Property Type: Condo / ApartmentOwnership: Strata

1802 38 Front St

Nanaimo, BC V9R5H7

$1,245,000

2 bed2 bath1 parking1,075 sqftBuilt 2006
Get Directions

Property Details

Property & Lot

Sub-type
Apartment
Zoning
Multi-Family

DT5

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$565/mo
Annual property tax
$5,188.97

Interior

Heating
Baseboard heaters, Electric, Natural gas
Cooling / A/C
Air Conditioned
Fireplace
Yes (1)

Exterior & Lot

View
City view, Mountain view, Ocean view
Waterfront
Waterfront on ocean

Parking

Total spaces
1 — uncovered indicated
Features
Underground

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
EntranceMain level4'1 x 5'4
EnsuiteMain level4-Piece
BathroomMain level4-Piece
BedroomMain level9'8 x 10'3
Primary BedroomMain level11'3 x 11'9
KitchenMain level9'2 x 11'7
Dining roomMain level9'10 x 13'4
Living roomMain level13'2

Listing Information

MLS®
1042638
Listed
July 8, 2026
Time on market
On the market for 54 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty (NA) · Data source: CREA DDF.

Description

Elevate your lifestyle in this stunning top-floor penthouse at the Pacifica, Nanaimo's premier waterfront condominium. Featuring soaring 10-foot ceilings and expansive floor-to-ceiling windows, this bright open-concept home showcases spectacular ocean, city, mountain and inner harbour views toward Gabriola, Protection and Saysutshun Islands. The gourmet kitchen offers granite countertops, premium stainless steel appliances, a natural gas range ( gas included in strata) and warm wood cabinetry. The spacious primary bedroom includes a walk-in closet and a beautifully appointed ensuite with dual sinks, granite counters and a tiled shower. Step onto the generous covered balcony to enjoy the ever-changing waterfront scenery that blends into the downtown and includes views of Mount Benson. Enjoy being steps from the seawall, marina, restaurants, shopping, entertainment, seaplanes, Hullo ferry and everyday amenities. Measurements are approximate, verify if important. (id:63159)

Values & Trends

This listing

$1,158/sqft

Building average

$558/sqft

2 active listing(s)

Old City average

$535/sqft

30 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Partly Cloudy

15°C

Partly Cloudy

Humidity 85%

Wind N 2 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

99,863

(2021 Census)

+10.3% since 2016

Density: 1,104.1/km²

Dwellings: 45,138

Median household income: $75,500

After-tax: $68,500

Immigrant population: 16.1%

Top countries of origin (% of total population)

  • United Kingdom3.5% · 3,495
  • China1.3% · 1,285
  • United States of America1.2% · 1,155
  • India1.1% · 1,075
  • Philippines1% · 1,040
  • Germany0.6% · 635
  • Korea, South0.5% · 470
  • Viet Nam0.5% · 455

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

67

8/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Pauline Haarer ElementaryElementary455 m
Fairview ElementaryElementary1.5 km
Brechin ElementaryElementary1.6 km
Bayview ElementaryElementary1.8 km
Secondaire de NanaimoSecondary2.0 km
Nanaimo District SecondarySecondary2.0 km
Georgia Avenue ElementaryElementary2.0 km
John Barsby SecondarySecondary2.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • The Firehouse Grill · 75 Front Street92 m
  • Lighthouse Bistro & Pub · 50 Anchor Way97 m
  • Embers Wine & Charcuterie Cellar151 m
  • The View Oceanside Grill · 70 Church Street154 m
  • Gina's Mexican Cafe · 47 Skinner Street157 m

Cafes (5+)

  • Tea on the Quay · 90 Front Street156 m
  • Javawocky Coffee House203 m
  • Modern Café · 221 Commercial Street246 m
  • Ironworks Café & Crêperie · 200 Commercial Street261 m
  • Tim Hortons · 15 Wallace Street423 m

Grocery (3)

  • The Green Store: Discount Organic · 256 Wallace Street405 m
  • ManLee Oriental · 385 Terminal Avenue467 m
  • Thrifty Foods · 650 Terminal Avenue565 m

Parks (5+)

  • Georgia Park90 m
  • Dallas Square Park · 85 Front Street122 m
  • Catherine Gisborne Garden136 m
  • Anchor Way Park · 20 Anchor Way168 m
  • Bastion Square Park · 94 Front Street223 m

Shopping (2)

  • Port Place Shopping Centre · 650 Terminal Avenue566 m
  • London Drugs · 650 Terminal Avenue581 m

Gyms (3)

  • Kind Society Yoga250 m
  • Force Boxing & Fitness · 165 Fraser Street313 m
  • Iyengar Yoga Nanaimo · 335 Wesley Street592 m

Pharmacies (2)

  • Wallace Pharmacy352 m
  • Central Drugs697 m

Banks & ATMs (5+)

  • Royal Bank of Canada · 205 Commercial Street293 m
  • Coastal Community Credit Union · 59 Wharf Street360 m
  • Scotiabank · 65 Commercial Street421 m
  • Scotiabank · 65 Commercial Street423 m
  • CIBC · 650 Terminal Avenue531 m

Nearby places data: © OpenStreetMap contributors.

School district: Nanaimo-Ladysmith (SD68)

Similar Listings Nearby

Similar active properties nearby based on property type, price, and size.

Mortgage & Ownership Cost Calculator

Minimum required: 8.0% ($99,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$996,000.00
Periodic payment — Principal & Interest (monthly)$6,425.85
Additional monthly expenses (strata, tax, utilities, etc.)$1,051.41
Total monthly cost$7,477.27
Interest paid over 5-yr term$285,456.46
Balance at end of term$895,905.22

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$99,500
Stress test qualifying rate8.09%
Payment you must qualify for$8,808.49

Cash Needed at Closing

Minimum down payment$99,500
Estimated BC PTT$22,900
Legal / closing costs (typical estimate)$1,500
Total cash needed$123,900

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information