22' x 18'10''
Full bathroomMain level
BedroomMain level13'2'' x 10'11''
OtherMain level5'1'' x 7'7''
Full ensuite bathroomMain level
Primary BedroomMain level15'2'' x 18'
Dining roomMain level14' x 14'8''
Living roomMain level30'11'' x 13'3''
KitchenMain level15'3'' x 14'8''

Listing Information

MLS®
10392233
Listed
June 23, 2026
Time on market
On the market for 69 days
Data last synced
August 28, 2026

Listing provided by: Chamberlain Property Group Inc. · Data source: CREA DDF.

Description

The views alone will stop you in your tracks! Sweeping panoramas of Okanagan Lake, the city, and the valley, all from the comfort of your own living room. But this custom-built 3,278 sq.ft. home on a quiet no-through street delivers a lot more than a great view! With 4 bedrooms + den, 3 bathrooms, and a layout built for family living at its best. The open-concept main floor features hardwood floors, soaring ceilings, a gas fireplace, and a gourmet kitchen with gas cooktop, wall oven, walk-in pantry, and a large island with a beverage fridge and instant hot water tap. The 340 sq.ft. deck with retractable awning is where you'll spend your summers. The primary suite offers lake views, one-way privacy film, walk-in closet, and a 4-piece ensuite with a body spray shower. Downstairs is a large family room with fireplace, two more bedrooms, full bath, and a den plumbed for a kitchenette which could be ideal for in-laws or future suite potential. Triple car garage, central A/C, low maintenance yard (no lawn) with small raised garden, underground irrigation, hot tub, and gas BBQ hookup complete the package. Priced to sell. Come see it. Total sq.ft. calculations are based on the exterior dimensions of the building at each floor level & include all interior walls & must be verified by the buyer if deemed important. (id:63159)

Values & Trends

This listing

$351/sqft

Building average

No other active listings in this building

Columbia/Duncan average

$414/sqft

30 active listing(s)

Parking: 5 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

13°C

Mainly Clear

Humidity 81%

Wind NNW 3 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,885

(2021 Census)

+9.3% since 2016

Density: 857.2/km²

Dwellings: 18,457

Median household income: $68,000

After-tax: $61,600

Immigrant population: 13.4%

Top countries of origin (% of total population)

  • United Kingdom2.6% · 960
  • India1.5% · 535
  • United States of America1.1% · 415
  • Germany1.1% · 390
  • Philippines1% · 375
  • Portugal0.5% · 200
  • Netherlands0.5% · 175
  • Korea, South0.3% · 110

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Columbia ElementaryElementary666 m
Entre-lacsElementary/Middle1.7 km
Wiltse ElementaryElementary1.8 km
Holy Cross School(Independent)Elementary/Middle2.5 km
Penticton Christian School(Independent)K-122.8 km
Uplands ElementaryElementary2.9 km
ConnectEd - Alternative ProgramsSecondary2.9 km
Penticton SecondarySecondary2.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 7.8% ($89,989) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$919,910.00
Periodic payment — Principal & Interest (monthly)$5,934.95
Additional monthly expenses (strata, tax, utilities, etc.)$705.41
Total monthly cost$6,640.35
Interest paid over 5-yr term$263,648.85
Balance at end of term$827,462.02

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$89,989
Stress test qualifying rate8.09%
Payment you must qualify for$8,150.25

Cash Needed at Closing

Minimum down payment$89,989
Estimated BC PTT$20,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$112,487

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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