Property Type: Detached HouseOwnership: Freehold

19950 McCarthy Road Unit# 27

Lake Country, BC V4V0C2

$999,000

5 bed3 bath4 parking2,285 sqftBuilt 2026
Get Directions

Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.11 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Strata / maintenance fee
$96/mo
Annual property tax
$0

Interior

Basement
Full
Heating
Heat Pump, Baseboard heaters, Forced air, Electric
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Tile, Laminate, Carpeted

Exterior & Lot

Exterior features
Stucco

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
4 — covered indicated
Features
Attached Garage, Heated Garage

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
BedroomAdditional Accommodation10'5'' x 10'
Full bathroomAdditional Accommodation
BedroomAdditional Accommodation9'6'' x 10'
Living roomAdditional Accommodation10'9'' x 15'3''
KitchenAdditional Accommodation6'3'' x 15'3''
Laundry roomLower level7'9'' x 7'3''
FoyerLower level15'3'' x 6'6''
3pc Ensuite bathMain level
Primary BedroomMain level14'3'' x 15'
BedroomMain level10'9'' x 10'
BedroomMain level11'6'' x 11'
3pc BathroomMain level
KitchenMain level11' x 10'6''
Dining roomMain level10'10'' x 10'6''
Living roomMain level16'6'' x 15'

Listing Information

MLS®
10372355
Listed
January 16, 2026
Time on market
On the market for 227 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Assurance Realty Ltd · Data source: CREA DDF.

Description

Welcome to #27 at 19950 McCarthy Road, Lake Country, perfectly positioned on a desirable corner lot. This beautifully crafted 5-bedroom, 3-bathroom residence offers a bright, modern design with an impressive sense of space and comfort throughout. The main living area is truly a showstopper, featuring 12' ceilings, a striking built-in gas fireplace with a custom entertainment and storage surround, and expansive floor-to-ceiling windows that flood the home with natural light. The open-concept layout flows effortlessly into the kitchen and dining area, creating an ideal setting for both everyday living and entertaining. From here, step out onto the spacious deck, perfect for indoor-outdoor living and hosting guests. The main floor is thoughtfully designed with three generously sized bedrooms, offering convenient single-level living. The kitchen combines style and functionality with modern finishes and ample workspace, enhancing the home’s refined yet practical layout. A legal 2-bedroom suite adds exceptional versatility—ideal for extended family, guests, or rental income potential. Additional highlights include a heated two-car garage with EV charger, quality craftsmanship throughout, and a layout designed to maximize comfort and efficiency. Ideally located between three lakes and close to schools, transit, shopping, restaurants, the airport, and recreational amenities, this home offers the perfect opportunity to embrace everything the Okanagan lifestyle has to offer. (id:63159)

Values & Trends

This listing

$437/sqft

Building average

No other active listings in this building

Lake Country North West average

$509/sqft

34 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kelowna

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

15,817

(2021 Census)

+22.4% since 2016

Density: 129.5/km²

Dwellings: 6,852

Median household income: $98,000

After-tax: $87,000

Immigrant population: 11.7%

Top countries of origin (% of total population)

  • United Kingdom2.7% · 425
  • Germany1.3% · 200
  • United States of America1% · 160
  • India0.8% · 120
  • South Africa, Republic of0.3% · 55
  • Philippines0.3% · 55
  • Netherlands0.3% · 50
  • Russian Federation0.2% · 35

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

48

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
HS Grenda Middle SchoolMiddle388 m
George Elliot SecondarySecondary594 m
Peter Greer ElementaryElementary1.0 km
Davidson Road ElementaryElementary3.3 km
Oyama Traditional SchoolElementary9.4 km
Aberdeen Hall Preparatory School(Independent)K-1210.1 km
Ellison ElementaryElementary10.3 km
North Glenmore ElementaryElementary11.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Bun Tan Pho & Sushi300 m
  • Chopsticks · 10071 Main Street315 m
  • L'Isola Bella Bistro442 m
  • Viva Mexicana · 9685 Highway 97485 m
  • Taste of India · 9685 Highway 97503 m

Cafes (2)

  • Tim Hortons303 m
  • Cream N Bean Coffeehouse · 9685 Highway 97498 m

Grocery (2)

  • IGA Marketplace293 m
  • Coopers Foods · 9522 Main Street601 m

Parks (3)

  • Swalwell Park227 m
  • War Monument Park352 m
  • Regional Park395 m

Shopping (1)

  • Okanagan Sundeck Centre · 9570 Bottom Wood Lake Road520 m

Pharmacies (2)

  • Shoppers Drug Mart · 9970 Main Street290 m
  • IDA Pharmacy657 m

Banks & ATMs (5+)

  • RBC · 9950 Main Street273 m
  • TD Bank274 m
  • CIBC394 m
  • Buster's Pizza & Donair - Lake Country - Bitcoin Well ATM · 10058 BC-97430 m
  • Interior Savings676 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 7.5% ($74,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$799,200.00
Periodic payment — Principal & Interest (monthly)$5,156.17
Additional monthly expenses (strata, tax, utilities, etc.)$210.26
Total monthly cost$5,366.43
Interest paid over 5-yr term$229,053.02
Balance at end of term$718,882.98

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$74,900
Stress test qualifying rate8.09%
Payment you must qualify for$7,106.01

Cash Needed at Closing

Minimum down payment$74,900
Estimated BC PTT$17,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$94,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information