Property Type: Detached HouseOwnership: FreeholdNEW LISTING

1960 Palumbo Heights Drive

Golden, BC V0A1H4

$1,275,000

3 bed2.5 bath1,929 sqftBuilt 2002
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Property Details

Property & Lot

Sub-type
House
Style
Cabin
Stories
2.5
Lot size
4.3 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,661

Interior

Heating
Baseboard heaters, Stove, Electric, Wood, Other
Cooling / A/C
Wall unit
Fireplace
Yes (1)
Fireplace type
Wood, Conventional
Flooring
Tile, Laminate, Wood
Appliances
Refrigerator, Range - Electric, Washer & Dryer

Exterior & Lot

Exterior features
Wood

Building

Foundation
Insulated Concrete Forms
Roof
Metal, Unknown
Water source
Dug Well, Well
Sewer
Septic tank
Parcel ID (PID)
031-167-021

Room Dimensions

RoomLevelDimensions
Dining roomMain level15'4'' x 7'9''
Laundry roomBasement7'8'' x 11'6''
Partial bathroomBasement6'7'' x 3'7''
Primary BedroomBasement18'10'' x 11'11''
BedroomSecond level14'5'' x 10'
BedroomSecond level8'5'' x 10'4''
Family roomMain level15'4'' x 13'6''
3pc BathroomMain level8'5'' x 6'6''
Living roomMain level15'2'' x 17'1''
KitchenMain level15'4'' x 13'6''

Listing Information

MLS®
10400121
Listed
September 9, 2026
Time on market
Listed today
Data last synced
September 10, 2026

Listing provided by: eXp Realty · Data source: CREA DDF.

Description

A rare offering on 4.3 private, park-like acres: a beautifully crafted timber-frame residence paired with a fully self-contained carriage house. The main home's soaring post-and-beam timbers and warm, handcrafted character make an instant impression — 3 bedrooms, 1.5 baths, and a level of craftsmanship that's genuinely hard to find. Set apart on the same acreage, the carriage house offers 2 bedrooms, 1 bath, and a double garage below — ideal for extended family, guests, or a built-in rental revenue stream. Private and surrounded by mature trees, this unique two-home setup gives future buyers options rarely found on one title. There's a pond with a fire pit - a perfect setting where family and friends will create lasting memories while enjoying conversations and grilling smokies over the fire! A must-see for anyone drawn to timber-frame craftsmanship and flexible living. Call your Realtor to set up your viewing so you don't miss this opportunity! (id:63159)

Values & Trends

This listing

$661/sqft

Building average

No other active listings in this building

South Hwy 95 average

$527/sqft

19 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mostly Cloudy

14°C

Mostly Cloudy

Humidity 90%

Wind NNW 12 km/h

Tonight

10°

Thursday

17°

Thursday night

Friday

19°

Friday night

Saturday

20°

Source: Environment and Climate Change Canada.

Population

3,986

(2021 Census)

+7.5% since 2016

Density: 351.8/km²

Dwellings: 1,892

Median household income: $87,000

After-tax: $76,000

Immigrant population: 11.3%

Top countries of origin (% of total population)

  • United Kingdom2.5% · 100
  • India1.9% · 75
  • Philippines1.4% · 55
  • United States of America1.1% · 45
  • Germany0.8% · 30
  • Italy0.5% · 20
  • France0.4% · 15
  • Netherlands0.3% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Nicholson ElementaryElementary9.5 km
Alexander Park ElementaryElementary15.9 km
Golden SecondarySecondary15.9 km
La ConfluenceElementary16.3 km
Golden Alternate SchoolSecondary16.5 km
Lady Grey ElementaryElementary16.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Rocky Mountain (SD6)

Mortgage & Ownership Cost Calculator

Minimum required: 8.0% ($102,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,020,000.00
Periodic payment — Principal & Interest (monthly)$6,580.69
Additional monthly expenses (strata, tax, utilities, etc.)$401.08
Total monthly cost$6,981.78
Interest paid over 5-yr term$292,334.93
Balance at end of term$917,493.30

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$102,500
Stress test qualifying rate8.09%
Payment you must qualify for$9,016.11

Cash Needed at Closing

Minimum down payment$102,500
Estimated BC PTT$23,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$127,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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