Property Type: TownhouseOwnership: Strata

4600 Bella Vista Road Unit# 35

Vernon, BC V1T2N4

$449,900

2 bed2 bath2 parking940 sqftBuilt 1992
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Stories
1

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$342/mo
Annual property tax
$1,900.41

Interior

Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
None

Exterior & Lot

Exterior features
Vinyl siding

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — uncovered indicated
Features
Additional Parking

Room Dimensions

RoomLevelDimensions
BedroomMain level9'11'' x 11'9''
Primary BedroomMain level10'4'' x 17'2''
Full bathroomMain level5'0'' x 7'7''
Laundry roomMain level7'10'' x 9'7''
Full bathroomMain level5'4'' x 9'7''
KitchenMain level10'8'' x 9'9''
Dining roomMain level8'6'' x 9'9''
Living roomMain level16'1'' x 15'4''

Listing Information

MLS®
10388641
Listed
May 23, 2026
Time on market
On the market for 100 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Vernon · Data source: CREA DDF.

Description

Welcome to Vista Ridge, a thriving community with no age restrictions, ideal for first-time home buyers, families, and individuals alike! This beautifully maintained 2 bedroom, 2 bathroom home shows true pride of ownership with recent updates including new luxury vinyl flooring and a stunning fully upgraded kitchen (2022). New Hot Water Tank installed in Dec of 2025 and all poly b also replaced. The bright, functional layout offers comfortable living while the spacious 9x18 covered patio and additional greenspace provide the perfect spot for outdoor relaxation—or room for your furry friends to play. A covered carport with 2 parking spaces adds everyday convenience. Vista Ridge is just minutes from shopping, schools, public transit, and downtown Vernon, making it a fantastic location for those seeking both comfort and accessibility. Whether you’re starting out, downsizing, or looking for a move-in ready home in a welcoming community, this Vista Ridge gem checks all the boxes! (id:63159)

Values & Trends

This listing

$479/sqft

Building average

$541/sqft

1 active listing(s)

Bella Vista average

$404/sqft

6 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Mission Hill ElementaryElementary1.5 km
Clarence Fulton SecondaryElementary1.6 km
Ellison ElementaryElementary1.7 km
Alexis Park ElementaryElementary2.0 km
St James(Independent)Elementary2.3 km
Ecole Beairsto ElementaryElementary2.4 km
W.L. Seaton SecondarySecondary2.5 km
Harwood ElementaryElementary3.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (1)

  • Deep Dish Cafe699 m

Parks (2)

  • Heritage Park562 m
  • Unnamed731 m

Nearby places data: © OpenStreetMap contributors.

School district: Vernon (SD22)

Other Listings in This Building

Other units currently listed in the same building. 4600 Bella Vista Road

View building profile →
Built 1992

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($22,495) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$359,920.00
Periodic payment — Principal & Interest (monthly)$2,322.08
Additional monthly expenses (strata, tax, utilities, etc.)$547.37
Total monthly cost$2,869.45
Interest paid over 5-yr term$103,154.11
Balance at end of term$323,749.20

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$22,495
Stress test qualifying rate8.09%
Payment you must qualify for$3,286.59

Cash Needed at Closing

Minimum down payment$22,495
Estimated BC PTT$6,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$30,993

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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