102 Village Terr
Salt Spring, BC V8K2X5
$1,049,000
Property Details
Property & Lot
- Sub-type
- House
- Lot size
- 11,761 square feet
- Zoning
- Residential
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,603.78
Interior
- Heating
- Heat Pump, Forced air, Electric, Propane
- Cooling / A/C
- Air Conditioned
- Fireplace
- Yes (1)
Exterior & Lot
- View
- Ocean view
Parking
- Total spaces
- 2
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Storage | Main level | — |
| Patio | Main level | — |
| Porch | Main level | — |
| Kitchen | Main level | — |
| Family room | Main level | — |
| Bedroom | Main level | — |
| Bathroom | Main level | 5-Piece |
| Bathroom | Main level | 3-Piece |
| Primary Bedroom | Main level | — |
| Family room | Main level | — |
| Dining room | Main level | — |
| Living room | Main level | — |
| Entrance | Main level | — |
Listing Information
- MLS®
- 1038851
- Listed
- June 2, 2026
- Time on market
- On the market for 90 days
- Data last synced
- August 28, 2026
Listing provided by: Macdonald Realty Salt Spring Island · Data source: CREA DDF.
Description
Enjoy island and town life from this immaculate contemporary one-level home, perfectly positioned just steps from the heart of Ganges Village. Offering 1,450 sq ft of thoughtfully designed living space, this bright and inviting residence features soaring 14-foot vaulted ceilings, a cozy central wood stove, spacious rooms, and an open-concept layout ideal for comfortable everyday living and entertaining. The fabulous kitchen boasts abundant cabinetry and storage, while custom built-ins and unique architectural details add style and character throughout. Enjoy the outdoors from the welcoming front porch, sunny deck, or private patio. On community water and sewer. Complete with a carport and storage shed, this exceptional property combines modern comfort, elegance, and convenience. Neighbouring lot also available for purchase. Leave the car at home and stroll to shops, restaurants, the marina, and the renowned Saturday Market! (id:63159)
Values & Trends
This listing
$723/sqft
Building average
—
No other active listings in this building
Salt Spring average
$760/sqft
81 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Duncan
15°C
—
Humidity 82%
Wind NNW calm km/h
Tonight
12°
Tuesday
21°
Tuesday night
14°
Wednesday
16°
Wednesday night
11°
Thursday
17°
Source: Environment and Climate Change Canada.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
44
8/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Gulf Islands Secondary | Secondary | 357 m |
| Phoenix Place | Secondary | 410 m |
| Salt Spring Elementary | Elementary | 515 m |
| Fernwood Elementary | Elementary | 6.0 km |
| Crofton Elementary Community School | Elementary | 10.2 km |
| Maple Bay Elementary | Elementary | 11.9 km |
| Galiano Community School | Elementary | 12.9 km |
| Queen of Angels School(Independent) | Elementary/Middle | 14.9 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Restaurants (5+)
- Uptown Pizza · 324 Lower Ganges Road216 m
- Golden Island Restaurant259 m
- Harbour House262 m
- Seaside Restaurant583 m
- Fishery and Chips595 m
Cafes (5+)
- Unnamed611 m
- Cafe Talia622 m
- Switchboard cafe628 m
- Tree House Cafe755 m
- Salt Spring Coffee770 m
Grocery (3)
- SALT JAR refillery · 346 Lower Ganges Road291 m
- Country Grocer · 374 Lower Ganges Road460 m
- Thrifty Foods · 114 Purvis Lane692 m
Parks (5+)
- Kanaka Road Skateboard Park303 m
- Peck's Cove Park365 m
- Rainbow Road Recreation Centre525 m
- Rotary Park526 m
- Salt Spring Lions Commemorative Bike Park736 m
Shopping (1)
- Moaut's Seaside Shops789 m
Gyms (1)
- Ganges Yoga Studio726 m
Pharmacies (1)
- Country Grocer Pharmacy · 374 Lower Ganges Road432 m
Banks & ATMs (1)
- Island Savings719 m
Nearby places data: © OpenStreetMap contributors.
School district: Gulf Islands (SD64)
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Mortgage & Ownership Cost Calculator
Minimum required: 7.6% ($79,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.