Property Type: Detached HouseOwnership: Freehold

36 DELLGROVE Circle

Cambridge, BC N1T2J9

$1,044,900

5 bed4 full, 2 half bath4 parking2,603 sqft
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Property Details

Property & Lot

Sub-type
House
Stories
2
Frontage
67 feet

R5

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$7,561

Interior

Basement
Partially finished, Full
Cooling / A/C
Central air conditioning
Fireplace
None
Appliances
Washer, Refrigerator, Central Vacuum, Dishwasher, Stove, Dryer, Freezer, Central Vacuum - Roughed In, Hood Fan, Window Coverings

Exterior & Lot

Exterior features
Brick, Vinyl siding
Lot features
Sump Pump
Fencing
Partially fenced

Building

Foundation
Poured Concrete
Water source
Municipal water
Sewer
Municipal sewage system
Utilities
Natural Gas, Electricity, Telephone

Parking

Total spaces
4 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
StorageBasement30'2'' x 13'1''
Recreation roomBasement14'7'' x 27'11''
BedroomBasement13'0'' x 14'8''
2pc BathroomBasement
OfficeSecond level6'1'' x 8'5''
BedroomSecond level14'8'' x 18'2''
BedroomSecond level12'9'' x 13'4''
BedroomSecond level11'5'' x 9'11''
BedroomSecond level12'7'' x 13'3''
4pc BathroomSecond level
4pc BathroomSecond level
Mud roomMain level3'0'' x 4'8''
Living roomMain level13'0'' x 17'11''
KitchenMain level13'0'' x 10'8''
OtherMain level19'10'' x 18'4''
Family roomMain level14'11'' x 13'10''
Dining roomMain level8'11'' x 13'10''
BreakfastMain level13'0'' x 11'9''
2pc BathroomMain level

Listing Information

MLS®
40844691
Listed
July 3, 2026
Time on market
On the market for 73 days
Data last synced
September 15, 2026

Listing provided by: Corcoran Horizon Realty · Data source: CREA DDF.

Description

This exceptional executive 2-storey home, with a walk-out basement, backing onto beautiful greenspace has been meticulously maintained and tastefully decorated in neutral tones, this carpet-free home offers exceptional space and functionality. The main floor features 9-foot ceilings, a gourmet kitchen with a large centre island, ample counter space, and an open-concept layout that flows into the inviting family room with a cozy gas fireplace. A separate formal living and dining room provides the perfect setting for entertaining. Upstairs, you'll find a spacious primary bedroom complete with a private ensuite featuring a deep soaker tub and separate shower, along with three additional generously sized bedrooms. This level offers the flexibility of a family room, home office, or den, while the convenient second-floor laundry room/office space adds everyday practicality. The partially finished walk-out basement includes a 2-piece bathroom, a large bedroom, and a rec-room, providing excellent potential for a home office, in-law suite, recreation room, or additional living space. Ideally located in the highly sought-after North Galt neighbourhood, this home is just minutes from shopping, schools, parks, and everyday amenities, with quick and easy access to Highway 401—perfect for commuters. (id:63159)

Values & Trends

This listing

$401/sqft

Building average

No other active listings in this building

33 - Clemens Mills/Saginaw average

$343/sqft

17 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Guelph

15°C

Humidity 78%

Wind SSE 9 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

24°

Thursday night

11°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 7.6% ($79,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$835,920.00
Periodic payment — Principal & Interest (monthly)$5,393.07
Additional monthly expenses (strata, tax, utilities, etc.)$760.08
Total monthly cost$6,153.16
Interest paid over 5-yr term$239,577.07
Balance at end of term$751,912.74

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$79,490
Stress test qualifying rate8.09%
Payment you must qualify for$7,423.66

Cash Needed at Closing

Minimum down payment$79,490
Estimated BC PTT$18,898
Legal / closing costs (typical estimate)$1,500
Total cash needed$99,888

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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