Property Type: Detached HouseOwnership: Freehold

1929 Ethel Street

Kelowna, BC V1Y2Z5

$678,800

3 bed3.5 bath1 parking1,650 sqftBuilt 2020
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.04 acres
Frontage
16 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Strata / maintenance fee
$370/mo
Annual property tax
$3,931

Interior

Heating
Electric, See remarks, Other
Cooling / A/C
Central air conditioning, See Remarks
Fireplace
Yes (1)
Fireplace type
Insert
Flooring
Tile, Hardwood, Carpeted

Exterior & Lot

Exterior features
Brick, Stucco, Other
Waterfront
Other

Building

Roof
Other, Unknown

Parking

Total spaces
1 — covered indicated
Features
Detached Garage

Restrictions & Policies

Pets
Allowed
Age / occupancy
Adult-oriented (no young children)

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
KitchenMain level12'11'' x 14'1''
Dining roomMain level14'5'' x 9'5''
Living roomMain level20'9'' x 17'8''
2pc BathroomMain level4'5'' x 5'6''
DenMain level10'3'' x 8'0''
4pc BathroomSecond level6'3'' x 8'11''
Laundry roomSecond level6'8'' x 5'0''
BedroomSecond level11'6'' x 10'2''
BedroomSecond level11'8'' x 12'2''
3pc Ensuite bathSecond level8'11'' x 6'3''
Primary BedroomSecond level11'3'' x 14'5''

Listing Information

MLS®
10396558
Listed
July 31, 2026
Time on market
On the market for 31 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Assurance Realty Ltd · Data source: CREA DDF.

Description

Perfect location. Perfect townhome. Perfect living. Enjoy central living in the heart of Kelowna, within walking distance to restaurants, shopping, transit, and health services. Located on a designated bicycle route. This 2020-built townhome offers modern comfort, convenience, and space. Featuring 3 bedrooms, 2.5 bathrooms, upstairs laundry, and a main-floor den large enough to accommodate a queen bed. The primary bedroom includes a spacious walk-in closet and an ensuite with heated floors. Bright hardwood flooring and natural light flow throughout the home. The spacious kitchen offers high-end stainless steel appliances, quartz countertops, and direct access to the private backyard. Enjoy a covered patio with plenty of outdoor living space, plus a natural gas BBQ line. Exterior features include cultured brick and T&G metal siding. The garage is an impressive 10'7"" x 23', offering excellent parking and storage. (id:63159)

Values & Trends

This listing

$411/sqft

Building average

No other active listings in this building

Springfield/Spall average

$698/sqft

30 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

30

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
St Joseph Elementary School(Independent)Elementary192 m
Central SecondarySecondary400 m
Central School ProgramsK-12400 m
A S Matheson ElementaryElementary485 m
Bankhead ElementaryElementary1.6 km
The Balsam School(Independent)Elementary1.6 km
Raymer ElementaryElementary1.6 km
Kelowna SecondarySecondary1.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Yum Yum Tree · 1835 Gordon Drive558 m
  • De Dutch571 m
  • Mekong Fresh Asian Cuisine · 1030 Harvey Avenue573 m
  • Vintner's Grill592 m
  • Swan Pizza650 m

Cafes (3)

  • Gong Cha596 m
  • Continental Breakfast646 m
  • Starbucks664 m

Grocery (1)

  • Peter's Your Independent Grocer · 1835 Gordon Drive500 m

Parks (4)

  • Millbridge Park295 m
  • Rowcliffe Park · 1850 Richter Street612 m
  • Mary Ann Collinson Memorial Park732 m
  • Knowles Heritage Park733 m

Gyms (1)

  • GoodLife Fitness579 m

Banks & ATMs (1)

  • BMO640 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 6.3% ($42,880) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$543,040.00
Periodic payment — Principal & Interest (monthly)$3,503.51
Additional monthly expenses (strata, tax, utilities, etc.)$780.58
Total monthly cost$4,284.09
Interest paid over 5-yr term$155,636.82
Balance at end of term$488,466.24

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$42,880
Stress test qualifying rate8.09%
Payment you must qualify for$4,890.00

Cash Needed at Closing

Minimum down payment$42,880
Estimated BC PTT$11,576
Legal / closing costs (typical estimate)$1,500
Total cash needed$55,956

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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