172 McGowan Road
Oliver, BC V0H1T2
$450,000
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 1
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $2,039.59
Interior
- Basement
- Crawl space
- Heating
- Baseboard heaters, Electric
- Cooling / A/C
- Wall unit
- Fireplace
- Yes (1)
- Fireplace type
- Electric, Unknown
- Flooring
- Vinyl
Exterior & Lot
- Exterior features
- Wood siding
- View
- Mountain view, Unknown
Building
- Roof
- Unknown, Unknown
Parking
- Total spaces
- 4
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Workshop | Main level | 16'8'' x 15'1'' |
| Storage | Main level | 5'2'' x 4'10'' |
| Storage | Main level | 8'11'' x 5' |
| Primary Bedroom | Main level | 10'11'' x 14'1'' |
| Living room | Main level | 11'1'' x 13'1'' |
| Kitchen | Main level | 11'1'' x 10'1'' |
| Dining room | Main level | 9'1'' x 13'3'' |
| Bedroom | Main level | 13'0'' x 9'7'' |
| Bedroom | Main level | 12'0'' x 8'10'' |
| 4pc Bathroom | Main level | 7'10'' x 9'10'' |
| 2pc Bathroom | Main level | 5'6'' x 4'7'' |
Listing Information
- MLS®
- 10397323
- Listed
- August 10, 2026
- Time on market
- On the market for 21 days
- Data last synced
- August 28, 2026
Listing provided by: Chamberlain Property Group · Data source: CREA DDF.
Description
1306 SF, 3-bedroom, 2-bathroom rancher that is backing onto a country VINEYARD. Privacy and lifestyle bask in southern sun light all year long. Completely flat & fenced yard, features a patio, gardens, space for BBQ. Garage enclosed to create extra floor space, great for a home office/business or a separate suite for family members needing their own space. No stairs, excellent for those with mobility issues. Or disassemble the enclosure, bring your garage back for your collector car or bike. Potential is endless. Generous garden shed for bikes and tools. Great starter house or excellent retirement home, room to spread out, bright, rural, & minutes away from Oliver with quick access to the highway. New septic system, taxes are low. Parking for 3 or more vehicles, also street parking. Do you need a wood-burning fireplace? It is possible here again. Open plan is inviting with kitchen island. Upgraded all in one laundry system , new flooring new roof, new AC, new heat registers. Total 50k in upgrades in last 2 years. Enjoy lifestyle options of the region, wineries, race track, airport, hiking trails, world class cycling routes, Okanagan River, KVT, hospital and Oliver Wine District Please call agent for more details not in this listing. (id:63159)
Values & Trends
This listing
$345/sqft
Building average
—
No other active listings in this building
Oliver Rural average
$491/sqft
41 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Osoyoos
16°C
—
Humidity 77%
Wind NNE 5 km/h
Tonight
12°
Tuesday
27°
Tuesday night
15°
Wednesday
24°
Wednesday night
13°
Thursday
19°
Source: Environment and Climate Change Canada.
Population
5,094
(2021 Census)
+3.4% since 2016
Density: 927.9/km²
Dwellings: 2,445
Median household income: $68,500
After-tax: $62,400
Immigrant population: 18.9%
Top countries of origin (% of total population)
- India5.4% · 275
- United Kingdom2.4% · 120
- United States of America1.3% · 65
- Portugal1.2% · 60
- Germany1.1% · 55
- El Salvador0.9% · 45
- Philippines0.8% · 40
- Netherlands0.6% · 30
Source: Statistics Canada, 2021 Census of Population.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Oliver Elementary | Elementary | 4.0 km |
| Southern Okanagan Secondary | Secondary | 4.0 km |
| Southern Okanagan Alt | Secondary | 4.0 km |
| Tuc-el-Nuit Elementary | Elementary | 4.0 km |
| Senpaq'cin School(Independent) | Elementary | 4.4 km |
| Okanagan Falls Elementary | Elementary | 14.1 km |
| Cawston Primary School | Elementary | 16.4 km |
| Kaleden Elementary | Elementary | 19.3 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
School district: Okanagan-Similkameen (SD53)
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($22,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.