Property Type: Detached HouseOwnership: Freehold

1980 Ethel Street

Kelowna, BC V1Y2Z5

$838,000

3 bed2 bath5 parking1,590 sqftBuilt 1960
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.17 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,414

Interior

Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
None

Exterior & Lot

Exterior features
Stucco
View
River view
Waterfront
Waterfront on creek

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
5 — covered indicated
Features
Detached Garage, Covered, Additional Parking

Room Dimensions

RoomLevelDimensions
Recreation roomBasement11' x 24'
Dining roomMain level8'0'' x 9'0''
OtherBasement4'0'' x 11'6''
WorkshopBasement13'0'' x 35'0''
Living roomMain level18'0'' x 12'0''
KitchenMain level13'0'' x 15'0''
4pc Ensuite bathMain level
3pc BathroomMain level
BedroomMain level11'0'' x 10'9''
BedroomMain level10'0'' x 16'0''
Primary BedroomMain level11'6'' x 12'0''

Listing Information

MLS®
10383061
Listed
April 10, 2026
Time on market
On the market for 143 days
Data last synced
August 28, 2026

Listing provided by: Easy List Realty · Data source: CREA DDF.

Description

*** For more information, please click Brochure button. *** South Kelowna Central Location. Enjoy the morning sun on the east facing front deck that overlooks Mill Creek. The home is set back from the street and has considerable privacy with lush greenery and your very own bridge. It was substantially renovated in 1999 and has an open floor plan with custom maple kitchen cabinetry. There are 2 large bedrooms upstairs with the main bathroom situated between them. The master bedroom boosts a bright en-suite with a vaulted ceiling, sky lights, his and her sinks, a corner jacuzzi tub, and an extra closet. The basement has a nice sized rec room, one bedroom, and a massive workshop for the handyman. For parking you have an oversized single car garage, an attached carport, and room for 3 additional cars in the driveway. The west facing backyard gets lots of sun and has a small garden and raspberry bushes. If you are looking for revenue, there is potential for a carriage house. Bike lanes are right out front so you can easily walk to KGH, downtown, and Capri Mall. This home is truly one of a kind. You won't be disappointed. All measurements are approximate. (id:63159)

Values & Trends

This listing

$527/sqft

Building average

No other active listings in this building

Kelowna South average

$758/sqft

80 active listing(s)

Parking: 5 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

26

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
St Joseph Elementary School(Independent)Elementary160 m
Central School ProgramsK-12402 m
Central SecondarySecondary402 m
A S Matheson ElementaryElementary483 m
Raymer ElementaryElementary1.5 km
The Balsam School(Independent)Elementary1.6 km
Kelowna SecondarySecondary1.6 km
Bankhead ElementaryElementary1.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Yum Yum Tree · 1835 Gordon Drive668 m
  • Mekong Fresh Asian Cuisine · 1030 Harvey Avenue690 m
  • De Dutch692 m
  • Vintner's Grill711 m
  • Swan Pizza771 m

Cafes (3)

  • Gong Cha717 m
  • Continental Breakfast766 m
  • Starbucks785 m

Grocery (1)

  • Peter's Your Independent Grocer · 1835 Gordon Drive608 m

Parks (3)

  • Millbridge Park345 m
  • Rowcliffe Park · 1850 Richter Street590 m
  • Cameron Park · 2345 Richter Street798 m

Gyms (1)

  • GoodLife Fitness686 m

Banks & ATMs (1)

  • BMO760 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 7.0% ($58,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$670,400.00
Periodic payment — Principal & Interest (monthly)$4,325.19
Additional monthly expenses (strata, tax, utilities, etc.)$447.83
Total monthly cost$4,773.03
Interest paid over 5-yr term$192,138.57
Balance at end of term$603,026.97

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$58,800
Stress test qualifying rate8.09%
Payment you must qualify for$5,991.78

Cash Needed at Closing

Minimum down payment$58,800
Estimated BC PTT$14,760
Legal / closing costs (typical estimate)$1,500
Total cash needed$75,060

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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