Property Type: Detached HouseOwnership: Freehold

2301 Tait Street

Summerland, BC V0H1Z4

$939,000

3 bed2 bath4 parking1,964 sqftBuilt 1964
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.2 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,055

Interior

Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Ceramic Tile, Wood

Exterior & Lot

Exterior features
Wood siding
View
Mountain view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
4 — covered indicated
Features
Detached Garage, Other, RV, Additional Parking

Room Dimensions

RoomLevelDimensions
Utility roomBasement10'1'' x 12'2''
Recreation roomBasement16'0'' x 12'2''
4pc BathroomMain level4'11'' x 8'9''
OtherBasement4'1'' x 20'0''
BedroomBasement9'3'' x 11'11''
BedroomBasement9'11'' x 14'11''
3pc BathroomBasement9'1'' x 11'5''
Primary BedroomMain level11'0'' x 13'9''
Living roomMain level13'0'' x 28'4''
Laundry roomMain level10'0'' x 12'3''
KitchenMain level13'7'' x 17'4''
Dining roomMain level8'3'' x 15'10''

Listing Information

MLS®
10394605
Listed
July 14, 2026
Time on market
On the market for 48 days
Data last synced
August 28, 2026

Listing provided by: Chamberlain Property Group · Data source: CREA DDF.

Description

Ideally situated in one of Summerland's most desirable communities, just moments from beaches, parks, schools, award-winning wineries, and everyday amenities, this exceptional property offers the perfect blend of luxury, lifestyle, and long-term investment potential. This beautifully renovated home showcases outstanding craftsmanship, timeless design, and meticulous attention to detail. Set on a 0.20-acre lot, the impeccably maintained residence features premium finishes throughout, including custom solid black walnut cabinetry, hand-scraped engineered hardwood flooring, heated tile floors, coffered ceilings, crown molding, designer lighting, and elegant built-in cabinetry. The gourmet kitchen features Alaskan White granite countertops, a gas cooktop, built-in wall oven, beverage fridge, and an abundance of custom cabinetry. The thoughtfully designed main level offers a spacious primary bedroom, a beautifully appointed full bathroom, and a customized laundry room with convenient outdoor access. Step outside to your private backyard oasis, complete with mature trees, a low-maintenance composite deck, a hot tub, and 2 natural gas hookups, creating the ideal setting for relaxing or hosting family and friends. Adding exceptional value is the detached approximately 500 sf garage, already serviced for a potential carriage home, presenting an outstanding opportunity for future rental income, guest accommodations, or multi-generational living (subject to municipal approvals). (id:63159)

Values & Trends

This listing

$478/sqft

Building average

No other active listings in this building

Trout Creek average

$656/sqft

16 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 59%

Wind W 8 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

12,042

(2021 Census)

+3.7% since 2016

Density: 162.6/km²

Dwellings: 5,426

Median household income: $82,000

After-tax: $74,000

Immigrant population: 12.2%

Top countries of origin (% of total population)

  • United Kingdom3.3% · 395
  • Germany1% · 125
  • India0.9% · 110
  • United States of America0.8% · 95
  • Netherlands0.7% · 85
  • Poland0.4% · 50
  • Hungary0.3% · 40
  • Philippines0.3% · 40

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Trout Creek ElementaryElementary645 m
Unisus Junior School(Independent)Elementary3.2 km
Unisus Senior School(Independent)Secondary3.2 km
Naramata ElementaryElementary3.9 km
Summerland Montessori School(Independent)Elementary4.5 km
Summerland SecondaryK-124.6 km
West Bench ElementaryElementary8.1 km
Queens Park ElementaryElementary8.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Powell Beach Park723 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 7.3% ($68,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$751,200.00
Periodic payment — Principal & Interest (monthly)$4,846.49
Additional monthly expenses (strata, tax, utilities, etc.)$519.25
Total monthly cost$5,365.74
Interest paid over 5-yr term$215,296.08
Balance at end of term$675,706.83

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$68,900
Stress test qualifying rate8.09%
Payment you must qualify for$6,690.76

Cash Needed at Closing

Minimum down payment$68,900
Estimated BC PTT$16,780
Legal / closing costs (typical estimate)$1,500
Total cash needed$87,180

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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