107 38 Front St
Nanaimo, BC V9R5H7
$549,900
Property Details
Property & Lot
- Sub-type
- Apartment
- Lot size
- 1,218 square feet
- Zoning
- Multi-Family
C28
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Strata
- Strata / maintenance fee
- $530/mo
- Annual property tax
- $3,427.07
Interior
- Heating
- Baseboard heaters, Electric
- Cooling / A/C
- Wall unit, Air Conditioned
- Fireplace
- Yes (1)
Exterior & Lot
- Waterfront
- Waterfront on ocean
Parking
- Total spaces
- 1
Restrictions & Policies
- Pets
- Allowed with restrictions
As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Entrance | Main level | 10'7 x 7'7 |
| Kitchen | Main level | 11'2 x 11'7 |
| Living room/Dining room | Main level | 12'4 x 12'0 |
| Exercise room | Main level | 17'11 x 9'11 |
| Office | Main level | 8'6 x 9'11 |
| Bathroom | Main level | 2-Piece |
| Primary Bedroom | Second level | 12'1 x 12'3 |
| Ensuite | Second level | 5-Piece |
Listing Information
- MLS®
- 1047685
- Listed
- August 26, 2026
- Time on market
- On the market for 5 days
- Data last synced
- August 28, 2026
Listing provided by: Royal LePage Nanaimo Realty (NanIsHwyN) · Data source: CREA DDF.
Description
Welcome to Unit 107 at 38 Front Street, a multi-level loft condo in The Pacifica offering a rare opportunity as one of the few live/work spaces in downtown Nanaimo. Featuring direct street access, the layout is ideal for an accountant, artist, or professional seeking a dedicated workspace with a separate 2-piece bathroom to welcome clients while keeping your private home(subject to strata approval). Spanning 1,156 sq. ft., the interior boasts soaring 14-foot ceilings, floor-to-ceiling windows, engineered maple hardwood floors, and a stone-facing gas fireplace. The kitchen includes granite countertops, a large island, stainless steel appliances, and a gas stove, while the upper loft level houses the primary bedroom with a 5-piece ensuite. Includes underground parking, storage, and pet-friendly living with gas and hot water covered in strata fees. Steps to the seawall, shopping, Port Theatre, and quick transit via ferries, floatplanes, and Helijet. Measurements from strata plan (id:63159)
Values & Trends
This listing
$539/sqft
Building average
$868/sqft
2 active listing(s)
Old City average
$555/sqft
30 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
15°C
Partly Cloudy
Humidity 85%
Wind N 2 km/h
Tonight
12°
Tuesday
21°
Tuesday night
14°
Wednesday
16°
Wednesday night
11°
Thursday
17°
Source: Environment and Climate Change Canada.
Population
99,863
(2021 Census)
+10.3% since 2016
Density: 1,104.1/km²
Dwellings: 45,138
Median household income: $75,500
After-tax: $68,500
Immigrant population: 16.1%
Top countries of origin (% of total population)
- United Kingdom3.5% · 3,495
- China1.3% · 1,285
- United States of America1.2% · 1,155
- India1.1% · 1,075
- Philippines1% · 1,040
- Germany0.6% · 635
- Korea, South0.5% · 470
- Viet Nam0.5% · 455
Source: Statistics Canada, 2021 Census of Population.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
67
8/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Pauline Haarer Elementary | Elementary | 434 m |
| Fairview Elementary | Elementary | 1.4 km |
| Brechin Elementary | Elementary | 1.6 km |
| Bayview Elementary | Elementary | 1.8 km |
| Secondaire de Nanaimo | Secondary | 2.0 km |
| Nanaimo District Secondary | Secondary | 2.0 km |
| Georgia Avenue Elementary | Elementary | 2.0 km |
| John Barsby Secondary | Secondary | 2.6 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Restaurants (5+)
- The Firehouse Grill · 75 Front Street85 m
- Lighthouse Bistro & Pub · 50 Anchor Way113 m
- Gina's Mexican Cafe · 47 Skinner Street137 m
- The Nest Bistro · 77 Skinner Street148 m
- Embers Wine & Charcuterie Cellar149 m
Cafes (5+)
- Tea on the Quay · 90 Front Street166 m
- Javawocky Coffee House211 m
- Modern Café · 221 Commercial Street237 m
- Ironworks Café & Crêperie · 200 Commercial Street254 m
- Tim Hortons · 15 Wallace Street405 m
Grocery (3)
- The Green Store: Discount Organic · 256 Wallace Street388 m
- ManLee Oriental · 385 Terminal Avenue457 m
- Thrifty Foods · 650 Terminal Avenue571 m
Parks (5+)
- Georgia Park92 m
- Dallas Square Park · 85 Front Street115 m
- Catherine Gisborne Garden138 m
- Anchor Way Park · 20 Anchor Way172 m
- Bastion Square Park · 94 Front Street225 m
Shopping (2)
- Port Place Shopping Centre · 650 Terminal Avenue571 m
- London Drugs · 650 Terminal Avenue585 m
Gyms (3)
- Kind Society Yoga253 m
- Force Boxing & Fitness · 165 Fraser Street292 m
- Iyengar Yoga Nanaimo · 335 Wesley Street576 m
Pharmacies (2)
- Wallace Pharmacy331 m
- Central Drugs689 m
Banks & ATMs (5+)
- Royal Bank of Canada · 205 Commercial Street283 m
- Coastal Community Credit Union · 59 Wharf Street356 m
- Scotiabank · 65 Commercial Street415 m
- Scotiabank · 65 Commercial Street416 m
- CIBC · 650 Terminal Avenue536 m
Nearby places data: © OpenStreetMap contributors.
School district: Nanaimo-Ladysmith (SD68)
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Mortgage & Ownership Cost Calculator
Minimum required: 5.5% ($29,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.