Property Type: Detached HouseOwnership: Freehold

2045 San Rafael Cres

Saanich, BC V8N2H7

$1,250,000

5 bed3 bath5 parking2,397 sqftBuilt 1967
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Property Details

Property & Lot

Sub-type
House
Lot size
8,571 square feet
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,048.51

Interior

Heating
Forced air, Oil
Cooling / A/C
None
Fireplace
Yes (2)

Parking

Total spaces
5

Room Dimensions

RoomLevelDimensions
StorageMain level
StorageMain level
BedroomSecond level
BedroomSecond level
BedroomSecond level
BathroomSecond level4-Piece
EnsuiteSecond level4-Piece
Primary BedroomSecond level
Laundry roomLower level
BathroomLower level2-Piece
Recreation roomLower level
BedroomLower level
Family roomLower level
Eating areaMain level
KitchenMain level
Dining roomMain level
Living roomMain level
EntranceMain level

Listing Information

MLS®
1045062
Listed
August 7, 2026
Time on market
On the market for 24 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Camosun · Data source: CREA DDF.

Description

Beautifully maintained and proudly cared for by the same family for many years, this exceptional home is set on a private, beautifully landscaped lot in the heart of Gordon Head. Thoughtfully designed with 5 bedrooms (4 beds upstairs), including a spacious primary suite with ensuite, the versatile floor plan is ideal for growing families. Enjoy formal living/ dining rooms, a welcoming family room with a cozy wood stove, rec room, home office, & dedicated laundry room. The bright kitchen & eating area opens onto an expansive deck overlooking manicured gardens—perfect for entertaining or relaxing in complete privacy. Gleaming hardwood floors and large windows fill the home with natural light throughout. Ideally located just minutes to UVIC, top-rated schools, parks, beaches, walking trails, shopping, & everyday amenities, with downtown Victoria only 15 minutes away. A rare opportunity to own a truly cherished home in one of Victoria's most sought-after neighbourhoods (id:63159)

Values & Trends

This listing

$521/sqft

Building average

No other active listings in this building

Gordon Head average

$626/sqft

27 active listing(s)

Parking: 5 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Victoria (University of)

12°C

Humidity 89%

Wind NNW calm km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

117,735

(2021 Census)

+3.1% since 2016

Density: 1,136.5/km²

Dwellings: 50,064

Median household income: $93,000

After-tax: $83,000

Immigrant population: 22.5%

Top countries of origin (% of total population)

  • China3.5% · 4,110
  • United Kingdom3.2% · 3,760
  • India2.3% · 2,650
  • Philippines1.7% · 1,995
  • United States of America1.4% · 1,655
  • Germany0.6% · 730
  • Hong Kong0.6% · 720
  • Viet Nam0.5% · 540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Hillcrest ElementaryElementary621 m
ArtsCalibre Academy(Independent)Elementary/Middle763 m
Maria Montessori Academy(Independent)Elementary803 m
Mount Douglas SecondarySecondary985 m
Arbutus Global Middle SchoolElementary995 m
Torquay ElementaryElementary1.1 km
Gordon Head Middle SchoolElementary1.3 km
Lambrick Park SecondarySecondary1.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (1)

  • Township Coffee · 4343 Tyndall Avenue797 m

Parks (5+)

  • Sierra Park383 m
  • Unnamed449 m
  • Arbutus Cove Park578 m
  • James Houlihan Park616 m
  • Montague Park640 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 8.0% ($100,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,000,000.00
Periodic payment — Principal & Interest (monthly)$6,451.66
Additional monthly expenses (strata, tax, utilities, etc.)$624.04
Total monthly cost$7,075.70
Interest paid over 5-yr term$286,602.87
Balance at end of term$899,503.23

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$100,000
Stress test qualifying rate8.09%
Payment you must qualify for$8,843.10

Cash Needed at Closing

Minimum down payment$100,000
Estimated BC PTT$23,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$124,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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