Property Type: Detached HouseOwnership: Freehold

236 RIDGE Road

Cambridge, BC N3E0C2

$1,169,000

4 bed4.5 bath6 parking3,167 sqft
Get Directions

Property Details

Property & Lot

Sub-type
House
Style
Other
Stories
2
Frontage
43 feet

RR

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$9,288

Interior

Basement
Unfinished, Full
Heating
Forced air, Natural gas
Cooling / A/C
Central air conditioning
Fireplace
None
Appliances
Washer, Dishwasher, Dryer

Exterior & Lot

Exterior features
Brick

Building

Water source
Municipal water
Sewer
Municipal sewage system

Parking

Total spaces
6 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
2pc BathroomMain level
5pc BathroomSecond level
4pc BathroomSecond level
4pc BathroomSecond level
LoftSecond level12'6'' x 12'7''
BedroomSecond level11'4'' x 14'4''
BedroomSecond level11'2'' x 12'1''
BedroomSecond level11'4'' x 13'6''
Primary BedroomSecond level14'5'' x 15'4''
BreakfastMain level11'4'' x 13'6''
KitchenMain level10'4'' x 15'4''
Family roomMain level15'4'' x 15'4''
OfficeMain level11'4'' x 14'4''
Living roomMain level12'1'' x 15'3''

Listing Information

MLS®
40858944
Listed
August 28, 2026
Time on market
On the market for 18 days
Data last synced
September 15, 2026

Listing provided by: HOMELIFE MAPLE LEAF REALTY LTD · Data source: CREA DDF.

Description

Welcome to the amazing River Mill community! This stunning 3,167 sq. ft. home features 4 spacious bedrooms plus a huge loft/office that can easily be converted into a 5th bedroom, complete with its own private balcony. Enjoy 4 washrooms, 9-foot ceilings on the main floor, upgraded 8-foot-tall doors, and a bright office with a beautiful bay window. The open-concept layout offers a spacious family room with a gas fireplace, formal dining room, and an impressive kitchen featuring granite countertops, granite backsplash, and upgraded taller cabinets. This fully brick home is ideally located just steps from breathtaking walking trails, parks, and schools-perfect for families looking for space, comfort, and an incredible community lifestyle! (id:63159)

Values & Trends

This listing

$369/sqft

Building average

No other active listings in this building

45 - Briardean/River Flats/Beaverdale average

$429/sqft

7 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Guelph

15°C

Humidity 78%

Wind SSE 9 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

24°

Thursday night

11°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 7.9% ($91,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$935,200.00
Periodic payment — Principal & Interest (monthly)$6,033.59
Additional monthly expenses (strata, tax, utilities, etc.)$932.00
Total monthly cost$6,965.59
Interest paid over 5-yr term$268,031.01
Balance at end of term$841,215.42

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$91,900
Stress test qualifying rate8.09%
Payment you must qualify for$8,282.52

Cash Needed at Closing

Minimum down payment$91,900
Estimated BC PTT$21,380
Legal / closing costs (typical estimate)$1,500
Total cash needed$114,780

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information