Property Type: Detached HouseOwnership: Freehold

114 BEAR END Road

Penticton, BC V2A8V6

$1,800,000

3 bed3.5 bath2 parking2,800 sqftBuilt 1996
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
10.01 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,682

Interior

Basement
Crawl space
Heating
See remarks
Fireplace
Yes (2)
Fireplace type
Wood, Conventional

Exterior & Lot

Exterior features
Other
View
City view, Mountain view, View (panoramic)
Pool
Outdoor pool

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — covered indicated
Features
Attached Garage, Covered, RV, Oversize, Additional Parking

Room Dimensions

RoomLevelDimensions
Utility roomBasement16'2'' x 14'1''
Full ensuite bathroomSecond level
Primary BedroomSecond level15'3'' x 13'2''
BedroomSecond level9'11'' x 12'1''
Full bathroomSecond level
BedroomSecond level13'11'' x 13'1''
Utility roomMain level4'11'' x 9'6''
Partial bathroomMain level
Laundry roomMain level11'10'' x 13'3''
KitchenMain level11'5'' x 24'9''
Living roomMain level20'8'' x 13'6''
OfficeMain level10'7'' x 10'5''
Living roomMain level16'2'' x 17'4''

Listing Information

MLS®
10398078
Listed
August 18, 2026
Time on market
On the market for 13 days
Data last synced
August 28, 2026

Listing provided by: Chamberlain Property Group · Data source: CREA DDF.

Description

A truly unique private retreat in the sought-after Carmi area, surrounded by nature yet only 10 minutes to town. This special property offers a peaceful, sheltered setting with a seasonal waterfall, mature forest, rock gardens, native wildflowers and abundant wildlife. The main home is thoughtfully designed for natural light and cooling, with flexible living spaces, generous storage and potential for up to 4 bedrooms. The primary bedroom also features a private deck with hot tub, creating a peaceful space to unwind and enjoy the natural surroundings. The property also features a charming 2-bedroom carriage house (non-conforming), with large garage/workshop, or a fantastic artist studio and large deck, plus an impressive outdoor living complex with swimming pool, pool cabana, timber-framed summer kitchen and covered shelter. Greenhouse, chicken coop, garden and storage add to the lifestyle. Direct access to Carmi trails provides endless opportunities for hiking, biking, snowshoeing, horseback riding and ATV use. A rare opportunity to enjoy privacy, recreation and a true connection to nature, with potential for future solar and water-collection systems. (id:63159)

Values & Trends

This listing

$643/sqft

Building average

No other active listings in this building

Columbia/Duncan average

$405/sqft

30 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

17°C

Mainly Clear

Humidity 67%

Wind NE 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,885

(2021 Census)

+9.3% since 2016

Density: 857.2/km²

Dwellings: 18,457

Median household income: $68,000

After-tax: $61,600

Immigrant population: 13.4%

Top countries of origin (% of total population)

  • United Kingdom2.6% · 960
  • India1.5% · 535
  • United States of America1.1% · 415
  • Germany1.1% · 390
  • Philippines1% · 375
  • Portugal0.5% · 200
  • Netherlands0.5% · 175
  • Korea, South0.3% · 110

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Columbia ElementaryElementary3.9 km
Entre-lacsElementary/Middle4.6 km
Uplands ElementaryElementary5.0 km
Wiltse ElementaryElementary5.3 km
Holy Cross School(Independent)Elementary/Middle5.8 km
ConnectEd - Alternative ProgramsSecondary5.8 km
Penticton SecondarySecondary5.9 km
Secondaire de PentictonSecondary5.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($360,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,440,000.00
Periodic payment — Principal & Interest (monthly)$9,290.39
Additional monthly expenses (strata, tax, utilities, etc.)$613.50
Total monthly cost$9,903.89
Interest paid over 5-yr term$412,708.14
Balance at end of term$1,295,284.66

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$360,000
Stress test qualifying rate8.09%
Payment you must qualify for$11,073.10

Cash Needed at Closing

Minimum down payment$360,000
Estimated BC PTT$34,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$395,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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