Property Type: Detached HouseOwnership: Freehold

19950 McCarthy Road Unit# 24

Lake Country, BC V4V0C2

$1,049,000

6 bed4.5 bath4 parking2,682 sqftBuilt 2026
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Property Details

Property & Lot

Sub-type
House
Style
Contemporary
Stories
2
Lot size
0.1 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Strata / maintenance fee
$96/mo
Annual property tax
$0

Interior

Heating
Heat Pump, Baseboard heaters, Forced air, Electric
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Tile, Laminate, Carpeted
Appliances
Refrigerator, Range - Electric, Dishwasher, Microwave, Washer & Dryer

Exterior & Lot

Exterior features
Stucco, Other
Lot features
Central island, Balcony
Fencing
Fence

Building

Roof
Asphalt shingle, Unknown
Water source
Municipal water
Sewer
Municipal sewage system
Security
Smoke Detector Only
Parcel ID (PID)
032-010-893

Parking

Total spaces
4 — covered indicated
Features
Attached Garage, Additional Parking

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Full bathroomAdditional Accommodation
2pc BathroomLower level
4pc Ensuite bathMain level
3pc BathroomMain level
BedroomAdditional Accommodation10'3'' x 10'8''
BedroomAdditional Accommodation10' x 10'6''
KitchenAdditional Accommodation8'9'' x 15'7''
Living roomAdditional Accommodation9'7'' x 16'
BedroomLower level9'1'' x 10'
Laundry roomLower level6'5'' x 7'3''
FoyerLower level7'8'' x 9'6''
Primary BedroomMain level12'3'' x 15'10''
BedroomMain level11' x 13'7''
BedroomMain level10'11'' x 13'11''
KitchenMain level9'9'' x 13'7''
Dining roomMain level10'7'' x 15'6''
Living roomMain level14'1'' x 17'3''

Listing Information

MLS®
10373010
Listed
January 17, 2026
Time on market
On the market for 227 days
Data last synced
August 31, 2026

Listing provided by: Century 21 Assurance Realty Ltd · Data source: CREA DDF.

Description

Welcome to #24 - 19950 McCarthy Road, Lake Country! Stunning six-bedroom single-family residence located in a brand-new subdivision of 27 homes. Blending modern design with exceptional functionality, this bright, open-concept home is ideal for families or investors alike. The main home features four spacious bedrooms, including a luxurious master suite with a private en-suite and walk-in closet. The living area offers a cozy gas fireplace with striking feature walls, while the kitchen is equipped with sleek stainless steel appliances. Throughout the home, you’ll find quality window coverings. Convenience is key, with a main floor laundry room and a two-piece powder room. Additionally, this home includes a two-bedroom legal suite, fully outfitted with stainless steel appliances, a washer, dryer, and window coverings—perfect for generating rental income or accommodating extended family. Other highlights include a built-in vacuum system, a fully landscaped and fenced yard, an underground sprinkler system, and a heated two-car garage with a 220-volt EV charger. The exposed concrete driveway offers parking for at least two more cars. Ideally located close to schools, public transportation, shopping, restaurants, the airport, and the lake, this exceptional property offers everything you need to enjoy life in Lake Country. Don’t miss this opportunity! Buyers are advised the listing price is subject to GST. (id:63159)

Values & Trends

This listing

$391/sqft

Building average

No other active listings in this building

Lake Country North West average

$511/sqft

34 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kelowna

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

15,817

(2021 Census)

+22.4% since 2016

Density: 129.5/km²

Dwellings: 6,852

Median household income: $98,000

After-tax: $87,000

Immigrant population: 11.7%

Top countries of origin (% of total population)

  • United Kingdom2.7% · 425
  • Germany1.3% · 200
  • United States of America1% · 160
  • India0.8% · 120
  • South Africa, Republic of0.3% · 55
  • Philippines0.3% · 55
  • Netherlands0.3% · 50
  • Russian Federation0.2% · 35

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

52

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
HS Grenda Middle SchoolMiddle350 m
George Elliot SecondarySecondary555 m
Peter Greer ElementaryElementary978 m
Davidson Road ElementaryElementary3.3 km
Oyama Traditional SchoolElementary9.4 km
Aberdeen Hall Preparatory School(Independent)K-1210.1 km
Ellison ElementaryElementary10.3 km
North Glenmore ElementaryElementary11.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Bun Tan Pho & Sushi274 m
  • Chopsticks · 10071 Main Street282 m
  • L'Isola Bella Bistro406 m
  • Viva Mexicana · 9685 Highway 97511 m
  • Taste of India · 9685 Highway 97530 m

Cafes (2)

  • Tim Hortons296 m
  • Cream N Bean Coffeehouse · 9685 Highway 97525 m

Grocery (2)

  • IGA Marketplace262 m
  • Coopers Foods · 9522 Main Street632 m

Parks (3)

  • Swalwell Park188 m
  • War Monument Park314 m
  • Regional Park357 m

Shopping (1)

  • Okanagan Sundeck Centre · 9570 Bottom Wood Lake Road559 m

Pharmacies (2)

  • Shoppers Drug Mart · 9970 Main Street268 m
  • IDA Pharmacy690 m

Banks & ATMs (5+)

  • RBC · 9950 Main Street258 m
  • TD Bank276 m
  • CIBC361 m
  • Buster's Pizza & Donair - Lake Country - Bitcoin Well ATM · 10058 BC-97404 m
  • Interior Savings707 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 7.6% ($79,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$839,200.00
Periodic payment — Principal & Interest (monthly)$5,414.23
Additional monthly expenses (strata, tax, utilities, etc.)$230.26
Total monthly cost$5,644.49
Interest paid over 5-yr term$240,517.13
Balance at end of term$754,863.11

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$79,900
Stress test qualifying rate8.09%
Payment you must qualify for$7,452.04

Cash Needed at Closing

Minimum down payment$79,900
Estimated BC PTT$18,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$100,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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