Property Type: Detached HouseOwnership: Freehold

168 LOWER BENCH Road

Penticton, BC V2A1A8

$2,460,000

4 bed2 bath2 parking2,848 sqftBuilt 1963
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
4.31 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,259

Interior

Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
Yes (2)
Fireplace type
Electric, Unknown
Flooring
Tile, Hardwood

Exterior & Lot

Exterior features
Stucco

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Primary BedroomMain level12'3'' x 19'7''
Primary BedroomSecond level13'1'' x 15'11''
BedroomSecond level13'1'' x 10'4''
4pc BathroomSecond level8'4'' x 8'11''
Laundry roomMain level11'3'' x 11'3''
Dining nookSecond level10'8'' x 10'8''
DenMain level9'5'' x 7'5''
Recreation roomMain level12'4'' x 11'4''
KitchenMain level9'10'' x 10'3''
BedroomSecond level12'2'' x 13'6''
4pc Ensuite bathSecond level
Living roomSecond level14'4'' x 20'2''
KitchenSecond level10'5'' x 15'1''
Dining roomSecond level9'1'' x 12'

Listing Information

MLS®
10375029
Listed
February 13, 2026
Time on market
On the market for 199 days
Data last synced
August 28, 2026

Listing provided by: Laboutique Realty (Kelowna) · Data source: CREA DDF.

Description

This is a 4.3-acre property overlooking Lake Okanagan, with lake, the mountains, the city views, the KVR trail and schools within a short walk. The main house has 4bedroom and 3 bathroom .There are lots updates :2001 put new roof &built a new addition , 2010 put in new windows ,2012 upgraded the electric system from 100 amp to 200 amp,2015 put in new septic system,2021 put in city sewer system,2022 upgraded downstairs bathroom,2023 upgraded upstairs bathroom,2024 put new floor entrance way upstairs and downstairs. This property has an excellent 3-acre vineyard, managed with Merlot grapes, mature and producing very well with two separate entry gates within the whole property to the vineyard looked after by a winery lease. There are two manicured lawns, front and back. There is a 3000 sq. foot barn all stained, sheeted and insulated inside with three storerooms,half bathroom inside.Barn upgraded 2021 stained and repaired outside. insulated entire barn upstairs and downstairs.Insulated entire barn and sheeted walls. Put in large powder room and two store rooms. Also put new barn doors.Upgraded and installed irrigation in2020. Put in new vineyard, posts, irrigation and vines on 3 acres and deer fenced vineyard and entire well matured vineyard with property.2022 /2023 put in large parking area and driveway with gravel and put in power coded entrance gate from the road. it is a farm property you are allowed to build a second house . (id:63159)

Values & Trends

This listing

$864/sqft

Building average

No other active listings in this building

Uplands/Redlands average

$1,033/sqft

17 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

17°C

Mainly Clear

Humidity 67%

Wind NE 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,885

(2021 Census)

+9.3% since 2016

Density: 857.2/km²

Dwellings: 18,457

Median household income: $68,000

After-tax: $61,600

Immigrant population: 13.4%

Top countries of origin (% of total population)

  • United Kingdom2.6% · 960
  • India1.5% · 535
  • United States of America1.1% · 415
  • Germany1.1% · 390
  • Philippines1% · 375
  • Portugal0.5% · 200
  • Netherlands0.5% · 175
  • Korea, South0.3% · 110

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Uplands ElementaryElementary490 m
ConnectEd - Alternative ProgramsSecondary1.5 km
Secondaire de PentictonSecondary1.7 km
Penticton SecondarySecondary1.7 km
Entre-lacsElementary/Middle1.8 km
Penticton Christian School(Independent)K-122.0 km
Queens Park ElementaryElementary2.1 km
Holy Cross School(Independent)Elementary/Middle2.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (2)

  • Rusty's558 m
  • The Bench Market742 m

Parks (1)

  • Vancouver Avenue Park655 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($492,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,968,000.00
Periodic payment — Principal & Interest (monthly)$12,696.87
Additional monthly expenses (strata, tax, utilities, etc.)$580.25
Total monthly cost$13,277.12
Interest paid over 5-yr term$564,034.46
Balance at end of term$1,770,222.37

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$492,000
Stress test qualifying rate8.09%
Payment you must qualify for$15,133.23

Cash Needed at Closing

Minimum down payment$492,000
Estimated BC PTT$51,800
Legal / closing costs (typical estimate)$1,500
Total cash needed$545,300

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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