Property Type: TownhouseOwnership: Strata

1808 45 Street Unit# 6

Vernon, BC V1T7P8

$390,000

3 bed1 bath1,130 sqftBuilt 1983
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Stories
2

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$363/mo
Annual property tax
$2,064

Interior

Heating
Baseboard heaters, Electric
Fireplace
None
Flooring
Laminate

Exterior & Lot

Exterior features
Other
View
Mountain view, River view
Waterfront
Waterfront on stream

Building

Roof
Asphalt shingle, Unknown

Parking

Features
Carport

Restrictions & Policies

Pets
Restrictions apply

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
FoyerMain level5'0'' x 6'5''
StorageMain level8'10'' x 9'10''
Laundry roomMain level5'0'' x 3'0''
Full bathroomSecond level10'1'' x 4'11''
BedroomSecond level9'6'' x 9'4''
BedroomSecond level9'9'' x 9'10''
Primary BedroomSecond level9'10'' x 15'3''
KitchenMain level7'8'' x 10'6''
Dining roomMain level11'8'' x 7'7''
Living roomMain level11'8'' x 13'0''

Listing Information

MLS®
10386253
Listed
May 7, 2026
Time on market
On the market for 116 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Kelowna · Data source: CREA DDF.

Description

Cozy corner-unit townhome in a central, family-friendly community—perfect for first-time buyers or investors! This well-designed home offers 3 bedrooms and 1 bathroom with a well appointed, inviting main floor. The kitchen opens seamlessly onto the spacious dining and living area, creating the ideal layout for everyday living and hosting. Step out onto your private patio to enjoy warm summer evenings or a morning coffee. Upstairs, you’ll find three comfortable bedrooms and a full 4-piece bathroom. This unit also features in-suite laundry, a generous and well-organized storage room, and two covered parking stalls. Conveniently located close to schools, parks, shops, and transit—this townhome checks all the boxes for comfort, functionality, and value. (id:63159)

Values & Trends

This listing

$345/sqft

Building average

No other active listings in this building

City of Vernon average

$352/sqft

16 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 69%

Wind ESE 14 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

41

5/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Clarence Fulton SecondaryElementary956 m
Ellison ElementaryElementary1.1 km
Mission Hill ElementaryElementary1.4 km
Alexis Park ElementaryElementary2.5 km
St James(Independent)Elementary2.5 km
Ecole Beairsto ElementaryElementary2.7 km
W.L. Seaton SecondarySecondary3.0 km
Vernon SecondaryElementary3.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Lynn's Vietnamese476 m

Cafes (1)

  • Tim Hortons381 m

Grocery (2)

  • Buy Low Foods493 m
  • Okanagan Landing Plaza496 m

Parks (2)

  • Unnamed195 m
  • Heritage Park513 m

Gyms (1)

  • Unnamed496 m

Nearby places data: © OpenStreetMap contributors.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($19,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$312,000.00
Periodic payment — Principal & Interest (monthly)$2,012.92
Additional monthly expenses (strata, tax, utilities, etc.)$592.24
Total monthly cost$2,605.16
Interest paid over 5-yr term$89,420.10
Balance at end of term$280,645.01

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$19,500
Stress test qualifying rate8.09%
Payment you must qualify for$2,849.02

Cash Needed at Closing

Minimum down payment$19,500
Estimated BC PTT$5,800
Legal / closing costs (typical estimate)$1,500
Total cash needed$26,800

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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