Property Type: Detached HouseOwnership: Freehold

784 Lewis Road

Harrop, BC V1L6P7

$1,199,000

2 bed1 bath1,084 sqftBuilt 2012
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
28.69 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,527.56

Interior

Heating
Baseboard heaters, See remarks
Fireplace
None

Exterior & Lot

Waterfront
Waterfront on creek

Building

Roof
Asphalt shingle, Unknown

Parking

Features
Covered

Room Dimensions

RoomLevelDimensions
4pc BathroomMain level8'7'' x 11'11''
Primary BedroomMain level12'5'' x 10'1''
BedroomMain level8'6'' x 10'1''
Living roomMain level17'4'' x 13'5''
KitchenMain level10' x 16'8''
FoyerMain level14'1'' x 10'1''

Listing Information

MLS®
10380654
Listed
March 25, 2026
Time on market
On the market for 159 days
Data last synced
August 28, 2026

Listing provided by: LandQuest Realty Corp. (Interior) · Data source: CREA DDF.

Description

Some properties are beautiful. Some are functional. Some feel like home the moment you arrive. This one is all three. Set on 29 acres in Harrop along the shores of Kootenay Lake, 784 Lewis Road is the kind of place that makes you never want to leave. With a main home, two-bedroom guest cabin, exceptional equestrian outbuildings, fenced paddocks and a remarkable network of private forest trails. This property also features a creek running through; this is a lifestyle offering that truly stands apart. Add a tight-knit local community, a memorable cable ferry crossing and the full amenities of Nelson just a short drive away, and you have something genuinely special. Well-equipped for rural living and equestrian use, the property features a large 35’ x 85’ heated shop with power and water, a classic red barn with tack room, multiple fenced paddocks and a functional riding arena. Additional improvements include a 48’ x 21’ covered car shelter, a 15’ x 22’ storage shed and a secondary outbuilding with lean-to for added utility. The main residence is supported by an integrated backup generator system, providing peace of mind year-round. Services include hydro, a community creek-fed water system, water license, septic and internet, offering a comprehensive package of self-sufficiency and comfort in a truly scenic setting. (id:63159)

Values & Trends

This listing

$1,106/sqft

Building average

No other active listings in this building

Harrop/Procter average

$704/sqft

12 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Nelson

12°C

Humidity 85%

Wind SE 3 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Redfish Elementary SchoolElementary1.6 km
des Sentiers-alpinsElementary/Middle12.4 km
Nelson Christian Community School(Independent)Elementary/Middle18.4 km
L V Rogers SecondarySecondary18.9 km
Secondaire de NelsonSecondary18.9 km
Crawford Bay Elem-SecondaryK-1218.9 km
Hume Elementary SchoolElementary19.3 km
South Nelson ElementaryElementary20.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay Lake (SD8)

Mortgage & Ownership Cost Calculator

Minimum required: 7.9% ($94,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$959,200.00
Periodic payment — Principal & Interest (monthly)$6,188.43
Additional monthly expenses (strata, tax, utilities, etc.)$347.96
Total monthly cost$6,536.40
Interest paid over 5-yr term$274,909.48
Balance at end of term$862,803.50

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$94,900
Stress test qualifying rate8.09%
Payment you must qualify for$8,490.14

Cash Needed at Closing

Minimum down payment$94,900
Estimated BC PTT$21,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$118,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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