1626 Water Street Unit# 3109
Kelowna, BC V1Y0N7
$559,900
Amenities
Also listed: Sauna, Whirlpool, Clubhouse
Property Details
Property & Lot
- Sub-type
- Apartment
- Stories
- 1
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Strata
- Strata / maintenance fee
- $274/mo
- Annual property tax
- $0
Interior
- Heating
- Heat Pump, Forced air, See remarks
- Cooling / A/C
- Central air conditioning, Heat Pump
- Fireplace
- None
- Flooring
- Vinyl
Exterior & Lot
- View
- City view, Lake view, Mountain view, View (panoramic)
- Pool
- Pool, Inground pool, Outdoor pool
Parking
- Total spaces
- 1 — uncovered indicated
- Features
- Parkade
Restrictions & Policies
- Pets
- Allowed
As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Full bathroom | Main level | 6'2'' x 8'5'' |
| Kitchen | Main level | 12'4'' x 9'5'' |
| Living room | Main level | 12'4'' x 9'4'' |
| Primary Bedroom | Main level | 9'4'' x 10' |
Listing Information
- MLS®
- 10395585
- Listed
- July 22, 2026
- Time on market
- On the market for 40 days
- Data last synced
- August 28, 2026
Listing provided by: RE/MAX Vernon · Data source: CREA DDF.
Description
Views. Views. And more views from the 31st floor. For those who demand the finest in downtown luxury, choosing this home is more than a decision—it's a statement. Water Street places you steps from Okanagan Lake, the Yacht Club and City Park with Kelowna’s finest restaurants & boutique shop moments away. This immaculate 1-bdrm residence soars above the rest on the 31st floor offering breathtaking panoramic views of the lake, yacht club & city through its coveted north-facing exposure. The home is appointed w/superior-quality finishes that exude timeless elegance, including luxury integrated & stainless steel Fulgor Milano appliances, marbled porcelain tile, premium vinyl plank flooring & more thoughtfully curated details throughout. Impress your guests—or indulge in it all yourself—with access to 42,000 sqft of world-class amenities at The Deck. Over 23 thoughtfully designed spaces to explore, enjoy a fitness centre overlooking the lake, a tranquil yoga studio to find your flow & rejuvenating sauna & steam rooms to unwind & recharge. Perfect your swing on the state-of-the-art golf simulator or sharpen your short game on the professionally designed putting greens. From booking a private screening in the theatre to enjoying a game of pool, indulging in a wine tasting, or keeping the kids entertained in the vibrant playroom— just to name a few! Every experience is just an elevator ride away. 1 parking stall included. GST applicable. (id:63159)
Values & Trends
This listing
$1,033/sqft
Building average
$1,002/sqft
5 active listing(s)
Kelowna North average
$696/sqft
157 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
15°C
Clear
Humidity 76%
Wind NNW 4 km/h
Tonight
11°
Tuesday
27°
Tuesday night
14°
Wednesday
24°
Wednesday night
13°
Thursday
19°
Source: Environment and Climate Change Canada.
Population
144,576
(2021 Census)
+13.5% since 2016
Density: 682.4/km²
Dwellings: 67,115
Median household income: $82,000
After-tax: $73,500
Immigrant population: 15.3%
Top countries of origin (% of total population)
- United Kingdom2.1% · 3,055
- India1.6% · 2,335
- Philippines1.1% · 1,620
- Germany1.1% · 1,540
- United States of America1% · 1,375
- China0.7% · 960
- Poland0.4% · 585
- South Africa, Republic of0.4% · 525
Source: Statistics Canada, 2021 Census of Population.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
59
8/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Central Secondary | Secondary | 806 m |
| Central School Programs | K-12 | 806 m |
| The Balsam School(Independent) | Elementary | 884 m |
| St Joseph Elementary School(Independent) | Elementary | 1.0 km |
| A S Matheson Elementary | Elementary | 1.7 km |
| Bankhead Elementary | Elementary | 2.0 km |
| Raymer Elementary | Elementary | 2.2 km |
| Kelowna Secondary | Secondary | 2.6 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Restaurants (5+)
- Social 242 Lounge & Grill146 m
- Raudz159 m
- Tamm Mexican Restaurant · 430 Harvey Avenue170 m
- Micro Bar173 m
- Memphis Blues · 289 Bernard Avenue178 m
Cafes (5+)
- O-Lake Cafe & Bistro130 m
- Pulp Fiction Coffee House · 1598 Pandosy Street156 m
- Blenz Coffee · 297 Bernard Avenue178 m
- Tim Hortons · 261 Bernard Avenue192 m
- Deville Coffee Bernard208 m
Grocery (2)
- Safeway · 697 Bernard Avenue551 m
- GetintheLoop Grocery · 1353 Ellis Street663 m
Parks (5+)
- Kerry Park273 m
- City Park392 m
- Stuart Park469 m
- Rowcliffe Park · 1850 Richter Street594 m
- Lake Avenue Beach Access600 m
Shopping (1)
- The Core on Ellis · 1353 Ellis Street677 m
Gyms (4)
- BarreRoom · 410 Bernard Avenue265 m
- SPIN co · 410 Bernard Avenue266 m
- Life Aesthetics Online Coaching · 1435 Water Street401 m
- Move & Flow · 589 Lawrence Avenue473 m
Pharmacies (3)
- Pharmasave292 m
- Shoppers Drug Mart · 597 Bernard Avenue508 m
- Pharmasave · 505 Doyle Avenue522 m
Banks & ATMs (5+)
- Unnamed221 m
- Unnamed221 m
- BMO · 327 Bernard Avenue222 m
- CIBC · 328 Bernard Avenue227 m
- Unnamed248 m
Nearby places data: © OpenStreetMap contributors.
School district: Central Okanagan (SD23)
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Mortgage & Ownership Cost Calculator
Minimum required: 5.5% ($30,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.





