16 MERCER Road
Cambridge, BC N1R5A5
$549,900
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 1.5
- Frontage
- 40 feet
R5
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,886.3
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
- Fireplace
- None
- Appliances
- Washer, Refrigerator, Dishwasher, Stove, Dryer
Exterior & Lot
- Exterior features
- Vinyl siding
- Lot features
- Paved driveway
Building
- Foundation
- Block
- Water source
- Municipal water
- Sewer
- Municipal sewage system
Parking
- Total spaces
- 4 — covered indicated
- Features
- Detached Garage
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Den | Basement | 6'4'' x 10'5'' |
| Utility room | Basement | 7'6'' x 6'7'' |
| Storage | Basement | 4'0'' x 4'10'' |
| Cold room | Basement | 3'11'' x 7'6'' |
| Recreation room | Basement | 16'9'' x 10'8'' |
| Laundry room | Basement | 6'11'' x 11'1'' |
| Primary Bedroom | Second level | 16'6'' x 9'1'' |
| Bedroom | Second level | 7'1'' x 11'8'' |
| Kitchen | Main level | 11'2'' x 10'7'' |
| Living room | Main level | 12'2'' x 21'2'' |
| Dining room | Main level | 8'9'' x 10'0'' |
| Bedroom | Main level | 7'3'' x 9'8'' |
| 3pc Bathroom | Main level | 5'2'' x 6'8'' |
Listing Information
- MLS®
- 40854388
- Listed
- August 8, 2026
- Time on market
- On the market for 37 days
- Data last synced
- September 15, 2026
Listing provided by: RE/MAX Real Estate Centre Inc. · Data source: CREA DDF.
Description
Welcome to this well-maintained 1.5-storey home nestled in the highly desirable North Galt community of Cambridge. Offering 3 bedrooms, 1 bathroom, and a functional layout, this charming home is ideal for families, first-time buyers, or those looking to downsize without compromising on space. The bright and spacious living room provides a warm and inviting atmosphere for everyday living and entertaining. A versatile main-floor bedroom offers flexibility and can easily serve as a home office, playroom, or guest room to suit your lifestyle. The finished basement features a den that can be adapted for a variety of uses, including a home office, hobby room, fitness space, or additional family area. Step outside to enjoy the huge backyard, providing plenty of room for children to play, pets to roam, gardening enthusiasts, or future outdoor entertaining. The property offers the perfect balance of indoor comfort and outdoor enjoyment. Located in a sought-after family-friendly neighborhood, residents enjoy close proximity to parks, playgrounds, schools, shopping, and recreation facilities. Churchill Park and scenic walking trails are just minutes away, while convenient access to Highway 401 makes commuting to Kitchener-Waterloo, Guelph, and the GTA a breeze. With everyday amenities, restaurants, and major retailers nearby, this established North Galt community continues to be a popular choice for families seeking a connected and active lifestyle. (id:63159)
Values & Trends
This listing
$363/sqft
Building average
—
No other active listings in this building
30 - Elgin Park/Coronation average
$412/sqft
10 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
20°C
—
Humidity 58%
Wind S 10 km/h
Today
23°
Tonight
17°
Wednesday
26°
Wednesday night
12°
Thursday
24°
Thursday night
11°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density: 615.3/km²
Dwellings: 53,491
Source: Statistics Canada, 2021 Census of Population.
Nearby Schools
No schools found within a reasonable distance of this property.
Nearby Transit
No TransLink stops within an ~10-minute walk.
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Mortgage & Ownership Cost Calculator
Minimum required: 5.5% ($29,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.