2401 Fulford-Ganges Rd
Salt Spring, BC V8K1Z4
$995,000
Property Details
Property & Lot
- Sub-type
- House
- Lot size
- 5 acres
- Zoning
- Unknown
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,467.02
Interior
- Heating
- Forced air, Oil
- Cooling / A/C
- None
- Fireplace
- Yes (1)
Exterior & Lot
- View
- Mountain view
- Lot features
- Acreage, Private setting, Wooded area, Other
Building
- Parcel ID (PID)
- 006-230-784
Parking
- Total spaces
- 4
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Workshop | Main level | — |
| Hobby room | Lower level | — |
| Laundry room | Lower level | — |
| Bathroom | Main level | — |
| Bedroom | Main level | — |
| Primary Bedroom | Main level | — |
| Kitchen | Main level | — |
| Dining room | Main level | — |
| Living room | Main level | — |
Listing Information
- MLS®
- 1042678
- Listed
- July 10, 2026
- Time on market
- On the market for 53 days
- Data last synced
- September 1, 2026
Listing provided by: Macdonald Realty Salt Spring Island · Data source: CREA DDF.
Description
Discover the timeless charm of this picture-perfect vintage farmhouse, nestled on five lush agricultural acres in the sun-drenched Fulford Valley. Lovingly maintained and full of warmth, this delightful home offers a bright, cheerful interior with a cozy living room, spacious country kitchen, two comfortable bedrooms, and an unfinished lower level ready to be transformed to suit your vision. A substantial 968 sq. ft. garage/workshop provides abundant space for vehicles, hobbies, farm equipment, or creative pursuits. Home to Salt Spring Island's most photographed plum tree, it’s a true showpiece, with spectacular blossoms and vibrant seasonal beauty. Surrounded by rich natural landscapes and peaceful rural serenity, this enchanting acreage offers the quintessential island lifestyle you've been dreaming of! (id:63159)
Values & Trends
This listing
$851/sqft
Building average
—
No other active listings in this building
Salt Spring average
$759/sqft
81 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Duncan
15°C
—
Humidity 82%
Wind NNW calm km/h
Tonight
12°
Tuesday
21°
Tuesday night
14°
Wednesday
16°
Wednesday night
11°
Thursday
17°
Source: Environment and Climate Change Canada.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
7
1/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Salt Spring Elementary | Elementary | 8.9 km |
| Phoenix Place | Secondary | 9.1 km |
| Gulf Islands Secondary | Secondary | 9.1 km |
| Deep Cove Elementary | Elementary | 10.8 km |
| Bench Elementary | Elementary | 11.0 km |
| Maple Bay Elementary | Elementary | 12.3 km |
| Parkland Secondary | Secondary | 12.5 km |
| Ecole Cobble Hill Elementary | Elementary | 12.5 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Parks (2)
- Fulford Tennis Court320 m
- Fulford Ballpark340 m
Nearby places data: © OpenStreetMap contributors.
School district: Gulf Islands (SD64)
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Mortgage & Ownership Cost Calculator
Minimum required: 7.5% ($74,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.