Property Type: Condo / ApartmentOwnership: Strata

805 38 Front St

Nanaimo, BC V9R0B8

$990,000

2 bed2 bath2 parking1,010 sqftBuilt 2009
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Property Details

Property & Lot

Sub-type
Apartment
Zoning
Multi-Family

C28

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$542/mo
Annual property tax
$5,334.06

Interior

Heating
Baseboard heaters, Forced air, Electric, Natural gas, Other
Cooling / A/C
Window air conditioner
Fireplace
Yes (1)

Exterior & Lot

View
City view, Mountain view, Ocean view
Waterfront
Waterfront on ocean

Parking

Total spaces
2 — uncovered indicated
Features
Underground

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
EntranceMain level8'6 x 4'9
PatioMain level34'5 x 94'11
Primary BedroomMain level11'0 x 13'6
KitchenMain level9'3 x 10'5
Living room/Dining roomMain level19'2 x 17'11
EnsuiteMain level6'1 x 9'4
BedroomMain level9'11 x 10'2
BathroomMain level5'3 x 7'11

Listing Information

MLS®
1043438
Listed
July 16, 2026
Time on market
On the market for 47 days
Data last synced
August 28, 2026

Listing provided by: Real Broker · Data source: CREA DDF.

Description

Welcome to Unit 805 at 38 Front Street in the prestigious Pacifica building—where luxury meets lifestyle in the heart of the downtown Nanaimo waterfront. This 2-bedroom, 2-bathroom condo offers just over 1,000 sq ft of modern living, steps from the seawall, Maffeo Sutton Park, fine dining, shopping, and the Port Theatre. The show-stopper? An incredible 2,500 sq ft private patio with panoramic, unobstructed views of the ocean, city, and Mount Benson. This view is an experience! Whether you're entertaining or enjoying a quiet moment outdoors, this space is unmatched. Live the West Coast dream with walkable convenience and stunning views in one of Nanaimo’s most desirable addresses. Easy sea plane access, Hellijet, and Hullo ferry to Vancouver. Included are 2 underground parking spaces and a storage locker. Home can be purchased with furnishings. All measurements are approximate and should be verified if important. (id:63159)

Values & Trends

This listing

$980/sqft

Building average

$597/sqft

5 active listing(s)

Old City average

$541/sqft

30 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Partly Cloudy

13°C

Partly Cloudy

Humidity 89%

Wind WSW 6 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

99,863

(2021 Census)

+10.3% since 2016

Density: 1,104.1/km²

Dwellings: 45,138

Median household income: $75,500

After-tax: $68,500

Immigrant population: 16.1%

Top countries of origin (% of total population)

  • United Kingdom3.5% · 3,495
  • China1.3% · 1,285
  • United States of America1.2% · 1,155
  • India1.1% · 1,075
  • Philippines1% · 1,040
  • Germany0.6% · 635
  • Korea, South0.5% · 470
  • Viet Nam0.5% · 455

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

67

8/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Pauline Haarer ElementaryElementary483 m
Fairview ElementaryElementary1.5 km
Brechin ElementaryElementary1.7 km
Bayview ElementaryElementary1.8 km
Georgia Avenue ElementaryElementary2.0 km
Secondaire de NanaimoSecondary2.1 km
Nanaimo District SecondarySecondary2.1 km
John Barsby SecondarySecondary2.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Lighthouse Bistro & Pub · 50 Anchor Way67 m
  • The Firehouse Grill · 75 Front Street92 m
  • Embers Wine & Charcuterie Cellar140 m
  • The View Oceanside Grill · 70 Church Street146 m
  • Top Notch Burgers166 m

Cafes (5+)

  • Tea on the Quay · 90 Front Street130 m
  • Javawocky Coffee House179 m
  • Modern Café · 221 Commercial Street243 m
  • Ironworks Café & Crêperie · 200 Commercial Street254 m
  • Gabriel's Gourmet Cafe · 39 Commercial Street437 m

Grocery (3)

  • The Green Store: Discount Organic · 256 Wallace Street418 m
  • ManLee Oriental · 385 Terminal Avenue464 m
  • Thrifty Foods · 650 Terminal Avenue541 m

Parks (5+)

  • Georgia Park112 m
  • Catherine Gisborne Garden121 m
  • Dallas Square Park · 85 Front Street121 m
  • Anchor Way Park · 20 Anchor Way149 m
  • Bastion Square Park · 94 Front Street204 m

Shopping (2)

  • Port Place Shopping Centre · 650 Terminal Avenue543 m
  • London Drugs · 650 Terminal Avenue559 m

Gyms (3)

  • Kind Society Yoga231 m
  • Force Boxing & Fitness · 165 Fraser Street335 m
  • Iyengar Yoga Nanaimo · 335 Wesley Street602 m

Pharmacies (2)

  • Wallace Pharmacy379 m
  • Central Drugs690 m

Banks & ATMs (5+)

  • Royal Bank of Canada · 205 Commercial Street292 m
  • Coastal Community Credit Union · 59 Wharf Street348 m
  • Scotiabank · 65 Commercial Street413 m
  • Scotiabank · 65 Commercial Street417 m
  • CIBC · 650 Terminal Avenue508 m

Nearby places data: © OpenStreetMap contributors.

School district: Nanaimo-Ladysmith (SD68)

Mortgage & Ownership Cost Calculator

Minimum required: 7.5% ($74,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$792,000.00
Periodic payment — Principal & Interest (monthly)$5,109.72
Additional monthly expenses (strata, tax, utilities, etc.)$1,037.12
Total monthly cost$6,146.83
Interest paid over 5-yr term$226,989.48
Balance at end of term$712,406.56

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$74,000
Stress test qualifying rate8.09%
Payment you must qualify for$7,043.72

Cash Needed at Closing

Minimum down payment$74,000
Estimated BC PTT$17,800
Legal / closing costs (typical estimate)$1,500
Total cash needed$93,300

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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