7096 Highway 3A Highway
Nelson, BC V1L6R9
$1,099,000
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 1
- Lot size
- 4.5 acres
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,294.54
Interior
- Heating
- Electric
- Fireplace
- None
Parking
- Total spaces
- 3 — covered indicated
- Features
- Detached Garage
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | Main level | 1' x 1' |
| Full bathroom | Main level | ' x ' |
| Living room | Main level | ' x ' |
| Kitchen | Main level | ' x ' |
| Storage | Main level | 21'0'' x 40'0'' |
Listing Information
- MLS®
- 10368780
- Listed
- November 7, 2025
- Time on market
- On the market for 297 days
- Data last synced
- August 28, 2026
Listing provided by: Fair Realty (Nelson) · Data source: CREA DDF.
Description
Nestled on the pristine north shore of Kootenay Lake, just minutes from the charming community of Balfour, British Columbia, lies one of the most coveted developable waterfront lots in the region. Spanning an impressive 4.5 acres of gently sloping terrain, this rare gem offers an unparalleled opportunity to craft your ultimate dream home amidst breathtaking natural beauty. With essential services already in place—including septic, water (3 water licences) and power—this property is primed and ready for your vision to take shape, eliminating the hassles of starting from scratch and allowing you to focus on creating a legacy retreat. Imagine waking up to the serene symphony of lapping waves and the soft rustle of pine-scented breezes. This lot boasts over 360 feet of private, accessible waterfront, providing direct access to the crystal-clear waters of Kootenay Lake—one of British Columbia’s largest and most scenic inland bodies of water. Whether you’re an avid boater, fisherman, or simply a lover of lakeside tranquility, this expansive shoreline invites endless possibilities. Launch your kayak for a morning paddle, cast a line for trophy rainbow trout, or host sunset gatherings on your future private dock. The gentle slope of the land ensures optimal views from multiple potential building sites, where you can position your home to capture panoramic vistas of the lake’s shimmering expanse, framed by the majestic Purcell and Selkirk Mountains. (id:63159)
Values & Trends
This listing
$1,262/sqft
Building average
—
No other active listings in this building
Kokanee Creek to Balfour average
$593/sqft
16 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
13°C
—
Humidity 80%
Wind ESE 4 km/h
Tonight
10°
Tuesday
27°
Tuesday night
13°
Wednesday
20°
Wednesday night
12°
Thursday
18°
Source: Environment and Climate Change Canada.
Population
11,106
(2021 Census)
+5.1% since 2016
Density: 930.9/km²
Dwellings: 5,314
Median household income: $72,500
After-tax: $65,500
Immigrant population: 15.1%
Top countries of origin (% of total population)
- United States of America3.5% · 390
- United Kingdom3.3% · 365
- Philippines0.8% · 85
- Germany0.6% · 65
- Italy0.6% · 65
- India0.5% · 55
- Netherlands0.4% · 40
- South Africa, Republic of0.3% · 35
Source: Statistics Canada, 2021 Census of Population.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Redfish Elementary School | Elementary | 3.7 km |
| Crawford Bay Elem-Secondary | K-12 | 14.0 km |
| des Sentiers-alpins | Elementary/Middle | 17.2 km |
| Nelson Christian Community School(Independent) | Elementary/Middle | 23.2 km |
| L V Rogers Secondary | Secondary | 23.8 km |
| Secondaire de Nelson | Secondary | 23.8 km |
| Hume Elementary School | Elementary | 24.2 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
School district: Kootenay Lake (SD8)
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Mortgage & Ownership Cost Calculator
Minimum required: 7.7% ($84,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.