Property Type: Detached HouseOwnership: Freehold

179 KOOTENAY LAKE Road

Procter, BC V0G1V0

$1,399,000

2 bed2 bath12 parking1,037 sqftBuilt 2016
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.98 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Strata / maintenance fee
$160/mo
Annual property tax
$4,358.38

Interior

Heating
Baseboard heaters, Other
Fireplace
None
Flooring
Concrete, Tile, Heavy loading

Exterior & Lot

Exterior features
Metal, Other
View
Lake view, Mountain view

Building

Roof
Metal, Unknown

Parking

Total spaces
12 — covered indicated
Features
Attached Garage, RV

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
BedroomSecond level7'7'' x 6'5''
DenSecond level7'7'' x 6'5''
DenMain level2'0'' x 3'0''
Living roomSecond level18'11'' x 17'5''
Living roomMain level16'0'' x 9'0''
Dining roomMain level16'0'' x 8'0''
KitchenSecond level6'4'' x 8'2''
KitchenMain level16'0'' x 8'0''
4pc BathroomSecond level
4pc BathroomMain level
Primary BedroomMain level10'0'' x 12'0''

Listing Information

MLS®
10381015
Listed
April 1, 2026
Time on market
On the market for 152 days
Data last synced
August 28, 2026

Listing provided by: Fair Realty (Nelson) · Data source: CREA DDF.

Description

This 0.98 acre waterfront property features 125 feet of Kootenay Lake beachfront plus two recently built contemporary west coast styled living spaces. In addition to the main house with its 17 foot vaulted ceilings, built in art niches, and custom lighting, is the brand new carriage house. The carriage house has a heated floor garage/workshop/art studio and a fully equipped loft living space upstairs. Owing to their clever design and construction, these are very low maintenance homes leaving the owners lots of recreational time to enjoy this beautiful and serene setting. Fully landscaped, including dramatic rock work and underground lighting throughout the property makes this one of the nicest waterfront properties in the Procter Point development. With secluded sitting spaces, custom fire-pits and an easily accessible, level RV parking area, this private property can host all of your friends and family. Procter Points eco-environmental philosophy provides year round health oriented activities. Featuring breathtaking views in every direction this is a property to be enjoyed and savoured by a family for decades. Enjoy the bright and open air high vaulted ceilings throughout and 8 tall French doors opening to the massive Asian inspired custom front deck. Extra amenities include glass house, outdoor shower, tiled BBQ station, post/beam woodshed and attached toolshed. Experience this high quality, unique home for yourself today. Great rental and VRBO opportunity. (id:63159)

Values & Trends

This listing

$1,349/sqft

Building average

No other active listings in this building

Harrop/Procter average

$684/sqft

12 active listing(s)

Parking: 12 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Nelson

13°C

Humidity 80%

Wind ESE 4 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Redfish Elementary SchoolElementary7.9 km
Crawford Bay Elem-SecondaryK-1210.2 km
des Sentiers-alpinsElementary/Middle21.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay Lake (SD8)

Mortgage & Ownership Cost Calculator

Minimum required: 8.2% ($114,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,119,200.00
Periodic payment — Principal & Interest (monthly)$7,220.70
Additional monthly expenses (strata, tax, utilities, etc.)$575.20
Total monthly cost$7,795.90
Interest paid over 5-yr term$320,765.94
Balance at end of term$1,006,724.02

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$114,900
Stress test qualifying rate8.09%
Payment you must qualify for$9,874.28

Cash Needed at Closing

Minimum down payment$114,900
Estimated BC PTT$25,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$142,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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