Property Type: Detached HouseOwnership: Freehold

19431 95TH Street

Osoyoos, BC V0H1V2

$2,999,000

5 bed4 bath2 parking2,995 sqftBuilt 2013
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.11 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$9,006.72

Interior

Heating
Electric, See remarks, Geothermal
Cooling / A/C
Central air conditioning
Fireplace
Yes
Fireplace type
Gas, Unknown

Exterior & Lot

Exterior features
Stone, Stucco
View
Lake view, Mountain view
Waterfront
Waterfront on lake

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
OtherSecond level8'9'' x 10'0''
StorageMain level8'3'' x 6'5''
Primary BedroomSecond level11'4'' x 17'3''
OtherMain level7'9'' x 19'3''
Living roomMain level14'7'' x 20'5''
KitchenMain level12'1'' x 15'9''
Games roomSecond level8'4'' x 18'11''
5pc Ensuite bathSecond level
Dining roomMain level14'0'' x 16'5''
DenSecond level7'11'' x 8'9''
OtherSecond level7'11'' x 16'6''
OtherMain level13' x 15'9''
BedroomSecond level12'4'' x 11'7''
BedroomSecond level12'7'' x 12'10''
BedroomSecond level11'7'' x 16'6''
BedroomMain level9'5'' x 10'6''
4pc BathroomSecond level
3pc BathroomMain level
4pc BathroomMain level

Listing Information

MLS®
10385461
Listed
May 4, 2026
Time on market
On the market for 119 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Realty Solutions · Data source: CREA DDF.

Description

PREMIUM WATERFRONT, EXCEPTIONAL QUALITY HOME ON OSOYOOS LAKE! This exceptional 5-bedroom, 3&1/2-bathroom custom-built home showcases refined luxury from the moment you arrive. A striking entry with hand-chiseled black basalt steps leads into a residence finished with Nero Marquina marble flooring, matching fireplace surround, and elegant countertops. The interior highlights include clear cedar casings, vertical grain oak millwork, and tasteful onyx accents. The primary bedroom offers a true spa experience with a jetted tub, a steam shower, while tinted windows throughout ensure complete privacy. Practical features are equally impressive, including a full-height crawl space with spacious media room extensive storage, a whole-home reverse osmosis system, and water softener. The home is also prepped with rough-ins for a future elevator and roof deck. Outdoor living is designed for both relaxation and entertaining, featuring expansive decking, a covered cooking area, and a 16’ Catalina swim spa with Covana automated cover. An outdoor shower and cabana with additional bathroom enhance the outdoor living. Private dock included. Situated in a prime stretch of the lake—ideal for boating, water sports, or quiet days on the water. Low-maintenance landscaping completes this turnkey lakefront package. (id:63159)

Values & Trends

This listing

$1,001/sqft

Building average

No other active listings in this building

Osoyoos Rural average

$612/sqft

26 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 77%

Wind NNE 5 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

5,556

(2021 Census)

+10% since 2016

Density: 660.6/km²

Dwellings: 3,279

Median household income: $66,000

After-tax: $60,800

Immigrant population: 20%

Top countries of origin (% of total population)

  • United Kingdom3.8% · 210
  • India3.3% · 185
  • United States of America1.9% · 105
  • Portugal1.6% · 90
  • Germany1.1% · 60
  • Philippines1.1% · 60
  • Italy0.5% · 30
  • Netherlands0.4% · 25

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Osoyoos ElementaryElementary6.4 km
Osoyoos SecondarySecondary6.5 km
Senpaq'cin School(Independent)Elementary12.0 km
Tuc-el-Nuit ElementaryElementary12.4 km
Southern Okanagan AltSecondary12.5 km
Southern Okanagan SecondarySecondary12.5 km
Oliver ElementaryElementary12.6 km
Cawston Primary SchoolElementary21.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Similkameen (SD53)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($599,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$2,399,200.00
Periodic payment — Principal & Interest (monthly)$15,478.82
Additional monthly expenses (strata, tax, utilities, etc.)$900.56
Total monthly cost$16,379.38
Interest paid over 5-yr term$687,617.62
Balance at end of term$2,158,088.16

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$599,800
Stress test qualifying rate8.09%
Payment you must qualify for$18,449.01

Cash Needed at Closing

Minimum down payment$599,800
Estimated BC PTT$67,970
Legal / closing costs (typical estimate)$1,500
Total cash needed$669,270

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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