Property Type: Detached HouseOwnership: Freehold

168 Sunrise Pl

Salt Spring, BC V8K0A7

$1,298,000

3 bed2 bath6 parking1,462 sqftBuilt 2018
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Property Details

Property & Lot

Sub-type
House
Lot size
3.65 acres
Zoning
Rural residential

RW1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Strata / maintenance fee
$8/mo
Annual property tax
$5,230.87

Interior

Heating
Heat Pump, Propane
Cooling / A/C
Air Conditioned
Fireplace
Yes (1)

Parking

Total spaces
6

Room Dimensions

RoomLevelDimensions
Living roomMain level
KitchenMain level
Laundry roomMain level
BedroomMain level
BedroomMain level
Primary BedroomMain level
BathroomMain level
BathroomMain level

Listing Information

MLS®
1044405
Listed
July 28, 2026
Time on market
On the market for 35 days
Data last synced
August 28, 2026

Listing provided by: Macdonald Realty Salt Spring Island · Data source: CREA DDF.

Description

Contemporary design meets natural beauty - This stunning single-level home offers effortless modern living. Set on 3.65 private acres, the house is surrounded by low-maintenance native landscaping and approximately 1 acre of fenced paradise for birds and pollinators. The home is bright and comfortable with tranquil views that extend deep into the Cranberry Valley. Premium Miele and KitchenAid appliances outfit the generous kitchen with wide quartz countertops and warm maple flooring throughout. Behind the scenes, efficient triple-pane windows, a ducted heat pump, extra-insulated interior walls and an insulated concrete foundation keep the house hassle-free. Outside, there is an automatic gate that leads to a generous parking area, a small detached workshop, and a storage shed. Located in a bareland strata (a requirement of subdivision), the freehold lot is not restricted by strata rules and has a low annual fee of $100 (insurance for common property park land). A modern, turnkey home that embraces the Salt Spring lifestyle. (id:63159)

Values & Trends

This listing

$888/sqft

Building average

No other active listings in this building

Salt Spring average

$758/sqft

81 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Duncan

15°C

Humidity 82%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Salt Spring ElementaryElementary3.8 km
Phoenix PlaceSecondary3.9 km
Gulf Islands SecondarySecondary4.0 km
Fernwood ElementaryElementary10.2 km
Maple Bay ElementaryElementary11.0 km
Crofton Elementary Community SchoolElementary11.9 km
Bench ElementaryElementary13.1 km
Galiano Community SchoolElementary13.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Gulf Islands (SD64)

Mortgage & Ownership Cost Calculator

Minimum required: 8.1% ($104,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,038,400.00
Periodic payment — Principal & Interest (monthly)$6,699.40
Additional monthly expenses (strata, tax, utilities, etc.)$517.24
Total monthly cost$7,216.64
Interest paid over 5-yr term$297,608.42
Balance at end of term$934,044.16

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$104,800
Stress test qualifying rate8.09%
Payment you must qualify for$9,175.29

Cash Needed at Closing

Minimum down payment$104,800
Estimated BC PTT$23,960
Legal / closing costs (typical estimate)$1,500
Total cash needed$130,260

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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