Property Type: Detached HouseOwnership: Freehold

5206 Nixon Road

Summerland, BC V0H1Z9

$917,500

3 bed2.5 bath1,676 sqftBuilt 1979
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.29 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,240.74

Interior

Basement
Crawl space
Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
None

Exterior & Lot

View
Mountain view

Parking

Features
RV

Restrictions & Policies

Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
2pc Ensuite bathMain level5'5'' x 5'
4pc BathroomMain level8'2'' x 7'7''
BedroomMain level12'6'' x 10'1''
BedroomMain level7'6'' x 10'
Primary BedroomMain level13'2'' x 13'3''
Utility roomMain level6'3'' x 2'11''
Laundry roomMain level7'6'' x 5'6''
FoyerMain level4'6'' x 10'5''
Family roomMain level13'9'' x 20'9''
Living roomMain level13'3'' x 25'6''
Dining roomMain level9'11'' x 13'5''
KitchenMain level9'3'' x 10'

Listing Information

MLS®
10384766
Listed
April 25, 2026
Time on market
On the market for 128 days
Data last synced
August 28, 2026

Listing provided by: Parker Real Estate · Data source: CREA DDF.

Description

Set on a generous 0.29-acre parcel, this classic post-and-beam rancher represents a remarkable offering in one of the South Okanagan’s most desirable lakeside communities. Thoughtfully maintained, the residence offers approximately 1,650 sq. ft. of charming living space, featuring 3 bedrooms and 2 bathrooms. Vaulted ceilings in the main living area create an airy, architectural presence, while a fireplace with electric insert adds warmth and ambiance. The home is well-equipped with forced air heating and central air conditioning, ensuring year-round comfort. A flexible layout with an additional family room, dedicated laundry room with sink and front veranda enhances the original design. Outdoors, the private grounds are equally impressive, with a covered patio, underground irrigation, and expansive parking—well-suited for all your parking needs. Positioned just moments from Trout Creek Elementary, Powell Beach, and direct access to Okanagan Lake, as well as tennis and pickleball courts and scenic trails, this location is fantastic for retirees, families, and investors alike! (id:63159)

Values & Trends

This listing

$547/sqft

Building average

No other active listings in this building

Trout Creek average

$651/sqft

16 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 59%

Wind W 8 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

12,042

(2021 Census)

+3.7% since 2016

Density: 162.6/km²

Dwellings: 5,426

Median household income: $82,000

After-tax: $74,000

Immigrant population: 12.2%

Top countries of origin (% of total population)

  • United Kingdom3.3% · 395
  • Germany1% · 125
  • India0.9% · 110
  • United States of America0.8% · 95
  • Netherlands0.7% · 85
  • Poland0.4% · 50
  • Hungary0.3% · 40
  • Philippines0.3% · 40

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Trout Creek ElementaryElementary288 m
Unisus Junior School(Independent)Elementary3.8 km
Unisus Senior School(Independent)Secondary3.8 km
Naramata ElementaryElementary4.0 km
Summerland Montessori School(Independent)Elementary5.2 km
Summerland SecondaryK-125.4 km
West Bench ElementaryElementary7.5 km
Queens Park ElementaryElementary8.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Powell Beach Park564 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 7.3% ($66,750) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$734,000.00
Periodic payment — Principal & Interest (monthly)$4,735.52
Additional monthly expenses (strata, tax, utilities, etc.)$437.40
Total monthly cost$5,172.91
Interest paid over 5-yr term$210,366.51
Balance at end of term$660,235.37

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$66,750
Stress test qualifying rate8.09%
Payment you must qualify for$6,541.97

Cash Needed at Closing

Minimum down payment$66,750
Estimated BC PTT$16,350
Legal / closing costs (typical estimate)$1,500
Total cash needed$84,600

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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