Property Type: Detached HouseOwnership: FreeholdNEW LISTING

1935 Carruthers Street

Kelowna, BC V1Y3B7

$796,000

3 bed2 bath1 parking1,700 sqftBuilt 1951
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Property Details

Property & Lot

Sub-type
House
Style
Bungalow
Stories
2
Lot size
0.15 acres
Frontage
52 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,200

Interior

Basement
Partial
Heating
Baseboard heaters, Forced air, Electric, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Flooring
Hardwood, Linoleum

Exterior & Lot

Exterior features
Stucco, Wood siding
Lot features
Level lot
Fencing
Fence

Building

Roof
Asphalt shingle, Unknown
Water source
Municipal water
Sewer
Municipal sewage system
Parcel ID (PID)
010-385-410

Parking

Total spaces
1 — covered indicated
Features
Detached Garage

Room Dimensions

RoomLevelDimensions
Utility roomBasement27'6'' x 9'4''
StorageBasement6'4'' x 5'1''
Recreation roomBasement19'10'' x 11'3''
Laundry roomBasement6'1'' x 11'6''
BedroomBasement10'2'' x 12'11''
4pc BathroomBasement8'7'' x 6'11''
Primary BedroomMain level13'2'' x 10'7''
Living roomMain level17'2'' x 12'2''
KitchenMain level11'0'' x 8'9''
Dining roomMain level9'6'' x 9'0''
BedroomMain level9'8'' x 9'9''
4pc BathroomMain level6'6'' x 6'5''

Listing Information

MLS®
10399303
Listed
August 31, 2026
Time on market
Listed today
Data last synced
August 31, 2026

Listing provided by: Easy List Realty · Data source: CREA DDF.

Description

*** For more information, please click Brochure button. *** A Great Home Today. Significant Potential Tomorrow. Welcome to 1935 Carruthers Street — a central Kelowna property offering an established family home, generous yard and future redevelopment potential. The approximately 6,533 sq. ft. lot offers 51.7 ft. x 122 ft. dimensions, mature landscaping and lane access. The home offers 3 bedrooms, 2 full bathrooms and approximately 1,700+ sq. ft. of living space, with hardwood floors and character. The large backyard, mature trees, gardens and covered rear deck provide plenty of space for family and entertaining. Major components have been updated over the past 10 years, including the furnace, hot water tank, most windows, roof, and newer Hardie Board siding and trim. The property is already zoned MF1, creating significant future potential. The lot and rear lane access offer the possibility of up to six dwelling units, subject to City of Kelowna requirements and approvals. Development concepts have been explored, including four-unit configurations with garages and parking. Ideally located near Kelowna General Hospital, Downtown, Capri Centre, parks, schools, shopping, restaurants, transit and the Sutherland bike corridor. Currently tenanted. The tenants are aware the property is for sale and are willing to stay or vacate depending on the new owner's needs. Live in it, improve it, rent it, hold it or explore its redevelopment potential. (id:63159)

Values & Trends

This listing

$468/sqft

Building average

No other active listings in this building

Kelowna South average

$758/sqft

80 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Sunny

23°C

Sunny

Humidity 45%

Wind NNW 11 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

37

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
St Joseph Elementary School(Independent)Elementary278 m
A S Matheson ElementaryElementary429 m
Central School ProgramsK-12476 m
Central SecondarySecondary476 m
Bankhead ElementaryElementary1.5 km
The Balsam School(Independent)Elementary1.6 km
Raymer ElementaryElementary1.7 km
Kelowna SecondarySecondary1.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Yum Yum Tree · 1835 Gordon Drive480 m
  • De Dutch519 m
  • Vintner's Grill529 m
  • Mekong Fresh Asian Cuisine · 1030 Harvey Avenue548 m
  • Swan Pizza604 m

Cafes (3)

  • Gong Cha545 m
  • Continental Breakfast610 m
  • Starbucks615 m

Grocery (1)

  • Peter's Your Independent Grocer · 1835 Gordon Drive421 m

Parks (5+)

  • Millbridge Park219 m
  • Mary Ann Collinson Memorial Park652 m
  • Rowcliffe Park · 1850 Richter Street694 m
  • Pacific Court Park727 m
  • Stillingfleet Park741 m

Gyms (1)

  • GoodLife Fitness499 m

Banks & ATMs (1)

  • BMO582 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 6.9% ($54,600) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$636,800.00
Periodic payment — Principal & Interest (monthly)$4,108.42
Additional monthly expenses (strata, tax, utilities, etc.)$435.00
Total monthly cost$4,543.42
Interest paid over 5-yr term$182,508.71
Balance at end of term$572,803.66

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$54,600
Stress test qualifying rate8.09%
Payment you must qualify for$5,701.11

Cash Needed at Closing

Minimum down payment$54,600
Estimated BC PTT$13,920
Legal / closing costs (typical estimate)$1,500
Total cash needed$70,020

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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