Property Type: Detached HouseOwnership: FreeholdRECENTLY LISTED

1970 Sutherland Road

Penticton, BC V2A8T8

$799,000

3 bed3 bath5 parking2,328 sqftBuilt 1991
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
5.19 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,361.72

Interior

Heating
Stove, Forced air, Electric, Wood
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Wood, Conventional

Exterior & Lot

Exterior features
Brick, Stucco
View
Lake view, Mountain view, View of water, View (panoramic)

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
5 — covered indicated
Features
Detached Garage

Room Dimensions

RoomLevelDimensions
Living roomMain level15'0'' x 13'8''
OtherMain level6'3'' x 9'1''
StorageMain level8'2'' x 5'5''
Primary BedroomMain level20'9'' x 13'5''
Laundry roomMain level15'0'' x 7'6''
KitchenMain level16'7'' x 12'11''
FoyerMain level14'1'' x 17'10''
Family roomMain level16'2'' x 13'10''
Dining roomMain level16'2'' x 14'6''
Dining nookMain level6'11'' x 9'8''
BedroomMain level10'9'' x 13'3''
BedroomMain level12'7'' x 13'2''
4pc Ensuite bathMain level9'1'' x 13'3''
3pc BathroomMain level7'6'' x 9'6''
2pc BathroomMain level6'6'' x 5'6''

Listing Information

MLS®
10398690
Listed
August 25, 2026
Time on market
On the market for 6 days
Data last synced
August 28, 2026

Listing provided by: Chamberlain Property Group Inc. · Data source: CREA DDF.

Description

Set on the Naramata Bench with stunning Okanagan lake views, this 3-bedroom, 3-bathroom 2,328 sq ft rancher with attached double garage combines level-entry living with the privacy of a quiet 5.2-acre lot. The interior carries real architectural character — vaulted ceilings and generous windows across the open main living area capture the natural surroundings and lake views. The primary suite sits well apart from the other bedrooms, giving it genuine separation and quiet; it includes a private deck, walk-in closet, and 4-piece ensuite. The large kitchen offers ample storage and a bright breakfast area leading to a second deck. Two more bedrooms and two more bathrooms work for family, guests, or a home office. This is a rare chance at an affordable Naramata Bench acreage — real privacy and a solid, well-built home. Given the location, size, and views, any improvements or upgrades will hold and add value. (id:63159)

Values & Trends

This listing

$343/sqft

Building average

No other active listings in this building

Penticton Rural average

$918/sqft

10 active listing(s)

Parking: 5 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

17°C

Mainly Clear

Humidity 67%

Wind NE 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,885

(2021 Census)

+9.3% since 2016

Density: 857.2/km²

Dwellings: 18,457

Median household income: $68,000

After-tax: $61,600

Immigrant population: 13.4%

Top countries of origin (% of total population)

  • United Kingdom2.6% · 960
  • India1.5% · 535
  • United States of America1.1% · 415
  • Germany1.1% · 390
  • Philippines1% · 375
  • Portugal0.5% · 200
  • Netherlands0.5% · 175
  • Korea, South0.3% · 110

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Trout Creek ElementaryElementary5.1 km
Naramata ElementaryElementary5.5 km
Uplands ElementaryElementary5.6 km
ConnectEd - Alternative ProgramsSecondary6.7 km
Entre-lacsElementary/Middle6.7 km
Queens Park ElementaryElementary6.8 km
Penticton SecondarySecondary6.8 km
Secondaire de PentictonSecondary6.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 6.9% ($54,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$639,200.00
Periodic payment — Principal & Interest (monthly)$4,123.90
Additional monthly expenses (strata, tax, utilities, etc.)$646.14
Total monthly cost$4,770.04
Interest paid over 5-yr term$183,196.56
Balance at end of term$574,962.47

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$54,900
Stress test qualifying rate8.09%
Payment you must qualify for$5,721.87

Cash Needed at Closing

Minimum down payment$54,900
Estimated BC PTT$13,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$70,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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