Property Type: Detached HouseOwnership: Freehold

164 FISHER MILLS Road

Cambridge, BC N3C1E2

$1,474,900

4 bed4.5 bath6 parking3,133 sqftBuilt 1859
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Property Details

Property & Lot

Sub-type
House
Style
Other
Stories
2
Lot size
0.24 acres
Frontage
86 feet

R5

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Strata / maintenance fee
$0/mo
Annual property tax
$7,158

Interior

Basement
Unfinished, Full
Heating
Forced air, Natural gas
Cooling / A/C
Central air conditioning
Fireplace
Yes (3)
Fireplace type
Wood, Other - See remarks
Appliances
Washer, Refrigerator, Water softener, Hot Tub, Gas stove(s), Dishwasher, Dryer, Garage door opener

Exterior & Lot

Exterior features
Stone, Vinyl siding
Lot features
Conservation/green belt
Fencing
Fence

Building

Foundation
Stone
Water source
Municipal water
Sewer
Municipal sewage system

Parking

Total spaces
6 — covered indicated
Features
Detached Garage

Room Dimensions

RoomLevelDimensions
3pc BathroomThird level
BedroomThird level26'8'' x 29'8''
4pc BathroomSecond level
BedroomSecond level10'11'' x 14'0''
BedroomSecond level11'4'' x 14'2''
5pc Ensuite bathSecond level
Primary BedroomSecond level14'4'' x 14'5''
2pc BathroomMain level
Mud roomMain level7'0'' x 7'0''
Dining roomMain level10'1'' x 14'1''
KitchenMain level14'11'' x 22'1''
DenMain level12'11'' x 12'1''
Living roomMain level14'3'' x 14'1''

Listing Information

MLS®
40857909
Listed
August 24, 2026
Time on market
On the market for 22 days
Data last synced
September 15, 2026

Listing provided by: ROYAL LEPAGE SIGNATURE REALTY · Data source: CREA DDF.

Description

Here is your opportunity to own a piece of history in Silver Heights (Hespeler)-one of the original stone farmhouses built in 1859 in the Mennonite Georgian style. Thoughtfully updated while preserving its timeless charm and character, this exceptional 2.5-storey home sits on a beautiful -acre estate lot and features a welcoming front porch, double-car garage and parking for up to 6 vehicles. Offering over 3,100 sq. ft. of beautifully designed living space, the home blends historic character with modern elegance. The spacious living room features a wood-burning fireplace and overlooks a stunning den/salon complete with a grand piano. The gourmet kitchen is designed for both everyday living and entertaining, featuring a centre island, window seat, fireplace, stainless steel appliances, abundant cabinetry and counterspace, plus a walk-out to the backyard. A formal dining room is conveniently located adjacent to the kitchen, while the mudroom and 2-piece bath add functionality. The second floor offers a generous primary bedroom with renovated 5-piece ensuite and walk-in closet, two additional bedrooms and a renovated 4-piece bath. An updated second-floor deck provides tree-lined views. The bright and spacious third-floor loft offers incredible flexibility, with space for a 4th bedroom, 3-piece bath and recreation room with gas fireplace and expansive views. Outside, the beautifully landscaped grounds provide multiple spaces to relax and entertain. A covered rear deck with hot tub offers a private retreat, while the interlock driveway, stone walkways, new metal fencing and automated gate opener add to the property's impressive curb appeal and functionality. (id:63159)

Values & Trends

This listing

$471/sqft

Building average

No other active listings in this building

44 - Blackbridge/Fisher Mills/Glenchristie/Hagey/Silver Heights average

$359/sqft

6 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Guelph

15°C

Humidity 78%

Wind SSE 9 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

24°

Thursday night

11°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 8.3% ($122,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,179,920.00
Periodic payment — Principal & Interest (monthly)$7,612.44
Additional monthly expenses (strata, tax, utilities, etc.)$753.50
Total monthly cost$8,365.94
Interest paid over 5-yr term$338,168.46
Balance at end of term$1,061,341.86

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$122,490
Stress test qualifying rate8.09%
Payment you must qualify for$10,399.56

Cash Needed at Closing

Minimum down payment$122,490
Estimated BC PTT$27,498
Legal / closing costs (typical estimate)$1,500
Total cash needed$151,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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