Property Type: Detached HouseOwnership: Freehold

1587 MOUNT GARDNER ROAD

Bowen Island, BC V0N1G2

$1,475,000

3 bed1 bath0 parking1,379 sqftBuilt 1930
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Property Details

Property & Lot

Sub-type
House
Lot size
11.45 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,095.8 (2025)

Interior

Heating
Baseboard heaters
Fireplace
Yes (1)

Exterior & Lot

View
View

Parking

Total spaces
0 — uncovered indicated
Features
Other

Listing Information

MLS®
R3145378
Listed
July 13, 2026
Time on market
On the market for 50 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Macdonald Realty · Data source: CREA DDF.

Description

This gorgeous Bowen cottage sits just one back from waterfront, right behind the Mt Gardner government dock and neighbouring beaches of Galbraith Bay. Nearly 11-and-a-half acres of gorgeous forest, with flat spaces and stunning ocean views. Inside is well-maintained, cute and cozy, with an open plan LR/DR/Kitchen, office/den, primary bedroom above, and kids bed nooks off a fun rec room. Detached studio for man-cave or she-shed includes fireplace and bathroom. Wrap around decks take advantage of the views of Hutt and Gambier Islands, as well as the sunsets above the Sunshine Coast beyond. Properties rarely come up for sale along this stretch of Bowen, especially ones of this size. Please ask about available mooring buoy to be included. (id:63159)

Values & Trends

This listing

$1,070/sqft

Building average

No other active listings in this building

Bowen Island average

$1,019/sqft

41 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Gibsons

16°C

Humidity 83%

Wind NW 5 km/h

Tonight

13°

Tuesday

20°

Tuesday night

14°

Wednesday

17°

Wednesday night

12°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

4,256

(2021 Census)

+15.7% since 2016

Density: 84.9/km²

Dwellings: 2,036

Median household income: $111,000

After-tax: $95,000

Immigrant population: 22.5%

Top countries of origin (% of total population)

  • United Kingdom7.3% · 310
  • United States of America3.8% · 160
  • South Africa, Republic of1.9% · 80
  • Hong Kong0.7% · 30
  • Germany0.6% · 25
  • Mexico0.5% · 20
  • Korea, South0.5% · 20
  • France0.4% · 15

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Island Pacific School(Independent)Middle3.0 km
Bowen Island Community SchoolElementary3.5 km
Gleneagles ElementaryElementary8.3 km
Langdale ElementaryElementary8.3 km
Gibsons ElementaryElementary9.8 km
Sunshine Coast Alternative SchoolK-129.8 km
Elphinstone SecondarySecondary10.0 km
Eagle Harbour MontessoriElementary10.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: West Vancouver (SD45)

Mortgage & Ownership Cost Calculator

Minimum required: 8.3% ($122,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,180,000.00
Periodic payment — Principal & Interest (monthly)$7,612.96
Additional monthly expenses (strata, tax, utilities, etc.)$410.32
Total monthly cost$8,023.28
Interest paid over 5-yr term$338,191.39
Balance at end of term$1,061,413.82

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$122,500
Stress test qualifying rate8.09%
Payment you must qualify for$10,400.25

Cash Needed at Closing

Minimum down payment$122,500
Estimated BC PTT$27,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$151,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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