Property Type: Detached HouseOwnership: Freehold

1762 Midgard Ave

Saanich, BC V8P2Y7

$1,599,900

5 bed4 bath4 parking2,557 sqftBuilt 1966
75
Walk Score
73
Transit
81
Bike
Walk Score® by Redfin
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Property Details

Property & Lot

Sub-type
House
Lot size
7,760 square feet
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,804.08

Interior

Heating
Heat Pump, Forced air
Cooling / A/C
Central air conditioning, Air Conditioned
Fireplace
Yes (1)
Appliances
Refrigerator, Range - Gas, Dishwasher, Dryer, Microwave

Exterior & Lot

Lot features
Level lot, Private setting, Rectangular

Building

Parcel ID (PID)
003-917-827

Parking

Total spaces
4

Room Dimensions

RoomLevelDimensions
BathroomLower level4-Piece
StorageLower level
KitchenLower level
Living roomLower level
BedroomLower level
BedroomLower level
BedroomLower level
BathroomLower level4-Piece
Family roomLower level
BathroomSecond level2-Piece
BedroomSecond level
Primary BedroomSecond level
EnsuiteSecond level5-Piece
Dining roomMain level
KitchenMain level
Living roomMain level

Listing Information

MLS®
1048313
Listed
September 1, 2026
Time on market
On the market for 12 days
Data last synced
September 13, 2026

Listing provided by: Macdonald Realty Victoria · Data source: CREA DDF.

Description

Stunning! Executive 5bed/4bath family home steps to UVic. Fully renovated, modern and highly efficient. Updated top to bottom with high-end finishes; showstopper open-concept kitchen (36'' BlueStar gas range, 48'' fridge, custom cabinetry, quartz counters), beautiful hardwood flooring, 7-channel, 3-zone built-in speaker system. DREAM primary suite with impressive ensuite and spacious custom closet. Desirable and functional split-level home offers everyone their own space. Very low utility costs with vinyl windows, updated insulation, EV charger, HEAT PUMP and SOLAR PANEL system (Energuide rating of 18!). Bonus: 1 bedroom self contained suite easily connected to the main house or use as a mortgage helper. 2 large decks, large flat yard and a full detached workshop too! No disappointments here, this home must be seen to fully appreciate. (id:63159)

Values & Trends

This listing

$626/sqft

Building average

No other active listings in this building

Mt Tolmie average

$734/sqft

12 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Victoria (University of)

17°C

Humidity 62%

Wind SW 10 km/h

Tonight

12°

Monday

16°

Monday night

11°

Tuesday

20°

Tuesday night

10°

Wednesday

22°

Source: Environment and Climate Change Canada.

Population

117,735

(2021 Census)

+3.1% since 2016

Density: 1,136.5/km²

Dwellings: 50,064

Median household income: $93,000

After-tax: $83,000

Immigrant population: 22.5%

Top countries of origin (% of total population)

  • China3.5% · 4,110
  • United Kingdom3.2% · 3,760
  • India2.3% · 2,650
  • Philippines1.7% · 1,995
  • United States of America1.4% · 1,655
  • Germany0.6% · 730
  • Hong Kong0.6% · 720
  • Viet Nam0.5% · 540

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Campus View ElementaryElementary303 m
Mount Douglas SecondarySecondary976 m
Cedar Hill MiddleElementary995 m
Maria Montessori Academy(Independent)Elementary1.2 km
Doncaster ElementaryElementary1.3 km
St. Michaels University School(Independent)K-121.4 km
Arbutus Global Middle SchoolElementary1.5 km
Braefoot ElementaryElementary1.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Heart of Asia581 m
  • Unnamed596 m
  • Big Way Hot Pot · 1654 McKenzie Avenue724 m
  • The Rack Bistro · 1550 Cedar Hill Cross Road745 m
  • Laila Laila Hotpot · 1546 Cedar Hill Cross Road757 m

Cafes (5+)

  • Noodle Box572 m
  • Phonomenal588 m
  • Tim Hortons · 3749 Shelbourne Street589 m
  • Ding Tea · 3749 Shelbourne Street615 m
  • Starbucks659 m

Grocery (4)

  • Fairway Market Shelbourne Plaza · 3651 Shelbourne Street675 m
  • Thrifty Foods · 1626 McKenzie Avenue774 m
  • SaanniSunny Asian Market · 1551 Cedar Hill Cross Road778 m
  • Bulk Barn · 3609 Shelbourne Street797 m

Parks (5+)

  • Onyx Park236 m
  • Horner Park332 m
  • Rendle Green550 m
  • Mount Tolmie Park610 m
  • Gore-Peace Memorial Park728 m

Shopping (2)

  • Shelbourne Village Square · 3749 Shelbourne Street601 m
  • Shelbourne Plaza699 m

Pharmacies (2)

  • Heart Pharmacy IDA · 3643 Shelbourne Street719 m
  • Rexall752 m

Banks & ATMs (4)

  • Vancity · 1590 Cedar Hill Cross Road623 m
  • TD · 3675 Shelbourne Street659 m
  • RBC674 m
  • Coast Capital Savings · 3750 Shelbourne Street693 m

Healthcare (2)

  • Sharp Orthodontics727 m
  • Snore MD · 3617 Shelbourne Street759 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($319,980) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,279,920.00
Periodic payment — Principal & Interest (monthly)$8,257.61
Additional monthly expenses (strata, tax, utilities, etc.)$611.67
Total monthly cost$8,869.28
Interest paid over 5-yr term$366,828.75
Balance at end of term$1,151,292.18

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$319,980
Stress test qualifying rate8.09%
Payment you must qualify for$9,842.14

Cash Needed at Closing

Minimum down payment$319,980
Estimated BC PTT$29,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$351,478

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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