Property Type: Detached HouseOwnership: Freehold

8004 89TH Street

Osoyoos, BC V0H1T1

$629,000

3 bed2 bath1 parking1,555 sqftBuilt 1956
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Property Details

Property & Lot

Sub-type
House
Stories
2

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,113.7

Interior

Basement
Full
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
None

Exterior & Lot

Exterior features
Stucco, Vinyl siding, Other
View
Mountain view, View of water, View (panoramic)
Waterfront
Waterfront on lake

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
1 — uncovered indicated
Features
Other, Additional Parking

Room Dimensions

RoomLevelDimensions
Dining roomMain level13'1'' x 12'2''
Laundry roomBasement11'0'' x 7'7''
SunroomMain level9'3'' x 8'2''
Primary BedroomMain level10'9'' x 11'7''
Living roomMain level11'7'' x 12'2''
KitchenMain level12'2'' x 13'1''
Recreation roomBasement14'10'' x 11'8''
BedroomBasement11'0'' x 10'11''
BedroomBasement8'11'' x 8'9''
3pc BathroomBasement7'6'' x 8'7''
4pc BathroomMain level5'8'' x 11'7''

Listing Information

MLS®
10395557
Listed
July 24, 2026
Time on market
On the market for 38 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Desert Oasis Rlty · Data source: CREA DDF.

Description

Enjoy lakeside living on the peaceful shores of Peanut Lake in Osoyoos! This cozy home features a full finished basement, an energy-efficient heat pump, and newer windows with built-in blinds. The primary suite includes a private sunroom and deck with serene water views. Step outside to a covered deck, stamped concrete patio, surrounded by grapevines. Complete with upgraded electrical for a hot tub. Includes an overheight single garage and ample driveway/street parking. Embrace the South Okanagan lifestyle right from your backyard! (Buyer to verify measurements if important.) (id:63159)

Values & Trends

This listing

$405/sqft

Building average

No other active listings in this building

Osoyoos average

$563/sqft

130 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 77%

Wind NNE 5 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

5,556

(2021 Census)

+10% since 2016

Density: 660.6/km²

Dwellings: 3,279

Median household income: $66,000

After-tax: $60,800

Immigrant population: 20%

Top countries of origin (% of total population)

  • United Kingdom3.8% · 210
  • India3.3% · 185
  • United States of America1.9% · 105
  • Portugal1.6% · 90
  • Germany1.1% · 60
  • Philippines1.1% · 60
  • Italy0.5% · 30
  • Netherlands0.4% · 25

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

52

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Osoyoos ElementaryElementary784 m
Osoyoos SecondarySecondary1.9 km
Senpaq'cin School(Independent)Elementary16.6 km
Tuc-el-Nuit ElementaryElementary17.3 km
Southern Okanagan SecondarySecondary17.4 km
Southern Okanagan AltSecondary17.4 km
Oliver ElementaryElementary17.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Smitty's280 m
  • Wildfire Grill · 8526 Main Street322 m
  • Diamond Steak and Seafood327 m
  • Golden Chopsticks · 8527 Main Street355 m
  • Unnamed · 8515 Main Street379 m

Cafes (3)

  • Tim Hortons339 m
  • Gino's Coffee House · 8316 Main Street440 m
  • Starbucks · 9145 Main Street474 m

Grocery (3)

  • Red Apple303 m
  • Save-On-Foods · 9129 Main Street443 m
  • Nesters Market · 8130 Main Street684 m

Parks (3)

  • Town Square / Farmers' Market339 m
  • Unnamed496 m
  • Gyro Park519 m

Shopping (1)

  • Dollar Store · 9143 Main Street449 m

Pharmacies (2)

  • Pharmasave · 8301C 78 Avenue430 m
  • Shoppers Drug Mart · 8305 Main Street512 m

Banks & ATMs (3)

  • CIBC · 8516 Main Street350 m
  • BMO · 8502 Main Street386 m
  • Cascadia Credit Union · 8312 Main Street447 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Similkameen (SD53)

Mortgage & Ownership Cost Calculator

Minimum required: 6.0% ($37,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$503,200.00
Periodic payment — Principal & Interest (monthly)$3,246.48
Additional monthly expenses (strata, tax, utilities, etc.)$337.47
Total monthly cost$3,583.95
Interest paid over 5-yr term$144,218.57
Balance at end of term$452,630.03

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$37,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,545.35

Cash Needed at Closing

Minimum down payment$37,900
Estimated BC PTT$10,580
Legal / closing costs (typical estimate)$1,500
Total cash needed$49,980

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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