Property Type: Condo / ApartmentOwnership: StrataNEW LISTING

1630 Pandosy Street Unit# 605

Kelowna, BC V1Y1P7

$579,900

1 bed2.5 bath1 parking818 sqftBuilt 2008
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Property Details

Property & Lot

Sub-type
Apartment
Stories
2

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$343/mo
Annual property tax
$2,901.91

Interior

Heating
Heat Pump, Forced air, Electric
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Free Standing Metal
Flooring
Hardwood
Appliances
Washer, Refrigerator, Range - Gas, Dishwasher, Dryer

Exterior & Lot

Exterior features
Concrete, Brick
View
City view, Mountain view
Lot features
One Balcony

Building

Roof
Other, Unknown
Water source
Municipal water
Sewer
Municipal sewage system
Parcel ID (PID)
027-437-787

Parking

Total spaces
1 — uncovered indicated
Features
Underground

Restrictions & Policies

Pets
Allowed
Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Full ensuite bathroomSecond level7'5'' x 10'6''
Primary BedroomSecond level11'4'' x 14'4''
Partial bathroomMain level4'4'' x 5'5''
Dining roomMain level12'6'' x 7'2''
KitchenMain level12'1'' x 10'8''
Living roomMain level16'5'' x 11'3''

Listing Information

MLS®
10398514
Listed
August 28, 2026
Time on market
On the market for 3 days
Data last synced
August 29, 2026

Listing provided by: REMAX Kelowna · Data source: CREA DDF.

Description

Top-floor New York loft-style living in the heart of downtown Kelowna with approx. 818 sqft of open-concept space. Exposed trusses, heat ducts, and engineered hardwood floors set the stage for a modern industrial vibe. The kitchen features KitchenAid appliances, Dekton countertops, and a 5-stage reverse osmosis water system, flowing seamlessly into dining and living areas. A Murphy bed on the main floor adds flexibility for guests. Step onto the 9x10-foot deck with water and gas hook-up. Upstairs, the primary bedroom includes a walk-in closet and ensuite with heated floors. Floor-to-ceiling windows throughout the home showcase city and mountain views, with peekaboo lake glimpses from above. 12-foot ceilings and abundant natural light enhance the loft feel. Includes one indoor parking space and is both pet and rental friendly. Steps from shopping, dining, entertainment, and Okanagan Lake, this home blends style, convenience, and a vibrant downtown lifestyle. (id:63159)

Values & Trends

This listing

$709/sqft

Building average

No other active listings in this building

Kelowna North average

$698/sqft

157 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

70

8/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Central SecondarySecondary736 m
Central School ProgramsK-12736 m
The Balsam School(Independent)Elementary821 m
St Joseph Elementary School(Independent)Elementary966 m
A S Matheson ElementaryElementary1.6 km
Bankhead ElementaryElementary1.9 km
Raymer ElementaryElementary2.2 km
Kelowna SecondarySecondary2.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Tamm Mexican Restaurant · 430 Harvey Avenue122 m
  • OEB124 m
  • Yamas Greek Taverna · 1630 Ellis Street127 m
  • Momo Sushi Downtown · 377 Bernard Avenue148 m
  • The Bread Company · 363 Bernard Avenue149 m

Cafes (5+)

  • O-Lake Cafe & Bistro49 m
  • Pulp Fiction Coffee House · 1598 Pandosy Street76 m
  • Deville Coffee Bernard144 m
  • Blenz Coffee · 297 Bernard Avenue175 m
  • Switch Cafe183 m

Grocery (2)

  • Safeway · 697 Bernard Avenue448 m
  • GetintheLoop Grocery · 1353 Ellis Street600 m

Parks (5+)

  • Kerry Park311 m
  • Stuart Park455 m
  • City Park495 m
  • Rowcliffe Park · 1850 Richter Street536 m
  • Lake Avenue Beach Access691 m

Shopping (1)

  • The Core on Ellis · 1353 Ellis Street613 m

Gyms (4)

  • BarreRoom · 410 Bernard Avenue192 m
  • SPIN co · 410 Bernard Avenue193 m
  • Life Aesthetics Online Coaching · 1435 Water Street363 m
  • Move & Flow · 589 Lawrence Avenue371 m

Pharmacies (3)

  • Pharmasave232 m
  • Shoppers Drug Mart · 597 Bernard Avenue404 m
  • Pharmasave · 505 Doyle Avenue451 m

Banks & ATMs (5+)

  • TD · 1633 Ellis Street166 m
  • RBC Royal Bank172 m
  • Unnamed189 m
  • CIBC · 328 Bernard Avenue200 m
  • Unnamed201 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.7% ($32,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$463,920.00
Periodic payment — Principal & Interest (monthly)$2,993.05
Additional monthly expenses (strata, tax, utilities, etc.)$626.22
Total monthly cost$3,619.27
Interest paid over 5-yr term$132,960.81
Balance at end of term$417,297.54

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$32,990
Stress test qualifying rate8.09%
Payment you must qualify for$4,205.55

Cash Needed at Closing

Minimum down payment$32,990
Estimated BC PTT$9,598
Legal / closing costs (typical estimate)$1,500
Total cash needed$44,088

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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