Property Type: Detached HouseOwnership: Freehold

19950 McCarthy Road Unit# 25

Lake Country, BC V4V1T1

$1,049,000

6 bed4.5 bath4 parking2,680 sqftBuilt 2026
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.1 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Strata / maintenance fee
$96/mo
Annual property tax
$3,065.49

Maintenance Fee Includes

Garbage

Also included: Other, See Remarks

Interior

Basement
Full
Heating
Heat Pump, Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Laminate, Carpeted, Mixed Flooring
Appliances
Refrigerator, Oven - Electric, Dishwasher, Microwave, Washer & Dryer

Exterior & Lot

Exterior features
Stucco, Other
View
Mountain view, Valley view
Lot features
Level lot, Central island
Fencing
Fence

Building

Roof
Asphalt shingle, Unknown
Water source
Municipal water
Sewer
Municipal sewage system
Security
Sprinkler System-Fire, Controlled entry, Smoke Detector Only
Parcel ID (PID)
032-010-885

Parking

Total spaces
4 — covered indicated
Features
Attached Garage, Additional Parking

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Full bathroomAdditional Accommodation
2pc BathroomLower level
4pc Ensuite bathMain level
3pc BathroomMain level
BedroomAdditional Accommodation10'3'' x 10'8''
BedroomAdditional Accommodation10' x 10'6''
KitchenAdditional Accommodation8'9'' x 15'7''
Living roomAdditional Accommodation9'7'' x 16'
BedroomLower level9'1'' x 10'
Laundry roomLower level6'5'' x 7'3''
FoyerLower level7'8'' x 9'6''
Primary BedroomMain level12'3'' x 15'10''
BedroomMain level11' x 13'7''
BedroomMain level10'11'' x 13'11''
KitchenMain level9'9'' x 13'7''
Dining roomMain level10'7'' x 15'6''
Living roomMain level14'2'' x 17'3''

Listing Information

MLS®
10390740
Listed
June 17, 2026
Time on market
On the market for 75 days
Data last synced
August 31, 2026

Listing provided by: Century 21 Assurance Realty Ltd · Data source: CREA DDF.

Description

Welcome to #25 - 19950 McCarthy Road! A stunning six-bedroom home in a brand-new subdivision of 27 homes, offering modern finishes, functional living space, and excellent income potential. The main home features three bedrooms on the upper level, including a spacious primary suite with a walk-in closet and private en-suite. Designed with both comfort and practicality in mind, the main floor offers defined yet connected living spaces, creating a warm and inviting atmosphere. The kitchen is equipped with stainless steel appliances, quality window coverings, and convenient access to the main living and dining areas. A dedicated laundry room is located on the entry level. Downstairs, a versatile fourth bedroom for the main home can be used as a bedroom, office, or flex space. The property also includes a two-bedroom legal suite complete with stainless steel appliances, washer, dryer, and window coverings. The flexible lower-level room offers potential to be incorporated into the suite, creating a three-bedroom suite configuration, subject to buyer verification. Additional features include a heated two-car garage with a 220V EV charger, built-in vacuum, concrete driveway with extra parking, underground irrigation, and a fully landscaped, fenced yard. Located in one of Lake Country's growing neighbourhoods, this home is within walking distance to schools, parks, and recreation, with shopping, restaurants, wineries, beaches, the airport, and lakes just minutes away. GST applicable. (id:63159)

Values & Trends

This listing

$391/sqft

Building average

No other active listings in this building

Lake Country North West average

$511/sqft

34 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kelowna

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

15,817

(2021 Census)

+22.4% since 2016

Density: 129.5/km²

Dwellings: 6,852

Median household income: $98,000

After-tax: $87,000

Immigrant population: 11.7%

Top countries of origin (% of total population)

  • United Kingdom2.7% · 425
  • Germany1.3% · 200
  • United States of America1% · 160
  • India0.8% · 120
  • South Africa, Republic of0.3% · 55
  • Philippines0.3% · 55
  • Netherlands0.3% · 50
  • Russian Federation0.2% · 35

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

52

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
HS Grenda Middle SchoolMiddle356 m
George Elliot SecondarySecondary561 m
Peter Greer ElementaryElementary982 m
Davidson Road ElementaryElementary3.3 km
Oyama Traditional SchoolElementary9.4 km
Aberdeen Hall Preparatory School(Independent)K-1210.1 km
Ellison ElementaryElementary10.3 km
North Glenmore ElementaryElementary11.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Bun Tan Pho & Sushi277 m
  • Chopsticks · 10071 Main Street287 m
  • L'Isola Bella Bistro411 m
  • Viva Mexicana · 9685 Highway 97507 m
  • Taste of India · 9685 Highway 97525 m

Cafes (2)

  • Tim Hortons296 m
  • Cream N Bean Coffeehouse · 9685 Highway 97521 m

Grocery (2)

  • IGA Marketplace266 m
  • Coopers Foods · 9522 Main Street627 m

Parks (3)

  • Swalwell Park194 m
  • War Monument Park320 m
  • Regional Park363 m

Shopping (1)

  • Okanagan Sundeck Centre · 9570 Bottom Wood Lake Road553 m

Pharmacies (2)

  • Shoppers Drug Mart · 9970 Main Street271 m
  • IDA Pharmacy685 m

Banks & ATMs (5+)

  • RBC · 9950 Main Street259 m
  • TD Bank275 m
  • CIBC366 m
  • Buster's Pizza & Donair - Lake Country - Bitcoin Well ATM · 10058 BC-97408 m
  • Interior Savings701 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 7.6% ($79,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$839,200.00
Periodic payment — Principal & Interest (monthly)$5,414.23
Additional monthly expenses (strata, tax, utilities, etc.)$485.72
Total monthly cost$5,899.95
Interest paid over 5-yr term$240,517.13
Balance at end of term$754,863.11

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$79,900
Stress test qualifying rate8.09%
Payment you must qualify for$7,452.04

Cash Needed at Closing

Minimum down payment$79,900
Estimated BC PTT$18,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$100,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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