Property Type: Detached HouseOwnership: Freehold

20 Santa Rosa Place

Osoyoos, BC V0H1V2

$649,000

2 bed3.5 bath1 parking1,813 sqftBuilt 1986
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.16 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,393.03

Interior

Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
None

Parking

Total spaces
1 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
OtherBasement6' x 6'3''
DenBasement10'11'' x 14'8''
3pc BathroomBasement
Utility roomBasement11'3'' x 12'
Family roomBasement10'10'' x 10'
Partial ensuite bathroomMain level
Full bathroomMain level
BedroomMain level11'5'' x 12'
Primary BedroomMain level11' x 16'
KitchenMain level10'4'' x 18'
Living roomMain level11'10'' x 17'

Listing Information

MLS®
10394884
Listed
July 15, 2026
Time on market
On the market for 47 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Realty Solutions · Data source: CREA DDF.

Description

Beautifully kept home at the end of a cul-de-sac. Bright kitchen opening onto covered East facing deck to enjoy morning coffee from. Upstairs you'll find 2 good size bedrooms and walk-out access to the park-like backyard designed to enjoy sun or shade and a dedicated area for the gardener. Downstairs there's a den & a spacious family room. Extra large single attached garage with a window and room for a workbench! Plenty of room for guest parking as well as an RV. Fabulous location. Walk to beach to enjoy lake activities or town centre to shop or enjoy cozy coffee shops. All measurements approximate and should be verified if important. (id:63159)

Values & Trends

This listing

$358/sqft

Building average

No other active listings in this building

Osoyoos average

$564/sqft

130 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

23°C

Humidity 43%

Wind S 7 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

5,556

(2021 Census)

+10% since 2016

Density: 660.6/km²

Dwellings: 3,279

Median household income: $66,000

After-tax: $60,800

Immigrant population: 20%

Top countries of origin (% of total population)

  • United Kingdom3.8% · 210
  • India3.3% · 185
  • United States of America1.9% · 105
  • Portugal1.6% · 90
  • Germany1.1% · 60
  • Philippines1.1% · 60
  • Italy0.5% · 30
  • Netherlands0.4% · 25

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

33

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Osoyoos ElementaryElementary1.2 km
Osoyoos SecondarySecondary2.1 km
Senpaq'cin School(Independent)Elementary16.2 km
Tuc-el-Nuit ElementaryElementary16.9 km
Southern Okanagan SecondarySecondary17.0 km
Southern Okanagan AltSecondary17.0 km
Oliver ElementaryElementary17.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Smitty's659 m
  • Diamond Steak and Seafood705 m
  • Wildfire Grill · 8526 Main Street712 m
  • Golden Chopsticks · 8527 Main Street746 m
  • Unnamed · 8515 Main Street765 m

Cafes (3)

  • Starbucks · 9145 Main Street503 m
  • Tim Hortons706 m
  • Gino's Coffee House · 8316 Main Street800 m

Grocery (2)

  • Red Apple347 m
  • Save-On-Foods · 9129 Main Street571 m

Parks (2)

  • Town Square / Farmers' Market730 m
  • Unnamed777 m

Shopping (1)

  • Dollar Store · 9143 Main Street496 m

Pharmacies (1)

  • Pharmasave · 8301C 78 Avenue768 m

Banks & ATMs (2)

  • CIBC · 8516 Main Street733 m
  • BMO · 8502 Main Street760 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Similkameen (SD53)

Mortgage & Ownership Cost Calculator

Minimum required: 6.1% ($39,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$519,200.00
Periodic payment — Principal & Interest (monthly)$3,349.70
Additional monthly expenses (strata, tax, utilities, etc.)$373.75
Total monthly cost$3,723.45
Interest paid over 5-yr term$148,804.21
Balance at end of term$467,022.08

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$39,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,683.77

Cash Needed at Closing

Minimum down payment$39,900
Estimated BC PTT$10,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$52,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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