Property Type: Detached HouseOwnership: Freehold

892 McKinney Road

Oliver, BC V0H1T3

$459,900

2 bed1 bath2 parking1,266 sqftBuilt 1954
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.17 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,658.1

Interior

Basement
Full
Heating
Forced air, Electric
Cooling / A/C
Central air conditioning
Fireplace
None

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — uncovered indicated
Features
RV, Street

Room Dimensions

RoomLevelDimensions
Family roomBasement14'4'' x 17'9''
BedroomBasement9'0'' x 12'3''
Dining roomMain level7' x 7'4''
FoyerMain level9'8'' x 10'7''
4pc BathroomMain level
Primary BedroomMain level11'4'' x 15'
Living roomMain level9'4'' x 15'
KitchenMain level8'6'' x 15'

Listing Information

MLS®
10380568
Listed
March 25, 2026
Time on market
On the market for 160 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Wine Capital Realty · Data source: CREA DDF.

Description

Welcome to this cozy 2-bedroom, 1-bath home situated on a large corner lot with alley access. Conveniently located close to the hospital, schools, community center, and all downtown amenities, this property offers both comfort and accessibility. Inside, the neat and tidy main floor offers a large living room and primary bedroom, galley style kitchen with attached dining. Downstairs you’ll find a newly finished basement providing additional living space, perfect for a family room, home office, or recreation area. Outside, enjoy a generous yard complete with a raised garden and established fruit trees—ideal for those who appreciate outdoor living. The property also features an RV pad with 50-amp service, along with water and sewer hookups, offering excellent flexibility for travel or hosting guests. This charming home is ready for you to bring your personal touches and make it your own. Ideal for an investment property, first time home buyer or developer looking for a flat lot. For more information or to book a private showing, reach out today! (id:63159)

Values & Trends

This listing

$363/sqft

Building average

No other active listings in this building

Oliver average

$435/sqft

101 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Osoyoos

16°C

Humidity 77%

Wind NNE 5 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

5,094

(2021 Census)

+3.4% since 2016

Density: 927.9/km²

Dwellings: 2,445

Median household income: $68,500

After-tax: $62,400

Immigrant population: 18.9%

Top countries of origin (% of total population)

  • India5.4% · 275
  • United Kingdom2.4% · 120
  • United States of America1.3% · 65
  • Portugal1.2% · 60
  • Germany1.1% · 55
  • El Salvador0.9% · 45
  • Philippines0.8% · 40
  • Netherlands0.6% · 30

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

22

3/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Tuc-el-Nuit ElementaryElementary1.1 km
Senpaq'cin School(Independent)Elementary1.2 km
Southern Okanagan SecondarySecondary1.2 km
Southern Okanagan AltSecondary1.2 km
Oliver ElementaryElementary1.3 km
Cawston Primary SchoolElementary16.2 km
Okanagan Falls ElementaryElementary17.7 km
Osoyoos ElementaryElementary18.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Oliver Eats · 6060 Station Street791 m

Parks (4)

  • Oliver Community Park · 6359 Park Drive380 m
  • Kiwanis Park518 m
  • Kinsmen Spray Park · 225 Park Drive626 m
  • Lion's Park · 6607 Station Street763 m

Banks & ATMs (1)

  • Cascadia Credit Union · 1006 McKinney Road190 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Similkameen (SD53)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($22,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$367,920.00
Periodic payment — Principal & Interest (monthly)$2,373.69
Additional monthly expenses (strata, tax, utilities, etc.)$284.51
Total monthly cost$2,658.20
Interest paid over 5-yr term$105,446.93
Balance at end of term$330,945.23

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$22,995
Stress test qualifying rate8.09%
Payment you must qualify for$3,359.65

Cash Needed at Closing

Minimum down payment$22,995
Estimated BC PTT$7,198
Legal / closing costs (typical estimate)$1,500
Total cash needed$31,693

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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